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It isn't based solely on account value. I have less than $5k in Chase deposit accounts, but maybe 100k in chase credit card limits without any accumulated balance to pay off, and they still called me and sent me materials about more premium banking options. My hypothesis is that they buy data on you and model out if you're likely to have high net worth, and target you accordingly. Most of my funds are at non-Chase institutions, and they accurately figured that out.
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What net worth did you hit 👀? Jk keep us posted!
If you have that much in chase move it over to a HYSA...
Over 1m for places like schwab
Not sure, but over $300k in chase accounts will trigger marketing action. I think PC starts at $250k, so there's a pretty big upsell at that point.
Recently, they've been trying to push their investment products to HNW individuals