Question: Has anyone had any luck selling or buying a house/apt through an off-market direct sale? Considering this approach to sell my NJ house but unsure of the success rates.

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As someone who just bought near manhattan with a realtor this sounds like a logistical nightmare unless you're very responsive. I was used to getting a response writing 5-15 minutes for each house I was interested in

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Agreed. As someone who recently sold my house, there's no way I had the time to respond quickly to all the inquiries about showing the house. Just so much less of a hassle to have a broker act as a middleman after you've given them the hours that you're willing to show the house.

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What to do next - sit on cash, fund 2019 IRA, invest outside of retirement accounts?

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For context, coming up to the end of my second year of working, 24, I know I’m in a good spot but feel like I’m wasting opportunity sitting on cash. I probably spend around $3.5k/month towards living, no outstanding debt. Only financial goal is to buy a place in a year and a half when my lease expires, I’d estimate needing $15-20k for for DP/CC.

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Hi Fishes,
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Hey Fishes

I hope all are doing well !!

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Thanks in advance.

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