Put 5% down on my condo and did my first gut renovation on the place, spending about $40K. Took the place from $425K - $490-500K according to my realtor.

I learned a lot and want to flip another property, but also kinda fell in love with my current place and don’t want to sell. I’ve only got about $45K in cash right now - is there any way to get the cash back from my renovation to put towards another without selling?

In line with my previous question…how much is your personal credit history worth to you? If you found out that a data broker that has significant security gaps buys your data (let’s say from Experian) and resells it to marketing agencies with even less security, would you care? If you’ve ever received “you’re qualified for this loan, credit card, etc. “ marketing in the mail, that’s based on the data analytics from the data broker.

Currently making 91k and considering a move to NYC. What would an ideal comp be to maintain same standards of living plus savings?

I’ve always really admired watches and have always wanted a datejust. I’ve been saving for awhile and my financials finally allow for it, allbeit a used one. This is my first time buying a expensive watch and with it being used I’m worried about scams! Any tips or best practices to avoid potential scams when looking?

What travel card to get if there is going to be lot of international travel in the family?

Hi Guys,

Need you suggestion.
I had selected pay later while filing income tax return and finished the e verification as well today.
How can i pay income tax now and avoid any late fee/penalty by 31st July?

If I contributed after tax dollars to a traditional IRA last year, will I get a tax form from the administrator to get a reduction in my taxes when I file the return?

This may sound super optimistic, but the bottom in US market is close by for short term. Still trend is downwards as per my weekly and daily system.

I am able to find many undervalued stocks here too. India has always been my favorite market though and I am super bullish on manufacturing sector companies.

What are your thought ?

Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

My Last working date at Wipro is 12th of june 2022, So How tax will be calculated for the financial year 2022-2023. My CTC is 8.4L
I will be working only 3 months for this financial year and in April month payslip i can see 6K deducted for tax and in the IT projection it shows around 30k tax deduction gonna happen. I will be joining another Firm in same june month
Please share how tax is calculated in my case and how to save taxes.

considering buying a piece of rental real estate in a different state NC and I currently live in FL. Would setting up an LLC be the best option to protect my personal assets? Best option and pls lmk if there is better: single member, SCorp elect, C, pshp. I am married and HHI 150k.

Personal finance book recommendations?

Relocating to Raleigh and looking to buy a condo. No idea of the area. Can anyone please recommend a real estate agent? Thanks.

For those that invested in real estate rentals, how did you systematically approach finding a good property? Realized most of my stock investments was just gambling and I don’t want to gamble on a RE investment. Read a few books but none of them go into how to actually find a good deal/city.

Best advice/tools/books I can use to invest in stocks? (Please don’t say S&P 500, i want to learn how to pick stocks correctly:)) thanks

I feel like I have no idea what I am doing when investing in stocks/real estate. Any recommended books/videos? Thank you

Can I ask at what age people are typically buying their homes here in LA? Wondering at what age people are able to take the plunge.

Anyone who has recently transferred pf from hcl trust to epf account? Please dm.

Do you include the equity in your rental properties as part of your net worth? If so, what do you use to get the best estimate of the FMV of your properties? The estimates I see online can vary widely depending on the site if used so was curious if there is a good source others have used.

What is the approximate rent of 2bhk in Baner, Balewadi in a decent society for family. 

Any recommendation on where to find cheap (less than 30 quid) place to stay overnight around Marlybone-Fitzrovia-Clerkenwell area if I end up staying in office till 2am and you live quite far away to make the journey home not worth it?

I know law firms have their sleeping pods but I don't think that's common in consulting firms. Also not sure how socially acceptable it is to just sleep in the office...

Any books/readings/videos recommendation on how to do start up's valuation?

I have a business idea in the VR/AR space utilizing AI. However, I lack skill sets to evaluate viability or to create an MVP. Neither do I have a network to tap into.

My plan is taking classes to deepen my knowledge while joining and actively participating in communities to find collaborators.

Does this approach make sense or do you recommend other approaches? If it makes sense, do you have any recommendations for classes or communities?

Look forward to hearing your experiences and wisdom!

One of my coworkers thinks she deserves more PTO than it is allowed in our agency because she's "struggling". We all struggle with our own battles but she's being very rude about it. How can we handle this?

What do you miss/not miss in the agency world?

I am looking for scrum master opportunity please let me know in case of any availability.

Is there some type of document I can sign to protect myself and my assets when buying a new property?

Who would’ve thought being a realtor was so hard? Not to diminish anyone’s work, but I always assumed it was easier.

What’s everyone doing today babes 🧐

What is the maternity leave policy of PWC and for how many children it is available?

I have my Masters in HR and my PHR but I don't think HR is for me, or I may not have the confidence for this role. I want to quit my job and live off my savings which can hold me over about 6 months, but then what??

I have cleared my first round interview in HCL and after that I got call from HR for salary Negotiation but it was not completed. It's been 10 days and I didn't got the call and that HR person is not lifting my call as well. I have submitted the BGV details as well. Can I still expect the call from HR?

All aboard the projection train!
Look in the mirror everyone. It’s never about the other person. I’m repeating this to myself today.

Round 3 (final) of this job interview tomorrow. Really hoping I get it. Wish me luck, friends!

Is hiring has been slowed down in India due to recession in news? Any layoff news because currently most of the candidates has switched at higher package .

Can we work from Puerto Rico without facing VPN issues? Or we need to get some kind of special permission?

Is there any openings in supply chain management in metro?

What do you all think lies in store for PE over the next 5-10 years? Especially given record levels of dry powder + fewer truly good opportunities + more expensive debt?
Have heard industry consolidation (PE firms buying out one another), sector specialization and other elements may be more common, but curious to hear other thoughts

Has anyone bought a new
construction home from Pulte Homes?
Considering one of their new
townhouse and looking to get a sense
of this builder's reputation. If there are
forums where you can validate builder
reputations, would welcome those
suggestions as well. TIA!

How do you get past the 10th mortgage? I’m trying to buy an 11th property and I’m maxed out. Has anyone been in this? How did you manage?

Rental investors - Any recommendations on insurance provider for purchasing Umbrella coverage (either personal or for LLC/commercial)?

Fishes please help🙏

I'm scheduled to close in 2 weeks and the holdover tenant isn't moving, the problem is my current attorney isn't really helping. Can I still change attorney at this point?

Looking for your advice and recommendation for a good real estate attorney in NYC who is also familiar with landlord/tenant law. 🙏

considering buying a piece of rental real estate in a different state NC and I currently live in FL. Would setting up an LLC be the best option to protect my personal assets? Best option and pls lmk if there is better: single member, SCorp elect, C, pshp. I am married and HHI 150k.

What are house prices like in Austin right now? Is inventory still low?

If you lost your job two days before closing on mortgage refi, but after receiving the clear to close, should you disclose to the lender or go through with closing and hope they don’t do a day of closing employment verification? Have substantial savings and not at risk of foreclosing. Asking for a friend.

Has anyone here invested in a real estate syndication before?

I purchased an investment property in Austin for $415k 2 years ago. It’s now worth $650k+.

Because mortgage rates came up, my monthly payment PITI is looking around $3150 per month. It will likely rent at $3000-3100 per Month.

Should I hold or sell immediately?

Do Plumbers generally charge a fee just to come look at the problem and provide an estimate? I called a couple of plumbers and they are asking for a 50$ or 75$ fee just to be at the door and give an estimate, the fee will be adjusted if I give them the job.

Anyone know how LIHTC works for properties that are past their initial 15 year period?

Anyone here live in Manhattan or NJ and invest out of state that would be willing to answer a few questions through DM? Thank you!

Under contract for a 2,700 sqft home in LA. I think the price is OK: it’s not rock bottom and definitely not overpriced either as similar sized homes in the area have sold for MUCH more. The price is decent because it needs a bit of work on the interior, and I’m perfectly fine getting that done. OK time to buy now? Ideally I won’t have to sell this one to buy another home anyway, so in theory the hold period can be indefinite. What do you think about the impending foreclosures due to COVID?