Rookie here. Should I just leave my S&P mutual funds alone? Or should I sell and buy bonds or something else?

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Leave it alone unless you need the money fairly soon. If so, it should no invest it

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If you’re a rookie, leave it alone. Don’t rush to double down, don’t sell. If you have more cash to invest, look at ibonds (you can put a max of 10k in them). If you have more than that, buy more S&P on a regular schedule, but don’t worry about the swings or try to vary your purchases to time anything.

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Don’t be a good example of buy high and sell low

I'm a rookie at investing in a mutual fund. What % of my cash holdings should I be investing?Also how risky are call options?

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