{ "media_type": "text", "post_content": "Regarding retirement, the way I understood it the ideal was:\n1. 401k match\n2. Roth IRA\n3. Max 401k\n4. Other accounts (eg. HSA if you are elegible, potentially 529 for your kids, otherwise just investing in stuff)\n\nIs that right or am I forgetting something?", "post_id": "613fa6e5cfb2d90023c153f4", "reply_count": 5, "vote_count": 4, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

Regarding retirement, the way I understood it the ideal was: 1. 401k match 2. Roth IRA 3. Max 401k 4. Other accounts (eg. HSA if you are elegible, potentially 529 for your kids, otherwise just investing in stuff) Is that right or am I forgetting something?

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HSA is probably higher on the list, but other than paying down high interest debt, you're good.

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I would say the majority of people under 30-35 should be on a HSA eligible plan as they tend to not need as much medical attention to make the more expensive plans worth it.

I’m on the same page as you 😄 but when you max out all, the order doesn’t really matter

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Assuming that you're making a ton of money, probably traditional 401k, the Roth IRA is back door, then mega backdoor more into Roth 401k before you dump a ton into 529

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