RE gurus: I’m starting down the landlord path and going to be listing my condo for rent, but got a few questions:
1. How did you all draft your rental agreements? (Website, lawyer, etc)
2. Best place to list? (CL, Zillow, Apartment.com,etc)
3. Anything else I should be aware of? (Background checks, income verification, tips, etc)

How do you all handle smart (light) switches ( or other similar smart home features) and accounts when handing over a rental to a tenant? Do you give them the account so they can use it and control smart home? Is there a good way to do this?

Looking for suggestions for buying a 300k home in chicago. Single and no family yet,
should I do a rental allowed building in downtown or house/ townhome in one of suburbs?

Does ESPP make sense? Most companies deduct a portion from monthly paycheck to accrue over a period and then do the purchase at offering end. During this period of time, most tech stocks would already appreciated anyway to offset the 15% discount. Anyone with me?

Should I throw my entire $6k of Backdoor Roth contributions into VTI or DCA in case of market downturn (ex: $2k per month)?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Been trying to buy a house in Columbus, OH but the market is crazy, inventory is short, prices are thru the roof! Any ideas...?

Thinking of dipping my toes into real estate and wanted to see if anyone has any books/ podcasts/ courses or even any tips or advice that you wish you had when you got started?

Goal is to diversify my investments past the stock market. Any help is appreciated!

Wanted to get your perspective around buying a new construction house in Decatur GA. According to you, what could be the pros and cons? Budget under 500k

Any advice on best trading platforms?

How do I retire by next week? Need suggestions. Thank you. ✊ We in this together.

How do I know if my 401K plan allows for mega backdoor contributions? I have it through Fidelity, but not sure how to figure out if my plan allows for it

Is it worth it to buy a multi-family home to rent out?

Just got the Venture X and planning to hit the SUB spend by buying stablecoin on Crypto dot com. Is there a risk that Capital One won’t honor this spend or will try to clawback the points?

I got offered by my financial advisor to enter a closed private equity fund that has the objective (not guarantee) to 2x the capital in 10 years. That would mean a consistent 7.2% p.a. though I won't be able to sell, which is not a problem.

Do you think it's worth it?

I use this financial advisor because he's a family friend and I pay close to no fee and it was a nice way of getting into investing.

Question for my fellow fish, thinking about buying a new home and putting 10% down instead of 20%. Only because I want to have some extra money laying around for new home items I’ll need. Then after 3-4 months of PMI my plan is to call and drop the other 10% in a big payment to remove PMI. Is this something I can do? I also think if I do 10% down instead of 20% I can get a lower rate as a first time home buyer.

Anyone have experience or perspective on whether or not real estate investments are a good hedge vs inflation?

Risk averse investor here. My investing consists of buying shares of the S&P index fund (VOO). I tend to stay away from individual stocks due to lack of knowledge and time. Is it smart to start looking into individual stocks to build my portfolio? I still plan on putting money into VOO, however, should I also look for ways to grow money quicker?

Here’s a suck-the-air-out-of-the-room question: between federal, state and local taxes, HOW MUCH do you get taxed per pay period? Me: 38%

27M here, any girl in Hyderabad

Does it grind the gears of anyone else in EY forensics to see your college counterparts in audit get promoted on a more set schedule than our practice? This year we have so many S4 and M4s and I can’t help feeling behind

I’m looking to switch credit card and banking providers. Is there any reason I shouldn’t go with uber visa for insane cash back, and capital one for that sweet sweet 1.3% APR? What do the 🐠 use?

Best place for a deep tissue massage in London? I’m not fussed about fanciness or brand of the spa - just want an insanely good 90 minutes for a reasonable price.

I’d like to start a luxury handbag resale business. Does anyone have experience with this and/or want to partner up?

I just got certified for aws associate solutions architect. Im trying to make a switch from a programmer position to more into cloud solutions. What are the some of the entry positions that i could get in with the cloud certification?

*If anyone actively looking for a job, i can refer you in cognizant.
Just go to career page and let me know the Job ID number.
I will help you.*

I have the day off today - usually I’d go to a workout class and/or a museum, but unfortunately most fitness studios are not open for indoor classes and I don’t feel like a museum today. Any suggestions on what to do? Open to ANYTHING, in any borough, although I am based in Manhattan!

Hey all. Can someone tell about the SIP Associate role at ZS, I’ll be joining the position in few days. Also what does the welcome kit include and after how many days of joining I can expect to receive it?

Anyone have experience using Lucas James Talent Partners?

In prosecution, if a patent attorney does not try to remove prior art cited by an examiner (eg a 130 affidavit to assert an exception under102(b)(1)(A)), but instead makes arguments to overcome the art, may the attorney made an admission that bars removing the art later in prosecution. Just received such a transfer case, looking for options.

Any whatsapp grp of new joiner ?

Dear Sharks/Fishes,

Need your 2 seconds of like action to enable my DM. Thanks in Advance

Regards

We probably want to sell our house in the next year or two. What are all the things to do before it goes on the market? E.g., repaint interiors, have handyman fix all the random small broken things? Get windows washed? Touch up landscaping? Any guidance on what you really have to do vs what you can skip? As example, if paying $10k to repaint the house means I can charge $10k more then it doesn’t really seem worth the effort (nets out anyway)....

Really looking for some feedback here. Our first home we bought at 275k, currently could sell for 450k. Lived in the home for two years, so if we sold we would exclude any gain. So let’s say after fees, we’re looking at 200k of cash flow to us. We buy another home for 500k, 20% down or so = 100k. Then let’s say we want to get an investment property for 400k, at 20% down = 80k. Now we have a residence with 20% down so no PMI and an investment property. Or we keep our current home (cont...)

Do Plumbers generally charge a fee just to come look at the problem and provide an estimate? I called a couple of plumbers and they are asking for a 50$ or 75$ fee just to be at the door and give an estimate, the fee will be adjusted if I give them the job.

Folks, we recently went to a new construction showing by appointment and it completely slipped my mind to let the showing agent know beforehand that I have a realtor. We like the house but now the selling agent is saying the NJ law doesn’t allow us to work with our realtor but with this him. Ofcourse this guy will have his vested interest in selling the house. What are my options in this case? NJ market

Does anybody have a mortgage calculator / spreadsheet that can account for extraordinarily principle payments (i.e. You take your bonus and put it directly against principle once a year).and thus either shortening term or reducing monthly payment requirements?

Looking for a broker to sell a small retail business in the Chicago suburbs. Where does one start? Any referrals?

Is it worth to buy a place in NYC?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Hi All, How much additional saving $$ needs to be present in your account during closing to successfully approve loan. Let’s say if mortgage payment(principle+interest) is $3500 and prop tax+mellarose is $800 per month.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Looking at buying a house now and looks like cities are getting cheaper as we see strong migration to suburbs as a result of the pandemic. For e.g. just saw a previous $950k home list on the market for $700k. Is it wise to buy in the city? Would it bounce back up in the next 3-5 years?

Hey 🐠, I’ve been very interested in starting to own and rent out properties, I’m in NYC but willing to look other places. I currently own my first home, have two kids, partner and I work mid manager

My dislike for realtors has never been stronger. While purchasing a property a few months ago we found somewhere that had dropped their price so I wanted to go in a little under or at ask. It’s not that he wouldn’t allow it but wanted us to go in at the original list price and I later found out he knew the listing agent. The industry as a whole needs a shake up in my opinion.

Any benefits of paying home insurance premium through escrow account? If I pay in full I am getting a discount

Is anyone a real estate agent as a side hustle? Or maybe has a spouse with a less demanding job doing it?

Has anyone experience with buying houses at auctions to flip? Any advice is appreciated!