Public loan forgiveness. Has anyone successfully made their 120 payment mark yet and if so did it go as planned?

I’ve always avoided annuities but think this one from NY Life is interesting. It’s called a Variable Investment Fund and you can add an Investment Preservation Rider for a fee. The IPR guarantees your investment return will at least be the cash you put in.

Typical portfolio returns about 7.5% after all fees. The commission fee is 2%.

So you are attenuating some upside and paying a pretty hefty fee, but you are insuring agains the downside.

Thoughts?

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

Feeling over my head money wise. Moved to a HCOL area and bought a townhome since rent was so high as well. Mortgage is $4k including taxes. I make $200k a month. Did I make a mistake?

As a property owner, is there any way for me to build another house on the four acres I own, or would the property have to be subdivided?

How’s BABA stock looking? Good to enter theses prices to average my existing bag?

With 17.5LPA how much income tax are you paying every month?
What methods are you following to pay 0 tax?
Important:
Please don't ask YOE, Tech Stack..
Fed up of seeing these same questions...

Which is the safest ELSS fund ? I want to invest to save my taxes and not looking for any profits but just want to be on a safer side and consume the entire amount of 80C , so please suggest.

Any one exited Capgemini recently ?
How long it takes to get Full and Final Settlement amount?
Anyone also withdraw PF along with F&F ?

So I’m reviewing geminis fees, and see a “custody fee schedule”. 0.4%, with a $125 administrative withdrawal fee. What is this exactly? I keep reading about exchanges being a custodian wallet.

Whats the best financial institution to keep/create an account for investment purpose even if I leave US and manage from outside? It seems there are many restriction that I can’t contribute from outside US? And what’s the best way to have personal retirement account managing from outside US? Im in the US now but not sure how long I will be here.

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

Is it worth it to buy a multi-family home to rent out?

Anyone have any advice on crypto/bitcoin investing? Best way to get started? Good tips for what to buy? TIA

I keep seeing these ads for that thing where you buy a lordship by purchasing land in Ireland or something. Is that legit? Or are they just printing out a certificate without actually selling you any land?

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Anyone has a recommendation on a personal financial coach?

Does anyone use wealthsimple trade? Are there monthly or quarterly reports I can download for my investments?

From EPS how much pension one can expect?

Hi,

Letter mentions progression from grade 3 to grade 4, but at the beginning of the month SM said he is suggesting my name for promotion. Now that it's mentioned as progression in the letter, promotion is out of scope? Or can it change from progression to promotion before feb 4 announcement?

Looking for career advice. 8 total YOE and 3 1/2 in sales specifically. Just over 3 YOE with an industrial IoT company selling mostly hardware and some custom software solutions and occasionally cloud connectors as an inside sales engineer. I'm about to finish an Enterprise software sales internship at IBM but will need to find a job as a contingency in case things don't work out. Just trying to figure out what roles may make the most sense given that background. Hoping to stay in tech. Thanks!

Hi fishes! Trying to switch for the first time. I don't have any good offer in hand.. Try my luck..Have some questions regarding the same..
What is the procedure of giving a notice period? Is it just a mail to the HR and the immediate manager?
If i drop the papers, and say they match my cctc to the new companies ctc.. Can i take my resignation back?
Will this effect any of my future performance ?

Hey guys do you y’all have a strong Salesforce practice?

Overall strongest sustainability consulting firms in Europe?

If anyone is looking for a referral to PwC US, dm me!

I want to know how difficult workday prism certification is? What is the passing rate for this exam.

Confirmed! Promotion from Specialist to Manager. Any thoughts on what to expect for raise?

Thinking about holding an equity crowd sourcing round in the fall to fund the next growth stage of my company - anyone have any experience with this?

Hi Sharks,
I also want to work in some product based firms or tech giants like amazon, flipkart, adobe and so on. But main problem is i live in mumbai and most of this opportunities are from banglore or Hyderabad and i dont have any plans to relocate.. any suggestions on this if any of this gives wfh or any such company is present in mumbai

Need likes to activate Dm

Please help me

I was offered a part time Internal Audit Sox Lead role for $70/hour. It’s a remote role, perm with benefits and I’m very excited for it. They offered me the exact amount that I asked for, and now I’m wondering if I did not ask for enough. I’ve never had a company offer me exactly what I asked for. Thoughts? Have I short changed myself?

Is BCG In US still hiring or is there a hiring freeze for experienced hires?

Hi fishes. Is anybody aware about the kind and quality of work that HDFC bank does in Data Science and Analytics? And how is the work culture in the Analytics team? Any pointers would be helpful. Thanks in advance.

Hello Friends,

Just need some advice
Currently I am working as QA in automation, yoe : 5.10, but I feel being in QA field wont take me long in career, after 8-9 years I dont know what else is left to learn in this specific domain. You start shifting towards non technical side and become managers at early stage in your career.

I am looking for domain change and confused between two:
1)Data engineer (azure)
2)Devops

Which career path would be good to be relevant in IT for long technical career?

just checking from EY UK here. my friend received an offer for advisory assistant manager. and wanted to check the average the firm paid? thank you

Looking for a game…. Some of my favs are the Fallout 3, Skyrim, X-Com, Subnautica… Pillars of Eternity, Divinity 2… any suggestions?

Anyone have a good accountant/lawyer for tax season? Have met with 3 so far and have gotten 3 different answers on tax implications, especially with use of like-kind exchange in 2017

Looking for recs on guidelines/ resources treating ADHD? Wait time to get patients into psych is sometimes so long!

Minor thing to complain about now but I feel like dictation of notes takes just as long as typing them. I also don't know what's better or worse from a contamination perspective

Happy nurses week you guys are real heroes every day. you deserve more than a week to appreciate all your hard work and dedication.

I got my first pair of Figs scrubs, and I've never had so many pockets! Didn't realize I needed them until I had them!

Running the numbers, and even if you have med school debt still I think it could still make sense to invest in the market at these low levels. Could provide returns above your interest rate

Our practice grouped up and sent flowers and care packages to all of our nursing staff. Well deserved!

What do people think of the idea of tying drug prices to other countries' prices?

Does anyone have any insight into working at a vein clinic? I just got a job offer and want to make sure I'm getting paid appropriately.

I feel like running is the last exercise I'd recommend to my patients. Biking, walking, swimming so much easier on body

Bought a few plants for our call room. Makes a hugggee difference

God sometimes research just feels like you're shouting to the world and then forgotten, buried in journal somewhere

Anybody located in Austin Texas area?

My patients with DMD keep seeing old, generic medications skyrocket in price because there's only one supplier. This should be considered fraud

Won't get into details, but had a reminder today that patient goals often aren't same as what my own would be. Need to do better at meeting that

Strongly recommend Clinical Problem Solvers for some basic review in podcast format. Good schemas

Man the concept of RNA vaccines is so fascinating

Not that I'm complaining, but I have a hard time understanding why my (small) retirment account continues to go back up

If you have ever experienced burn out or just recurring job dissatisfaction, what are the main factors that created that situation?

Documentation requirements, productivity quotas, administrative initiatives, lack of support, and hospital politics are often cited for contributing to burnout among physicians.

What has been your experience?