Rule of thumb is to have 3-6 months liquid saved. There is a huge difference between 3 months and 6 months. My partner and I want to use some of these funds for a honeymoon and furniture. Is it irresponsible to blow thru $$$ and just have the bare min of 3 months expenses left as liquid in a hysa?

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

Once you are into Bitcoin, you don't look at stocks the same way (if at all).

Has anyone seen Liberty Mutual’s Q2 Net Loss of $343 Million? Do you think it’s related to their CEO retiring this year? Thoughts?? Just curious to hear what’s your take on this.

Anyone know of any new construction listings or can recommend builders in the greater Boston area? Looking to get into the market for my first house - thanks

Husband and I are at about 2.5m NW with only 25k in crypto. We are in our early 30s. Should we put more in crypto?

I believe there is McKinsey user in this bowl trying to scam people and teach them about crypto…please be vigilant

How are all you work from homers doing tax deductions this year? Can we expensive office paint, desks, chairs, cable, heat, electricity :)

Bio: About to finish my first year (23y) in a few months and have 10k in a 401(k) plan and 28k in a checking account (I attribute living at home for most of my savings). I have 19k in private loans (5-6%) and 35k in federal loans (4-5%, 0% rn) from UG.

Question: Don’t know too much about investing outside of basics and unsure if nows a good time to invest based off my experience level but I want to maximize my savings. Also, my mom has a 8k loan at 7% as well as my own loans. Any advice?

Thinking about all the fiduciary options: Participant 3(38), Plan 3(38) or 3(21), Admin 3(16). What can a RK provide that would help us win plans with you?

Hey guys, Im 25 and I have about 35k in the bank, 21k in retirement, 41k personal invested, 5k in crypto. No debt. Is it smart to invest more during this down market or save for a house/wedding or something else that’s smarter?

Calling all Loan Originators!!! I've been in the mortgage industry for 5 years now (3 years as a Realtor, 2 as a loan originator).

Last years rates, anyone could have done well. You didn't have to sell a mortgage, people just applied.

With the market where it is today, what are some of you doing to counter the "rates are too high" comment from buyers?

I've gone back to my SOI and have been getting some deals and referrals to keep me afloat but would love to hear some of your Best Practices.

Does your job offer a pension? Care to share? I’m wondering if ours is competitive and also wondering whether to stay or leave for greener pastures?
Population: around 35K; 5 years to vest; retirement age 65; pension calc based on average of last 5 years’ salary times years in service times multiplier; multiplier is 1.25%. TIA!

My work location is Pune however i have permanent WFH and staying in delhi with my parents. Can i claim HRA by showing rent paid to parents/relatives around? I need to show rent above 1 lac PA.

Does anyone have a recommendation for an accountant to file personal taxes? Thanks

Hi guys,

A random guy contacted me, he is from Nepal He has 0.9 BTC he is saying like he need my help to convert his money to liquid and offering 20% 😄and rest I will have to handover to him.

Post your comments guys

Whats investments do desis on H1 do? Bought real estate in India, invested in stocks in US, bought home in US. Planning on buying more real estate (land or house?) in US, but is there anything more we can invest in?

I am currently serving my notice period at PwC AC. They had given out a retention bonus in march with the clause to return it in full if an employee leaves the firm any time before march 2023. Tax was deducted when the bonus was paid out but as per the HR the tax will not be adjusted when I pay back the entire amount. Has anyone faced a similar kind of issue and is there a way to claim tax rebate in ITR ?

How does Backdoor works from Accenture After tax contribution account to my vanguard Roth IRA account?

I recently got my Masters in Public Affairs and I'm looking for a remote public policy job! I have 6 years' experience in the public health/disability policy space, but I'm looking for anything where I can use my analysis/writing/public policy skills! If anyone has any leads it would be greatly appreciated 😊

What steps should I take to become a marketing manager in 4 years? I'm currently a coordinator but I'm very goal-oriented. Determined to achieve this!

Has anyone gone from Salesforce ProServe to AWS ProServe? Is it worth the move? Is there work life balance? Great pay it seems but at what cost?

TFW you fly out a day earlier than usual and the plane is MUCH nicer☺️🛫

Engaged, and beginning to do joint retirement planning. I’move got IRAs, 401ks, the usual. My fiancé says she’s never opened an IRA because her parents started a program for her under New York life. Went to the website and it seems like it’s completely different - some annuities, some life insurance that you can withdraw early (?). Anyone ever go this route or have insight into it?

It’s internship season! What’s your best advice for someone looking for an internship in the industry?

Working as a Business analyst in BFSI for last 10 years. ( Married, have a kid)
What should be the next step
Current options I thought-
1. Planning for a switch ( but ye shayad chalta rahega)
2. Planning for a good certification- did SAFE product owner and all but kuch khas nai hai
3. Planning for a PHD ( part time ) not sure, not clear may be a good option as I can move to education line.
What else guys
Serious answers 🙏🙏
Any senior who can help

Started taking Buspar today to combat anxiety while I start therapy...anyone have experience with it? Took 10mg and didn’t really notice a difference other than a bit of dizziness/nausea.

Can anyone share the mapping of levels to Proserve? I am a Senior Manager at Deloitte and recruiter just called me for a senior advisory consultant role but that feels like 2 levels back at least from a Deloitte perspective.

Anyone in Ontario, canada?
What are you making yearly? And what kind of sales?
I am currently in product sale and make roughly around 100k a year, with 40k base. I would like to get my hands into tech sales and tip and tricks

Anyone work at CBIZ (MHM)? Is it a typical accounting firm? Or is the structure different? Seems like they are more of a boutique firm.

Hi everyone,
I have 2 YOE as a process engineer in the biotech industry, but I’m looking to switch to consulting. Anyone made a similar move and willing to chat? I will also appreciate referrals or resume tips. Thanks!

Hi Fishes,

I have 2.2 yoe in Java, Spring, Springboot, Microservices, Mysql and Ci/CD I have 2 months of notice period please refer my profile if you have any opportunity for the same skillset.
Please DM/Comment.
TIA

Hi
Hope you are doing well

I was working with Mindtickle.
And unfortunately got laidoff from Talent Acquisition team.

I'm looking out for change as Talent Acquisition, would you mind to refer in your current organization Or can refer in your connection if someone has the opportunity.

Location - Delhi NCR /Remote
Exp- 5+year. Relevant (2.3year)
Notice- Can join immediate

Regards
Aditya

Anyone else completely mail it in after giving their 2 weeks? Major senioritis for me rn. Probably had 2 billable hours today. Maybe

Hello! Any CST/CSFAs on here? I'm curious about your salary and location! My small community hospital was recently bought by a very large hospital system. They gave large raises to 95% of our employees across all specialties (some called what they got "life changing") but our group was overlooked or disregarded with no explanation! Now we are losing employees (4 have put in notices in the last 3 weeks and pretty much everyone is looking). Any suggestions on getting someone to reassess our wage?

HR question. When switching companies and the new company has a 30 day waiting period before health insurance starts, how do y'all handle insurance coverage? Cobra wouldn't be an option as resigning doesn't qualify.

Just ran the numbers and it seems like undergrad and grad school costs will be through the roof when my kids go to school in 15 years. I wanted to try to aggressively pay off my house (400k loan balance) but am now thinking I can’t do that and will have to only throw money at the 529 (100k balance) for 15 years. Thoughts? What would you do?

Anybody here buy a rowhouse with a basement rental, live in the basement and rent out the upper floor? I only see the reverse in DC.

Digital nomads? I have enough for coastfire and was thinking of bouncing around and teaching English online to stay afloat. Opinions?

Despite making on time payments from last 8 yrs my credit score is still below 750. plan to buy house nd worried my score won't give me best rate. How do i raise my score. Looking desperately 4 advice

Can someone please explain a “backdoor” ROTH? When its required/why? I’m very new to all this. I keep seeing this mentioned but no idea what it means.

Getting a fat bonus > 50k. 401k will be maxed, already dump 3-5k in each kids 529 and have more than six months of emergency fund. Already own a house at 2.85 etc. not flexing or anything just want to know what folks would do with a sizable bonus. Need ideas please. Otherwise dumping in VTI lol

Has anyone heard of Ponce Bank - it is giving 2.5% yield for money market account. And UFB direct is giving 2.21% on money market account. And Marcus by Goldman Sachs is giving 1.7% on savings account. Which one should I go for? I have about $200K to keep for sometime until I decide what to do with it

What are some jobs you can do abroad to earn US money while living abroad? Haven’t reached FI yet but I always worry about running out of money after early retirement.

Thoughts on taking out $60K from my retirement account under the CARES provision (no 10% penalty) to pay off my house? My current interest rate 5.25%

If we did the after tax voluntary contribution (with the intention to roll it over to back door Roth) but don’t get it rolled over before the year ends, what happens? Can we do it after Jan 1? If not, is that now just a separate retirement account w our employer (did mine w McKinsey, after maxing out Roth $19500)

Anyone follow Millennial Revolution?