Realized I’ve been contributing all post tax dollars to my 401k for the past 1.5 years. Am I able to convert this to a roth somehow? What kind of tax liability might I have? Should I switch to pre tax contributions?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

First year in consulting, is it worth purchasing a car this early? I’m living at home and about a 45 minute car ride away from my home office. Any suggestions? What have you done?

I got an offer of $120k CAD+ Sign on bonus+ Benefits in Toronto area for a data engineer position with 5 years of experience. what are your thoughts should I accept it?

If you get the free gold card through your AMEX platinum card do you get all the same points earning that comes with the normal gold card?

for any fans, selling a vip ticket to the seventeen concert on 9/1 at ubs arena. Selling for way below face value and will be able to claim benefits

I work as of counsel at a small firm directly with 1 other attorney. I have worked w/ the other attorney for the last 10 years. How much paid maternity leave is reasonable to request?

Hi!

I’m a claims adjuster and have been working in the property & casualty industry for about 15 years. Can anyone recommend any companies that pay well, have good benefits and a good culture? My current company has great benefits, and a great culture but I feel I’m severely underpaid.

I have an upcoming interview within LCS for the Performance vertical. Would anyone here be able to shed some light on what types of businesses this vertical works with? Seems a bit different than the traditional “retail” “media” “healthcare” etc. (Or does it just have to do with the term performance advertising)

SAP CONSULTANTS... HAJRAT!! HAJRAT !! HAJRAT!!
Do not join IBM India bio-rad project. It has age old technology. No learning no growth. If you are part of AMS support your life would be miserable. Mid management is corrupt, full of dirty politics and groupism of bong group. Pathetic work life balance. You will be expected to be available on all public holidays, expect call from managers at anytime in a day, Also be available on weekends without any overtime allowance/benefits

Hi all,

Does bny provide bny reimbursement.

How do RSU’s work? Since most stocks are way down, does that mean those lucky to get offers now will have the most upside?

What is a decent salary for a billing and insurance specialist? I have 4+ years experience working with health insurance and 20+ years in billing. Thanksnin advance!

I need help figuring out compensation I should ask for. Right now I get no benefits except for a little paid time off which is a right not a benefit. Only make 49K. Want to make at least $65K. Any help would be appreciated!

What are the opinions of 1st year associates taking paternity leave?

Is anyone here a contractor? I’m wondering how long you’ve been one and pros and cons of staying one or accepting a full time position with the company. Also what you do for health insurance.

Some rules recently changed regarding 529 accounts. Anybody using this to pay off their student loans with tax free money?

Ok so I make 130k a year and instead of taking the prorated deduction on my Roth IRA, I'm planning to open a traditional IRA and then rollover the money ASAP to Roth. I'm planning to use my post-tax payments to fund the IRA.

One, is that the right thing to do?

Two, should I anticipate any tax issues during filing? I've read about tax liability when doing the conversation, would that apply to me here?

People who do this every year, tips are greatly appreciated!

How much credit card debt do you have?

So I work for my New York office but i have recently moved to Chicago (official office transfer to Chicago is scheduled for later this summer). I just updated my W-4 when I heard that IL can double tax. Unfortunately, NY also has a law stating that I have to pay tax on office location not my residence. Does this mean worst case I will be withheld for both NY state tax and IL state tax in my next paycheck?

I feel like I have seasonal depression. It's been so gray & cloudy. I get tired more and have less energy & have been more moody.

I am using a UV light to help & I do group fitness exercise. Any supplements, vitamins, or things others have found helpful to combat this?

How did everyone feel about comp?

Any advice on how to improve my technical skills? I keep getting rejected on the basis it’s not strong enough

With the recent horror stories of rescinded offers, any creative advice on how/when to give notice?

I got my offer letter from Capgemini. But i told my HR to update my DOJ. She did that and pushed it to releasing team. Now how many days it takes to get my updated offer letter?

Does anyone have insights into recruiting at the Dubai office? Have things slowed down?

I know everyone here is an F1 fan but if we are being honest the last 6 years have not been the best. With the 2021 rule change, what else would you all like to see happen to make F1 more exciting?

I wonder why the oil money has not flooded F1 as it has soccer/football. More parity would be fun.

Can’t help but feel Mercedes f’d up today. They should have pitted Lewis the lap after Bottas

Hoping for a Ferrari win!!!

Hey guys,

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Looking for advice on how to move into advisory and if it’s recommended as the primary caregiver for 2 young children in regards to WLB. I have been in financial services audit for 5 years and it really isn’t a fit for my personality. Have a BS in accounting and CPA, do I need to go back for an MBA?

I’m a female who lives with my SO. We’ve been dating for years and we fight a lot so it’s possible a breakup is near. Do you think it would be difficult to date while living with my ex as roommates in a 2br/2ba? We have a lease that’s not even halfway done. In other words, would a man be uninterested in a woman who’s living with her ex (but of course being appropriate after the breakup)?

I’m in PERM process and since past few days I got anxious about waiting time to get GC if my I-140 gets filed next year.

I recently interviewed with Natwest and I got confirmation that they wanted to offer a role. Salary negotiations were started. However, now I got an email from the hiring manager that hiring for my role has been paused due to the ongoing cost of living crisis. He expects to resume the hiring for the role in Q1 '23 and would resume the process then. So is it the end? Honestly, I don't expect him to come back. But what do you think?

@Natwest

Shared room available in Sunset Park for $275 a month. Message me for details and video. Female only! 11-month lease starting Sept 12th. 5 min walk to subway - express to midtown (40mins).

Bought a SFH where I’d barely break even given the realtors estimate of 1.1k rent. Neighbor kindly let me know going rate was actually 1.6k. Put it up for 1.5k to get a nicer long term tenant and signed in 2 weeks. First investment property and learned a lot from here/bigger pockets so feeling pretty good!

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Would you be okay with your mother in law moving in if that meant you and your spouse got ownership of a fully paid off house in Key West that is worth 500K+? If MIL doesn’t move in with us, she would have to sell her house in KW to buy a house near us in cash. She’s recently widowed and is choosing to quit her job before retirement age. She wants to live with us and give us her house. What would you do?

A car accident a couple years ago resulted in shoulder surgery. I found out this week my settlement amount would be $80K+ (take home). I’m mid 20s + debt free already with a 50% savings rate. Having an internal struggle because part of me wants to enjoy some of it because of the pain that this chapter of my life caused me but then I realize how far ahead this can get me on me FIRE journey. Thoughts?
Disclaimer:Getting into a car accident is not *lucky* and my body will never be the same.

What withdrawal rights do you use in your model? Is 2% too conservative? 4% too aggressive? Also how does retiring early factor in? Does the traditional 4% assume you are retiring at 65?

Mega backdoor question - I wanted to take advantage of this while it still existed so I contributed to after tax 401k the last few paychecks. Is the correct process to do a withdrawal/rollover directly to my Roth IRA account? It seems like I can do a direct deposit from the 401k but it is asking if this is a checking or savings account which seems wrong.

I’m deciding whether to house hack a multi family home in Miami or continue renting and buy a chalet close to a national park to put on Airbnb. This will be my first investment property. Will pull the trigger in 2023 or 2024. Which route would you go for and why?

Has anyone else used or heard of interesting applications of a 529 if you end up not using it not for a dependents education?

Currently thinking of contributing something small (~$50/month) with the intent of using it on myself for flight school down the road.

25 with the partner and I being 50/50 on kids down the road.

What happened here? I refinanced my student loans in November 2019 and got a 10-year variable at ~2.5% pegged to LIBOR. When 2020 hit, LIBOR tanked and my interest rate went down to 0.75%. Looking at similar loans now, I can’t find anything close to this rate. Is this just a quirk of my original timing?

Refinance my current mortgage? I can reduce my interest rate by 0.375%. Closing cost is $1500. My monthly interest payment would go down by $200

Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd