Robinhood offering 3.75% interest on cash. Sounds really good.

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The 3.75% is only with Robinhood Gold, which is $5 per month. Just make sure to factor that into your calculations. I’ll probably give it a chance for a few months (not as my primary savings account)

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If Robin Hood goes down will I lose all
My $?

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D2- where did you hear that? The fdic steps in several times a year and retail customers generally don’t even know. Eventually they’ll get a letter with a new bank name. Have you personally experienced an fdic issue that went differently?

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Online banking gets you just as high %. Check Ally

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Oh maybe for a CD. Not for savings

Not really a good deal since the money market funds are hitting close to or at 6 and 3 month CDs are at 4

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I Bonds require you to keep your money invested for at least 1 year, then they charge you a 3 month interest penalty for withdrawal prior to 5 years. Plus there is a $10k limit for an individual. I would still rather take 3.75% risk free and fully liquid cash.

But I’m also happy to hear about better opportunities, so let me know.

Is it insured?

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Soooo math. Inflation is like 7%. U losing money with that investment

In the meantime, the economy is so strong that the market has gained like 12% in the last two months. That’s not annualized, that’s by the month

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Pay debts, buy food, and stocks that still make money enough for DRIP the bear cycle.

2.75% for Citi (who improved lately) and about the same for Marcus who’s very good

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And same at Amex now!

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FTX is 8% but only up to 10k. That’s on cash and or crypto

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That was a fast liquidity implosion.

uplifting

Sofi at 3% and fdic insured. Robinhood is not a bank or bank chartered. Be careful where you keep ur money. Treasury bonds also higher but ofcourse money locked down

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SPIC is not fake. But one should wonder who will own Robinhood after the SBF liquidation since he owns a chunk of it and the firms that do

What do desperate times call for again?

Try donut app 5%

Donut froze withdrawls lol

F

Until they go bankrupt

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