{ "media_type": "text", "post_content": "Real Talk: New Year, New Goal. Share your age, NW and goal for this year. To start off - 38, 650k, 800k", "post_id": "5ff2251ec6667000202adfc4", "reply_count": 308, "vote_count": 27, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter", "feed_type": "bowl" }
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Real Talk: New Year, New Goal. Share your age, NW and goal for this year. To start off - 38, 650k, 800k

likefunny
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Single M, 31.5, $343K, $500K

A few items to note though:

- I've assumed 15% return from the market this year but who actually know if we have a steady full recovery without a significant correction.

- I've factored in the FMV of my crypto in my NW number, but have not factored in the growth if BTC or ETH were to explode by at least 300%...

- I'm inheriting an portion of my late parent retirement accounts, which I think would be valued anywhere between 50K and 70K. This transfer has not happened yet.

- I'm targeting savings of about $45K this year, which is around a 50% saving rate. I still want to travel somewhere in the latter half and I've got 3 weddings to attend!

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Some of you are extremely aggressive and I have no idea why....

Most of you do not need to get that aggressive with investments if you're really estimating a 40% return and saving 50% of your income...

Or maybe some of you have actually 20% of your net worth in Bitcoin or something..

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TC increased from 165k to 400k this year 🤔

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30, -69K, 0K 🤞🏽

likeupliftingfunnysmart

This is such a relief to see. Sometimes it’s hard to read posts in this echo chamber - negative to positive is the inspo I need!!!!

likeuplifting

35, $115K NW🥴

Looking to do as best as I can this year.

likesmart

Your journey is yours.

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60, 5.5mil, 1.850,000 mil

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Thank you. Many, many years of very hard work and two amazing employees. I have a great team and clients I like working with. Very fortunate.

likeuplifting

32, 1.58mm, 2.0. Single, no kids.

Have a huge cap gains tax bill coming up, so that will be a headwind this year.

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Ended the year at $2.75mm, vs the goal of $2.0. Great success. New goal for 2022 is a modest 3.4mm.

Our company basically stock tripled in 2021. Don’t think those cap gains will be replicable. My other investments also did very well, but wish I had more BX equity

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37, $3.3M, $3.6M

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Wow that’s impressive

24, 50k 100k

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31, $392k, $500k. Newly combined household $832k, $1m

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Way to go for both you and your SO.

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39 W (just saying coz many replies seem to assume that people are men...); $2.5MM. Goal $2.8MM (or more..). Combined w spouse. May be hard as spouse currently looking for job so I'm sole earner. 2 kids HCOL city.

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Lol DD1, don't know that "pick up the slack" is fair!! Yes I'm glad he got a great new job back in March. Our increase came from partially that, and my Google stock vesting/appreciation.
Spent a fair bit on travel and stuff this year, so ideally next year we'll balance topline growth AND keeping a lid on spending and we're in good shape.

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26, $220K —> $350K. M, Single, HCOL, No inheritance

likesmartfunny

Congratulations on hitting your goal!!

uplifting

23, 60K, 100K

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Same! 100k journey is underway!

27, $366k, $450k. Stretch goal is $500k.

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I exceeded my goal and switched employers.

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25, 760K, 1.1M

likefunny

43 - $190k, $250k.

Really stepping up on the stinks game. And I need that higher paying job in 2021 🙏. Seeking > $180k base + bonus.

likehelpful

49, $2.3M, $2.6M

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Mission accomplished. Actually ended up going from $2.4M to $3.0M (thought I was closer to $2.3M in my initial post), easily exceeding my goal of $2.6M.

New goal (hope?) for 2022: $3.4M.

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24, 110k, 150k? Hard goal for me since I quit my job and I’m now a student

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I think I have to do the heavy lifting of applying on my own, but the last part of the program is geared towards getting you ready for that and you have a career counselor assigned to you

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26, -$30k, $15k

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Great goals in here. Let’s have a 🐐 year you savages!
26, 210k, 310k, Single.

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28, 1.1M, 1.5M

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Wow! I want a career change too. I make around $300k a year but don’t think it is sustainable. Thanks for sharing.

Also, I crossed $1M recently and want to buddy up with you to learn how I can better grow my assets.

Early 40s, 4m, 4.5m and hope to buy another home

likeuplifting

24M. 415K. Want to hit 1MM this year.

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PwC6 how’d you do?

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