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Chief
Any recommendations on all inclusive resorts?
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Rent with your credit card that offers insurance perks
Remember to check if the credit card offers primary insurance…
Decline rental insurance. Use Chase Sapphire Reserve or Amex Platinum credit card when booking as they will give you the rental insurance automatically.
Amex Platinum is secondary rental insurance FYI. If you need primary insurance, you can enroll your card in the Amex Premium Rental Car Protection Program and pay $20-25 for the whole trip.
I went to Vegas for a week and rented a car w friends and drove it over 1500 miles, all over Cali, Utah, and Arizona and I didn’t get any extra insurance. I def would recommend renting a car that offers unlimited miles tho or it can b super exp.
Don’t get the extra insurance. Rent the car with a credit card that offers rental car insurance as a park (most do- just do your research). At the front desk, when they ask you what insurance you have- just say Geico (or something like that- they don’t care)- just don’t say chase. Other tips: Don’t pay for the fill up in advance (they charge you for a full tank). Just fill it yourself before returning the car. Figure out if the roads you’re driving on have tolls & if you can easily avoid them. Using their EZ pass is stupidly expensive.
I had an issue before where the person wouldn’t accept “chase” as the answer since they’re not a traditional auto insurance provider. I changed my answer to Geico and they let me take the keys. It was really dumb.
Make sure you’ve got some kind of insurance, whether it’s through a credit card, AAA, or the rental company. No need to double up, but make sure you’re covered somehow.
I would say the only caveat to this is international travel - we once got the insurance while in Costa Rica because we knew where we were driving would be a bit crazy and got in a fender bender, but it was a total nonissue because we had the full insurance. If you don’t have the credit card w/it or think it’s going to be driving outside the norm (this was all dirt roads, windy mountains, etc) then it may be worth the cost for your sanity
Thanks everyone - I’m in Canada but I’m sure CAA offers through their membership or my credit card.
Chase Sapphire Reserve offers excellent insurance. I never buy the additional.