Question... How are the companies like Primerica still able to keep the same business model in the Reg BI world?

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It’s all about disclosures. They just disclose they are screwing them.

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Disclosures?

So this Reg BI is all about more disclosures to the clients? Not actual requirements us as advisors have to do for each and every client?

So what are your negative thoughts on Primerica just curious?

The fact they call themselves financial advisors. Without the ability to provide a wide array of of products and services to clients. Most of their “advisors” are part time. Buy term and invest the rest is their mantra... etc, etc.

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What about Ed Jones as well

What about EJ? We’re going to thrive in this environment.

They mentioned Primerica so was curious about EJ to. I’ve heard many at primerica doing great to

I was incorrect. From Primerica’s own website - sales force average annual pay in 2019 was $6,249. Then they have to pay $25/month for platform access, so real 1099 compensation would be under $6k and you have to pay 15.3% self-employment tax on that plus federal and state.

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