Question for home owners - do you prefer to roll your Homeowners Insurance into escrow and pay over the year? Or do you prefer a 1x payment. My insurance is offering a discount if I pay at once

Received a job offer. Was wondering if anyone had any thoughts on a concern I had about it. It's an entry level position, and I don't have much experience. The billables are 2040 a year. For billable hours in civil litigation and insurance defense, is 2040 hours for a 1st year associate on the high end in this field for a small or midsize firm? It seems like most attorneys I know have minimum requirements of around 1800. The compensation is around 80k a year.

16 weeks and so worried all of the stress I’m under is going to hurt the baby. Between work, my own scary (non-pregnancy) health stuff, the pandemic, my mom (who is a widow and lives alone, basically isolated by choice due to covid) is having health issues, and pressures to keep billable hours up, I’ve been having complete breakdowns. Today I spent almost the entire day crying and now have to make up the billable time this weekend. I really worry abt what effect this will have on the babe.

Hi, looking for some advice. I’ve been a medical assistant for 10 years, and am finishing up my bachelor’s in healthcare management. However finding hard looking for practice or office manager positions, as they’re looking for people with 3+ years of management experience. How can I get an organization to take the chance to invest in me and give me the opportunity to prove I have what it takes. We all have to start somewhere.

For my new apartment I have the option to pay rent on credit card but it comes with a 2.95% transaction fee. Does anyone know of a card with cash back at more than 2.95% to make it worth while to pay with a credit card?

Have any of you who are behavioral health therapists/psychologists remained in touch with prior patients/clients? I would be interested to hear about your experience with this including what kind of boundaries you set. Thanks in advance!

Is Lennar a good builder? How are the quality of their homes?

-32% on MSFT calls. Ride through ER it cut losses? 6/19 200c.

Do we have to update the tracking and trading with details of like mutual fund, life insurance

Was excited to report a fraudulent transaction on my card but then realized it was actually me shopping on Amazon 😑

Hey fishes, i recently dropped my papers and the manager is saying he would initiate a Canada visa. I know to get all this in written and not to go by his word but my question is how practical is the move to go there? I ve a home loan and a 9 month baby and my current CTC is 17 lpa. Will I be able to save to repay loan and afford rent? I have seen the PPP but 160k CAD doesn't seem like anyone would get from a service company for onsite.

If I don't start until 2 weeks from now - will I miss out on all of the stock split benefits?

Illinois condominium act? Upstairs unit’s HVAC leaked and caused damage to our unit. HOA agreement says damage caused by omission is waived if covered by insurance. My insurance wants a HOA insurance claim to be filed and HOA refused. Upstairs unit owner now wants us to pay half of the cost claiming he’s not “negligent.” Both the Act and HOA agreement in the “Lien” section contains the following sentence (continue in comments)….

🐠 🐟 who did EMBA out of pocket - Did you get your loan from a bank? Not even sure where to start looking into.

I’m traveling to Europe in a few months. With the euro and dollar at equal value for the first time in 20 years - does it make sense to buy euros now and hold them?

Let's say you work remotely full time in private/group practice. Mental health or Wellness.
What's your maximum client load for a week? 20? 30? ... 10?

I make significantly more than my boyfriend. Think I should pay a greater portion of our living expenses than him?

Anyone else having issues importing Alight into personal capital?

High-growth digital healthcare startup focused on primary care: hiring a manager-level role focused on managing our network of clinicians. Looking for someone with deep analytical chops, demonstrated ability to drive continuous process improvement, and management experience - you’ll be managing a large team of undergrad-level analysts. DM for more details.

Anyone out there using a Health Reimbursement Arrangement (HRA) for employees?

Would love to hear about how it's going, whether you're using a service to administer it, and if you like the service.

General thoughts on crypto? Bull/bear?

Are there any open positions for associates? I am a recent grad and have 1 year of ERP consulting experience (based in FL, but work remote). I am open to any role and would love suggestions. Thanks!

Looking to move to Cleveland and buy a townhouse. What’s the best area for a young couple, no kids: Tremont, Ohio City, Duck Island or Gordon Square? Want something walkable and easy access to a nice coffee shop.

Looking for a rep who’s taking on new DPs. Not looking to hire a DP, just looking to recommend a rep to a DP friend. TIA

I got power and internet back last night but I have no pressing matters so my bosses don’t need to know that 🫣🤫

Can I get a POV: Summer at Kirkland?

Any advice regarding final round interview at Simon-Kucher and what to expect on the math test? @

I don’t initiate likes on Hinge

Insane question but going to ask: where do I even start with commercial DD? The experienced Corp Dev team all left the company so no I have to figure out how to acquire this company. We are at best a C+ team. Any tips for how to not F this up?

Wordle 531 3/6*

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Is there any openings for Manual Testers with more than 6 yrs of experience?
Or some or other automation is required?

I had a tech interview for TCS today I gave answers for 70% of the questions rest 30% couldn’t able to answer is thr any chances of me getting selected?
And one more thing how much time they will take to declare the tech interview result and where they will declare?

Answer both queries.

Hi Fishes ,12L INR fixed in Accenture how much would be in-hand per month.

Hi there - my company is returning to office next month. Hybrid to begin before they ramp up to 5 days back in office by end of year.

I think the fact they want to bring us back 5 days is disrespectful considering how much work we’ve put in remotely over the last year. Not to mention productivity studies say people who WFH (and have no kids) are substantially more productive.

All that being said, does anyone work at a FinTech/Tech company whose RTTO policy is more flexible? Looking to leave

Best startups in the utility space?

I have a grandparent who is a toxic narcissist. He is my only living grandparent. I will be inviting all aunts and uncles to our wedding. However, after watching my grandparent make my sister's wedding completely about him and try to get involved, although my sister did not want that, I do not want to invite him. Any advice?

Has anyone here transitioned from consulting to the Foreign Service? I have a few questions

Currently an RX senior associate at A&M. Ive dealt with a fair amount of distressed pe firms and I'm pretty interested in the space. I think the skillset is much broader and opens me up to learning a lot of new skills. One thing Im curious about is how to make the move over to a invest role.

Ive toyed with the idea of doing a 2-3 year stint in RX IB at Houlian or a similar MM or EB but just am not sure if that's even needed. Anyone have some insight or suggestions they could offer? Im all ears

You guys here are amazing and real human beings, always ready to help, give advice, referrals, cheer people up with beautiful photos etc. Thank you guys for being awesome, and God bless you all with beautiful lives and wondeful jobs.

Economics of renting a condo: between taxes, hoa fees, and replacement reserves; it seems v tough to be cash flow positive unless charging 1.5-2x the mortgage. Anyone else having similar experience? I still rent my condo, but expecting the pay day when i sell, not each month. Not sure it my thinking is off

What withdrawal rights do you use in your model? Is 2% too conservative? 4% too aggressive? Also how does retiring early factor in? Does the traditional 4% assume you are retiring at 65?

Can you start this if you’re 34? Kind of late to the game or nah?

Question about credit scores and MBA loans. (FYI I know this is not mathematically the best option but want to do it to remove mental burden of student loans). Planning on paying off the balance of my MBA loans, ~100K, at the end of the summer once I can save a little more. I have offers to refinance which would give me a free $1,000 and slightly lower interest rate. Would refinancing now and then paying off the “newer debt” in 3 months negatively impact my credit score?

I am going to gross above the 2022 Roth limit, but my MAGI will bring me below the limit based on my maxing out of 401k. I am also expecting to receive 2 bonuses this year, one for $8k and another for a yet to be determined amount. Basically, I am right on the edge of the threshold and it is making planning confusing. Anyone encounter this before? How’d you gauge your contribution for the year? Or is it best to just wait until next April and pull the trigger then so you don’t over contribute?

How do you do your retirement savings calculations? Online calculator? Your own excel spreadsheet? Any caveats you plug into the model? Hoping to improve mine, TIA!

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

How do you strike the right balance between spending and saving? For example, if you’re looking to buy a car, do you wait until you can pay 50% in cash? 75% in cash? Full?

Expect that I will be receiving a decent year-end bonus. Any recommendations on where I should invest it? Already have an emergency fund in HYSA and have done investments in Vanguard ETF in the past. Thank you for the advise!

I want to invest my savings- 100k.
What is the best way to do so?

Skip the pre-tax 401k in favor of mega Backdoor Roth? Thoughts?

Rationale is building up a tax advantaged nest egg for retirement and then using brokerage for more med term goals (5-8 years). I can afford to pay taxes now and compounding benefit is high.

Income ‘22,190k. ‘23, 295k. Age 26

I would be capturing company match with either 401k contribution. I wouldn’t be maxing out mega Backdoor, probably about 25-30k. Want to put another 50k in brokerages

O.M.G! How am I supposed to achieve FIRE if my dog is constantly going to the vet for tests, meds, special dog food, etc.?!!!

Ideally how much your net worth need to be in order to retire comfortably as a couple? Not looking to have an extravagant lifestyle but do want to travel regularly.

My wife and I are 25. What are some checkpoints if I want to retire at 55? What do I need at 30, 35, 40 to make that happen? My number is $3.5 Million.

Me - 25 yo, $80k income, $20k bonus
Wife - 25 yo, $65k income, $5k bonus

Our net worth is at about $32k right now.