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Real estate can offer higher returns but, also it takes a lot more skill/time/risk than some boring broad market investments. No doubt that those who really put themselves into it can seriously multiply wealth through leverage. I also think that a lot of the younger investors in the current market seem to completely forget that 2008 or the early 2000s or the 80s was a thing - there are bad markets, and when its bad, it can be really bad.
I work very heavily with real estate clients - from small investors to a few clients who do a half dozen $20-50m projects a year. The number of headaches on the small investors I just have no interest in. When I have enough around to invest in syndications and it's 100% passive I will probably invest in real estate. My growth/stock/mutual fund allocation has been doing 20%+ a lot of years, and no one is calling me because their kid flushed a sock down the toilet.
It doesn’t have to be and shouldn’t be either or. Invest in both in an allocation that you feel comfortable with
Currently I would say stock market since it is low and real estate is high. However I love real estate. Both
There’s some deals out there if you know how to look.
I’m migrating my portfolio to be more real estate centered moving forward. I thought about investing in real estate 9 or 10 years ago, and instead decided to just add some REIT’s to my portfolio as an alternative. The REIT’s saw around 25% return over that time period (not per year…. 25% TOTAL) while a lot of the real estate I was considering saw 3x to 5x growth (not counting that I would have taken out loans, so potential 15x or more return on my money).
I bought my first investment property in April of last year, and have seen 50% unrealized return on my cash in just 8 months. My first tenant signed a 2 year lease, and while it’s a low cap rate on the rent side, it’s still well in the black. I added 2 more investments in real estate since then, and am already planning on how to get more money invested into real estate moving forward.
Your results may vary. But for me, I like real estate as an asset class for a number of reasons over stocks.
PM1 I think you are quite right. I have had the same experience that I got a 50% over my equity in last 6 months through real estate. Leverage certainly helps.
But I doubt if the housing prices will keep rising in this market. Typically inflation is followed by recession. Secondly historically Dallas market didn't rise over 3% in pre pandemic market.
Low stock market? China maybe…. US stock market has highest valuation ever (multiples, no matter what metric is used)
any recommended REIT?