Really struggling with where to invest a few 100Ks (depreciating in the bank currently) in this market. Everything is at historically high price and it seems like I might just wait out for next large dip in 5-6 months vs investing now? What is your advice? Any stocks/ETFs?

How do I begin investing? Graduated in June 2018 and started my job in August 2018.

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Hi guys
I am from EY india
I have declared my investments in tax declaration portal , still I see in monthly salary that there is huge tax deduction.
In my previous organization, once I declared my investments in the tax portal , then my salary was very less affected by tax deduction.
But in ey india , I don't see any effect after declaring my investments.
Kindly help me how to declare investments so that there will be less tax deductions from my salary .
#EYINDIA

Joining Google in few weeks and my side gig these days is researching 529 plans for my almost 1 year old. Does anyone know if Google offer & contribute to any 529 plans? If so which one? I see it listed in benefits section of onboarding site but looking for the plan name at the least.

Which pension plan does KPMG UK use? I’m US based but needing to rollover my existing UK pension due to new job / new independence restrictions and trying to align plans. Thanks!

How long did it take you to reach 800+ credit? I have a total of 4 credit cards (averaged 2 yrs) but always seem to hover at 750-780

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

Is it worth it to get the Amex platinum for a year for the large bonus offer if the intention is to possibly cancel it at the end of the year rather than downgrade?

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

Hey Londoners! I’m about to move to London and hunting for a place to live (on a mid-level salary).
Could you please share how much rent do you currently pay and where do you live (area/no. of rooms)?

I was hoping to live alone but everything seems over the top expensive

Confession: Sometimes I give money to homeless people that look like they might be an undercover billionaire looking for a kind soul to leave their fortune to. Does that make me a bad person?

If I spot bonus one of my employees, can I pay it via gift card so they don’t get a tax cut via writing a check? It’s for $1500

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

Is retail quant trading on a massive rise?

Has anyone been told they need 25% down for a vacation home?

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Does anyone have any tips to maximize miles when getting married? We currently only have one card that is the same. Does it make sense to add her to all of my other cards as an authorized user? Any tips appreciated

any telltale signs of layoffs in tiger?

(Not frm Accenture)
If you are on notice period and not doing work properly or on time then what can be the consequence ?
They cant put me on performance defaulters as I voluntarily resigned and also got good feedback from client.
The reason I resigned was the sh^^head manager and project.
He said I would be released from project soon and then on bench but after resigning he is saying you have to serve the NP n we cant release early.
This is only option left to get released from this sh^t place

Need your to unlock DM
Pls like my post

Hi Everyone,
I am currently working in technical support in cloud at TCS for 1.4 years. The work is very rudimentary and almost no skill is required for it.
I want to switch to BA role and I have done few certifications, learnt Tableau, Excel and MySQL but I am still not getting interviews.
Any suggestions on what should I do?

Hello guys.
I currently working as technical author and illustrator in commercial heavy duty vehicle industry. I have good in knowledege in PDM, PLM and illustrating tools like Corel draw. Currently looking for jobs in similar field or in other fields were my skill sets will be useful. Please let me know such opportunities.

Which RB should I start in addition to Saquon Barkley in this 1 PPR league?
-Alex Collins @ CLE
-Javorius Allen @ CLE
-Dion Lewis @ BUF
-Aaron Jones @ DET

Who should I start, Joe Mixon or Chris Thompson? 🧐

Looking to package James Conner with Devante Parker and move him this week (selling high). Who are some RBs I can target in that trade who will be a little more reliable than Conner?

Higbee or dulcich? Ppr

Do you ever find that you talk to people outside of engineering about your job and they have no idea what you're talking about?

I'm really having a difficult time understanding how engineering is supposed to be really competitive, most of the projects I've worked on were in groups and there wasn't usually a clear "leader," we were just on a team

I don't know if anyone can answer this. But how much do most civil engineers make? There are so many conflicting reports about "overpaid consultants" and it's almost impossible to get an actual answer

What are some independent pharma agencies? Tired of these holding companies holding my money.

The short: Would anyone be up for starting regular virtual co-working sessions? I’m thinking 2-3 rounds of [5 mins to set intentions : 45 mins of work : 10 min break]. The long: One technique I’ve found to stay focused is “body doubling,” i.e., having another person present while you’re working. I’ve had some success replicating this over Zoom/Google Meet. Everyone works on their own thing and stays muted during work blocks, but videos stay on. It reminds me of studying in the library vs at home

Does AmEx take codility test for hiring? Anyone who can share some insights?

My company just announced that they will stop matching for the 401K until 2021 (sigh). Do you think I should lower my investment percentage to get more liquid assets that I can use for buying an investment property at the end of the year and extra funds available for school as I return for masters? Or is there a better way to get returns?

Anyone use an MVNO? I love to save $$

What is a good alternative to a HYS and/or a CD for short term 6-12 month horizon? Low risk similar to HYS/CD, atleast from a principal conservation view.

HSA vs FSA. My current employer doesn’t offer HSA but, offers FSA. HSA is no brainer. But, not sure about FSA. Any advice??

What’s a good budget to set for a first car? Thinking about getting a 30k car on a 100k salary pre tax and don’t have any other debt. All the affordability calculators I’ve seen online calculate based on monthly payments but I’m wondering if there is a % of income based view. Seems doable but I’m not sure if it’s a good financial decision considering the costs of having a car other than the monthly payment!

What's the average cost you've spent on a vacation between the travel and stay over the past few years (cost per person)

International or domestic?

Used car prices are going crazy! Should I buy out my leased car if the kbb value is much higher than residual?

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

When is the right time to buy a second home (primary investment/ secondary vacation home)?

Can someone clarify under Biden's new proposed capital gains tax, LT capital gains are now income? Meaning if I sold above $1m worth of stock, I'd be taxed at 40% regardless of annual income?

I constantly see here peeps who are at $100k+ net worth at ages 29 or less. What is your salary and how did you do it? I’m nearing 30 and I’m not even close. Am I doing something wrong?

For those that trade individual stocks, how do you keep your emotions out? I decided not to buy Wayfair last month due to past volatility (was looking for short term gains) and now kicking myself.

As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

I’m aiming to retire in 30 years, my current asset allocation between all my investment vehicles is 10% REITs, 10% Int. Equities, 10% bonds, 20% small cap equities, and 50% S&P 500. They are cont...

Any twin toddler parents? I have twins (2 years old) and i am unable to figure how i would get them into college. With the current tuition costs and living expenses of attending college, i feel i can either buy a house or get them education. Any advice on how to plan savings?

If I make $120k base and have 50k for down payment, what should the house price be?

If WFH stays after vaccine(maybe split 50/50 with office and WFH) do you think that will have some major impacts on our economy?  our economy is based off of people spending money not saving. I think of all the lunch, coffee, happy hour, dry cleaning etc spending we used to do.

How much hard cash do you all keep on hand?

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years