{ "media_type": "text", "post_content": "Roughly how much in cash $$ goes towards your traditional 401k a pay check...", "post_id": "5e46e792debdd2001d7df2d6", "reply_count": 20, "vote_count": 2, "bowl_id": "5b3f7377ab53db00136f7b4c", "bowl_name": "FIRE Financial Independence Retire Early" }

Roughly how much in cash $$ goes towards your traditional 401k a pay check...

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0. Roth 401k is where it’s at. $19.5k/24

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Disagree with Roth for many, but don't know your situation.

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40% or about $2100 per paycheck (biweekly) .. My strategy is too front load my 401k contribution and then tack on the roth401k .. I max out both.

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OP - EY matches per paycheck, therefore you should spread your contributions out throughout the year in order to get the full match. If you want to max, contribute $19.5k/24 paychecks = $812.5 per paycheck

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15% through all my career

About $2k per paycheck.

Like D1, also front load to max out 401k in first 9 months in case I change jobs and can’t get immediate 401k contributions. This happens more often than you think.

My former well-known consulting firm did not allow 401k deposits until 4+ months after joining (never mind no vesting match within a consulting lifespan).

$1000 biweekly

Thanks all!! So seems most do more than the max of 19.5k/yr? I mean 1-2k per paycheck (biweekly)... I'm I missing something here?

Your plan (in our case Vanguard) should stop accepting further contributions and it goes to your paycheck. Check with your HR to see how they handle it.

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