Related Posts
More Posts
Ultimate simp move 😂😂

Additional Posts in Personal Investment Chatter
ABNB @ $144. Invest or not?
New to Fishbowl?
Download the Fishbowl app to
unlock all discussions on Fishbowl.
unlock all discussions on Fishbowl.
Ultimate simp move 😂😂

ABNB @ $144. Invest or not?
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Download the Fishbowl app to unlock all discussions on Fishbowl.
Copy and paste embed code on your site

Scan your QR code to download
Fishbowl app on your mobile

Pro
I plan to refinance to a lower rate once the forbearance ends.
Interest is frozen, now is a great time to chip away at principal and refi in the future to improve cash flow
Mathematically long term investing wins depending on your loan interest rate, but there is a lot to be said to get from under the loans while also investing. >$1,000/ mo for loans is brutal and impacts lifestyle
I have just less than $10k in federal loans at pretty low interest rates. If the payment deferral ends I'll make smaller payments than I would normally even though I could just pay them off. I'm still basically looking at it like a risk-free bet: if they get forgiven, great. If they don't, bummer but I can still pay easily. I just don't want to risk paying in bulk and then see forgiveness is announced because I'll just feel like an idiot.
I’ll probably just refinance if it doesn’t look like we’ll get permanently lower interest related on fed loans. Might do just a portion to keep some federal with the protection that provides even if I pay a little more in the long run.