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I joined Tiger Analytics with CTC of 9lpa. When I check in greythr IT statement, it shows 7.14lpa.
In the CTC payslip, it shows 75k per month as my salary. But this month I got 61k.
I understand they deduct tax, but I feel it is too much. IDK where I'm losing the money. Can someone tell if this is normal. I'm a fresher so, IDK much about it.
Also, what can I do to pay less taxes? Any help on that?
how do you stay motivated when you are rich?
Coach
Yes, you can do that. Just ensure there is no pre-payment penalty in the loan as some loans do tend to have some penalty if you pay in the first 6 months etc. For the second point, I am not sure if interest rate will be lower with 10% than 20%- it should be vice versa but I can be wrong here.
You’ll definitely get lower rates if you put 20% down. I’d probably wait 3-4 months to purchase the home items you need, or at least the expensive ones.
Mentor
Seems silly. If you’re so confident you have the extra money in a few months then buy the items you need slowly on a credit card and give yourself 30’day delay.
Prices should also be a bit better post summer so might make sense to just wait a bit