{ "media_type": "text", "post_content": "Refinance my car loan? Bought car about 2 years ago and my credit score has significantly increased since then. If so, what are good places to refinance with?", "post_id": "61015d75f8bd310024cf2f69", "reply_count": 3, "vote_count": 1, "bowl_id": "5e6fe1c31f5e51001d267e46", "bowl_name": "Coronavirus Work-life" }

Refinance my car loan? Bought car about 2 years ago and my credit score has significantly increased since then. If so, what are good places to refinance with?

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Get a quote from a credit union and take it to your personal banking institution. They will match or beat it.


Big banks have difficulty matching credit unions unless you are a “personal banking” (eg, high wealth) individual. The retail banking staff just don’t have the flexibility anymore to provide customer-specific offers because their scale efficiencies preclude it. Your best bet is to shop credit unions and pick one. You won’t get a better rate or customer service from a large bank.


Capital one will make it easy

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