Question. What debt consolidation service would you recommend? Have some credit card debt accumulated from my wife that I’m thinking of consolidating. Get all kinds of offers in the mail but would prefer recommendations if you have any. Thanks.

like
Posting as :
works at
You are currently posting as works at

I had a pretty good experience with Upstart

like

They’ve reached out a few times so good to know.

Lighstream.com has good rates, especially if you pay off within 36 months.

Related Posts

Any single BHK available around Deloitte Tower 1 or in Gachibowli plss help! I was about to stay in a flat but owner betrayed and increased the rent amount!! Deloitte

like

Any view on when work visas will resume for foreigners? Hoping to look for work visa sponsorship in Australia

like

Coinbase disabled ability to purchase claiming it’s due to the credit card chargeback and double charging when I made the purchase 3 weeks ago. But I used my direct bank acct and no chargeback.

I initiated a securities transfer between my robinhood account to my fidelity account. Robinhood hasn’t done anything about for 3 weeks. I also have a ton of cash in there that they keep blocking to withdraw. Literally wanting to use the cash for QQQ and VOO. Seriously holding up potential gains or just simple trades.

Anyone have an idea on what I could do speed up robinhood and get them going?

like

Any Canadian citizen here that has transferred large amounts of cash from their own US bank to a family member's Canadian bank?

Need to send +$100K next month, and trying to learn if there's any IRS taxes or legal items I should remain aware of with such a large transfer. TIA!

like

Does anyone have extra United Plus Points about to expire? I have 20, but have an international flight booked with open first class seats. Need 30 to secure the upgrade. Willing to help me out?

likefunny

Are the larger hotel chains (Hyatt, Best Western, etc.) better to work for than the smaller one-off organizations? I'm sure they're not all the same but I'm curious

like

Why is the employer not giving a complete pf amount?

For ex- Employee is contributing 3900 but employer is contributing only 2650 .
Why are they deducting 1250 ?

like

How have you all found a financial advisor?

Bankers are increasingly reluctant to give commodity traders in Asia the credit they need to survive as the lenders grow ever more fearful about the risk of a catastrophic default.

like

Hi! Especially to the Indian fishes- will a change in your appearance from your visa photo (Hair length, Color) create issues at POE while trying to enter back? Just curious. Thanks!

Got my first decently paying job and am paying off about ~10k in debt for myself and ~20k in debt for my family.

I'm looking to invest some money (~500 per week). Any advice on where to begin? I was told to get a financial advisors and invest in index funds or etfs but im not really finance savvy. What would you reccomend?

like

Has anyone invested in angel syndicated and rolling funds via AngelList? If so, how has your experience been so far?

like

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

like

To those of you who have NRE and NRO account in Axis bank - do you pay an annual charge every year for your ‘Debit Card’?

like

I have an opportunity to be a Food and Beverage manager for a hotel I have been for 6 years. Currently I am overseeing all operations but want to focus more on the F&B world. Would anyone know how much salary I should be asking for this role?

Where are the previously big crypto people at on the FTX and broader crypto situation?

like

What is the correct ASC topic for accounting for insurance proceeds (claim for stolen goods)? Trying to read up on why the cash goes to an expense offset or gain below the line.

like

I have a valid H/L visa and I’m also applying for green card. Can someone help me understand the benefits of applying for advance parole as well? Trying to figure out if I should apply or not as it’ll restrict me from international travel for a while.

More Posts

Are there any Institutions out there that would refinance international student loans without a co-signer?

like

What is the best way to review for the FAR? I have gone through everything and have 11 days until my exam.

like

Ok to not wear belts with suit?

Anyone here work for RBCs Climate team, or any of the Big 5 banks climate work? Would be interested to chat about the work you’re doing, currently at a T2 firm with an MBA but looking to mix it up.

like

I think the average for most M7s is about 27 y/o...does anybody know what percentage of H/S/W students are 30+ yrs old? What is the propensity to recruit “older” MBAs?

like

PTON - hold? Came in at about 149
I believe in its LT potential but getting nervous today

like

Me to Team: I am leaving early today.

Client: Can we push our noon phone call to 4:30PM?

Me: Sure, sounds great. Talk to you then!

likefunny

Recruiter approached me for a director role on internal consulting arm-strategic sales force effectiveness and have a meeting with the VP. I have 4 years of work ex job desc. says minimum 12. Cont...

funnylike

I was under my moms healthcare policy until she lost her job in February. Am I able to enroll with EY even though I’ve missed open enrollment?

Got to partner rounds in 2 of the MBBs last year but didn't manage to get offers. Feedback were to get deeper and sharper insights. What does this mean and how should go about working on this? Appreciate some advice.

like

What are the best Information / Cyber Security firms in Europe? Why?
Edit: non PenTest, audit or OT

like

Hello fishes.
My joining date is on 11 Oct and I had received mail regarding that the pes completed but no further reply. I am worried about it because today is Sunday day after tomorrow is my joining, I don't know what should I do?please advise

like

Who is going out tonight 😭🥳🤷🏻‍♀️

like

Hello everyone, I wanted to understand I have done BBA and after that MBA in banking as minor and have been working as Fraud investigations Advisor I want to advance in my career so which certification is good CAMS or CFE, the Investigations I am currently doing are system automated we just have to follow the SOP and take action on the account, can anyone guide me how to proceed further in my career path and which certification can help me to advance in my career. YOE 7 years

like

Hi, anyone know about cool teams at B4 or consulting firms that are making big strides in the „ethical culture“ space?

like

I have Openings for Citrix resources. If you know someone please DM.

like

If you are interested in joining EY's Transformation Design & Execution practice (Business Transformation Consulting), would be happy to refer you if you have relevant experience! Send me a DM! :)

like

Met a guy on Grindr who was visiting my city for the week. We had dinner Friday night. Met up again Sat afternoon and spent a full 24 hours together. Enough in common to keep the conversation going, not get on my nerves, and enough chemistry to be attracted too. Is the next step plan a trip and hang out again for a day or two? I acknowledge jumping to anything more serious than travel buddies would be challenging and unlikely given the distance. Thoughts?

like

From Academia to Industry (Google). I am PhD in Cyber Physical Systems with strong focus on systems and software architecture. I have 2 YoE in research after my dissertation and I would like to continue my career in industry (Europe). I applied recently for some manager roles but also developer type. Which kind of position it would be for me easier to get? I would like to work in Google (France) or similar. Someone with experience could give me some advice?

like

Pwc AC Do you have any opportunities in life insurance QA I am open to relocate anywhere

like

Additional Posts in Personal Finance Bowl

Any advice of changing auto/home insurances?

Is there an easy/efficient way to figure out how much you've contributed to vs earned in your Roth accounts? I started contributing >20 years ago to my employer's Roth 401k and have rolled it over to a Roth IRA and moved it between multiple custodians, e.g. Fidelity, Vanguard, UBS, Personal Capital, etc. It is unclear to me how much I contributed vs how much I earned by investing it.

The purpose of doing this is I want to use $10K of it, but want to prove that the $10K is from my contribution.

like

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

like

Good resources to learn about which investment account types I should be using?

like

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

like

Recently purchased a home and starting the design process - planning to spend $70k on furniture in the next 6 months (sourcing through designer, not through big box retailers). What are the best credit cards out there right now with 0% APRs and rewards/cash back? Partner and I have excellent credit.

like

Thoughts on personal loans to consolidate Debt?

likesmart

Does anyone have an Individual/Solo 401(k) for their personal business?
Are you doing the mega back door strategy?
If yes, what’s your plan provider?

I’m looking to set this up for my wife’s business but haven’t found a good one that offers the option for voluntarily after tax contributions with in-plan Roth conversion.

like

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

like

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

like

Google stock to buy now or after the split?

like

If I make 80k a year in Chicago how much should I be spending on rent?

like

Thoughts on where to park income given the pending recession? I have a feeling equity markets are going to continue getting crushed. Prepping for a ‘23 house purchase

like

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

like

Who is thinking about retiring in a low cost of living country? This can dramatically change the math for retirement savings and allow you to work for far fewer years.

like

what can I invest in using my ROTH IRA?

like

What has your experience with life insurance as an investment vehicle been? I’m thinking of putting $50K in a half million life insurance plan over 3 year. Any thoughts?

like

Anyone have a recommended tax person in Chicago?

like

Got $160k in student loan (3.96% interest rate over 7 years) and make $160k salary. Have about $70k in cash. Currently pay nothing in rent but will move to high COL city after quarantine.
What is my best move here?

like