ROTH IRA > 401k > HSA > Backdoor / Mega back door > brokerage

Is this the correct order?

Anyone made the transition from NYC to Austin?

I find myself asking why I am in NYC when everything is so damn expensive. Making good money, but limited on savings and quality of life due to the HCOL. Or recs for other cities for that matter.

So it looks like President Biden is going to cancel $10,000 in student loans tomorrow. I'm, unfortunately, missing out because I consolidated all of my loans together under a private loan through SOFI. Anyone want to throw a little cash my way and help me pay mine down???? 🤣 Been paying for 13 years now but only 80k to go! Happy for all of those who this will benefit.... but still stings to be missing out.

How old would you say is too old to live at home? Looking to save some money...

Doing Costa Rica the week of New Year’s this year with a friend! On the fence about the Westin Conchal (all inclusive, more kids - that’s not a plus for us) or the W, it’s sister property. Any tips?

I have got an offer from Amazon via email by the recruiter where my date of joining,CTC, benefits and designation is mentioned but when I have acknowledged that same within 24 hrs from receiving that email, the recruiter stopped replying me but I have already resigned from my current organization based on that offer but now it's been 4 days since when I am sending emails to them but they are not responding, what should be my next step,kindly help me

Want to move from pharma/biotech PR to the kinder side of healthcare comms working on media and PR for nonprofit and wellness companies? Bike/walk to work & bring your dog with you in SF? (AS & SAE)

What are the benefits C10 position gets in Citi??

1) What is the onboarding process?

2) Will there be induction? if yes will it be online or offline? How long is the induction?

3) What all WFH claims are still available?

4) What all extra benefits can one claim?

5) On an average how much hike can one expect?

What is the salary range for a non IT business analyst working for a healthcare company?

Not a law-related question at all but first-year associate that just went under contract for a house. Am I crazy for buying and paying over asking in this market?

If you have a regular office in an office building but also do work at your home on a regular basis (no clients coming to home), can you use the home office deduction when you do your taxes?

I just started as a Broker Service Manager for Optum. Just wondering if 70k was a good salary. Mind you, I worked in a hospital prior and was only making 35k. I do have a bachelors in business administration in management. Currently working on my masters in healthcare admin.

I am looking to buy a residential plot of land in FL for investment or for building a second home in 10-15 years. What could be potential costs other than annual county taxes? Do I expect higher taxes as land gets developed e.g. curbs/sidewalks/sewerage/water connections, etc. Currently live in Midwest. Any advice will be appreciated.

Aside from all the usual benefits like paid vacation time, health insurance, 401k matching program, have you ever seen a truly unique business perk?

I have close to 100k point on my corporate AMEX. Planning to leave firm and return corporate card. How do I keep the points?
Thoughts?

Should stock options be taxed as part of your income or kept as capital gains tax?

So now every time I say something stupid in a meeting, to make myself feel better, I’ll just think of how Pence refused to wear a mask at Mayo Clinic and then said it was b/c he wanted to look the healthcare workers “in the eye” 🤦🏼‍♀️.

I have Amex corporate card. With corporate there are some offers when we opt to Amex plantinum .
In this case Amex platinum vs chase sapphire preferred (no corporate card)

Best area credit unions?

For a first job in advertising, would you rather go to a place like Wieden or to a startup agency with amazing CDs, where you’re almost guaranteed to produce a lot of work and have great mentors?

I’m posting it again.. anyone hiring in industry in NC and willing to help?

Anyone renting out a room? Looking to move to nyc in march

Looking for a job change total having 2.7 YOE in Java. Tech stack which I am currently using is Spring boot, Hibernate, SQL Server, JSP and also having little bit knowledge about Javascript.
Preferred location : Mostly Work from home or Pune

Serving notice period
Last Working day is 30th-June

Has anyone filed and had luck to expedite there refund from prior years by filling out form 911 - request for taxpayer advocate service assistance? If I do that, is that going to effect during any stage of the green card process?

Thinking about getting a puppy soon. Any advice??

Considering joining Slalom Canada but I don't live close by to a city with a slalom office (it's about 2 hrs drive for me). Is it possible to work remotely at leat 80% of time for the foreseable future?

Is anyone getting a wine advent calendar this year? I have always wanted to try one but I am not sure which one to get. Any recommendations would be appreciated!

any updates on lottery results this morning?

Now that FB had rebranded it srlf as Meta shouldn’t ppl now use the abbreviation MAANG rather than FAANG…. 🤔

When we can expect hike letter in Capgemini for rating declared in January.

Hi Sharks,

Which is better company to work for -
1. TCS
2. Capgemini
3. Zensar

Mern stack profile. Total 6 yoe+.

When your phone that you use for alarms didn't switch over time zones and you wake up an hour earlier than you have to be up 😢

Anyone in New York City that can recommend queer legal communities other than just Lambda (which is great! Just want to broaden networking/community opportunities)

Built For Rent: let's talk about it

Who pays the best salary for State and Local Gov work? TIA

Hi! Pretty new to this concept, and really early within my career (only 3 months in). Currently on my company’s 401k plan, contributing well beyond the minimum to receive a match, and maxing the amount I can put in right now (25%). Dabbled a bit in options and stocks in general. Any advice, guides, or starting places you would give someone in my shoes? Thank you in advance!

What stocks or funds do you invest your IRA contributions in. Just opened up my IRA last week and looking to see where to invest in.

I am new to the Fire movement. Just wanted to say thanks to everyone out there for opening my eyes to this possibility! Tough goal but... I'm going to start planning and I'm sure I'll get there!
...

Are rental properties even worth it? I am sure this has been discussed many times, but why not just sit in front of your laptop and focus on ETFs/Index Funds/Stocks?

I would think that managing multiple rental properties would be a hassle? I live in So Cal. Just wondering.

Hey guys, Im 25 and I have about 35k in the bank, 21k in retirement, 41k personal invested, 5k in crypto. No debt. Is it smart to invest more during this down market or save for a house/wedding or something else that’s smarter?

What should I do for consevative strategy of investment. I invested in RE before and never had time and brush up my knowledge in stock other than puting to my 401k. Now my paychecks per month is $10k. I spend maybe $3k for expense and misc stuffs. What is the best way to put maybe $3k to work? Buying big giant stocks? Or just some funds? Or maybe I should just put all of them in to work? I never take that much of the risk. I have home equity for emergency fund. Thanks!

Just want to hear from people who hit FIRE and pulled the plug on working. What are you doing these days? How great is your life? Any regrets?

I need help paying down debt in the most optimal way. Student loans: FEDERAL [ $25k, @3.89%, $320 min. Monthly] ($0 @0% through Sep] + PRIVATE [ $38k @4.57%, $500 min. monthly]. How do I optimize payments throughout the duration of these loans? Is there an excel model/spreadsheet you can point me toward? (And does the crisis forbearance change the optimization equation?). Sorry- a lot to ask on this platform.

Are Long Term Care Insurance Plan and Disability Insurance worthwhile? Do you need both?

Would love advice. Partner and I are spending about 125k/yr total together (all in, incl rent, health, gifts, travel, etc). Mid 30s. No kids but will in next couple years. No debt. Total income between us of 350k. High cost of living/high taxes. So total we save about 80k/yr. I’m glad we’re saving but I feel 125k is too high in these years where we should we saving for kids, future needs etc. I know theres tons of personal considerations in here so not looking for “is this too much or not” cont

Any advice from a soon to be landlord?

Decided to payoff my mortgage.

How are everyone coping with the tech shares selloff? What a huge loss are we seeing in our stonks…

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Had anyone left advertising to FIRE? Feeling like sales might be a better path.

What’s your allocation percentage between 401k and investments (single stocks, index funds etc) and other accounts ? Any advice ?