See a lot of people saying I “house hacked” a $XXXk home and it cash flows $X. Can someone explain what house hacked is referencing a little more? I’m assuming getting an owner occupied mortgage but renting it out but am unsure

Is it possible to live off 12k/year?

I have an opportunity to pull down a 48-unit complex, A/B+ area in tier 2 MSA. What's the minimum Cash on Cash you would accept?

Question for consumer credit rating experts. I had a perfect credit score across 3 bureaus. Last month I paid off my car note 4 years early and my credit score went down 1 point....

Where does one apply for commercial RE loans? Looking for co names

I’m starting a business and need about $50K in upfront costs. I’ll fund half with cash and am looking to take a loan (which by my projections can be paid off in year 1) for the other $25K.

Would you recommend taking the loan through my personal name or through the company, assuming the interest rate for year 1 is 0%? I feel like it will take awhile to get the $25K for the business as the loan receiver pre-revenue… right?

Does anyone use the Alight Smart Connect FSA at your firm? My client is struggling with them- apparently their FSA MasterCard has a majority of transactions declined, even co-pays, unless it is at a national company like CVS or Walgreens. Curious if anyone else has the same experience or if this is potentially a setup issue.

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Nice day. Are there any experts in real estate investment? I thought maybe we could discuss it.

Thinking about all the fiduciary options: Participant 3(38), Plan 3(38) or 3(21), Admin 3(16). What can a RK provide that would help us win plans with you?

Anybody in the Houston/austin area have a tax person to recommend - or should I do this myself? NW $2.2M, income $280k, LLC side hustle, standard deduction. Seems straightforward but not sure if a tax guy would be advantageous

How do people in tech set up their banking? I have a primary bank account where my earnings have gone for the last 8 years. I always get promotions to open new bank accounts with other institutions for some cash reward. Is there any point to opening multiple accounts with diff banks? Kind of seems like a hassle but might be some advantage that I don’t know of

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Anyone know how to properly calculate DTI with rental properties?

Have been looking for houses right now. Single residence 3bed 3 bath. So far have out 3 offers on diff houses and got rejected. Placed offers 10k more than what it was listed at still no luck. I can’t seem to find good houses due to low inventory and high prices. Any tips to find a good house before my fha loan expires?

Anybody have a 5/3 bank mortgage? On my credit report, there’s a remark that says payment deferred, but I’m not under any such plan. It’s also showing certain months without check marks but doesn’t say late PMTs. Ive paid ahead one month. Any suggestions why?

Moving to the U.S. soon, so bear with me on this.
Is there a specific type of account you buy stocks on in the US?
For context, I'm Canadian, I have a TFSA and RRSP (also relatively new to stocks/general personal finance)

Where do you guys see early stage start up positions?

I want to build a gaming PC, budget is around 50k INR, any suggestions on what components i should go for, like what kind of CPU, GPU etc.

Till now i was playing games on my mediocre laptop and i always wanted to build my own system. Now i have budget and time to go for that. But i don't know my away around this. Any help would be appreciated.
Thanks.

Hi y’all! Thoughts on VCCP for planning, esp. the O2 account?

Hi fishes,
What is the salary of peoplesoft admin after 3 yoe in india and in usa, australia?
@all

Trinity 🐠 how many all nighters have you worked?

Any advice on interviewing for Senior Technical Writer roles? I found some postings on LinkedIn and I'm curious about the interview process for remote roles.

I have an upcoming interview for an internal transfer/promotion into an L4 workforce staffing role and wanted to see if I could get some insight as to what I should expect for the interview and what exactly the role entails such as responsibilities and daily tasks. This is my first time interviewing for an L4 role and just wanted to know what to expect before going into the interview (I’ve done a few interviews for L3 positions).

Black suits are for weddings and funerals. Start the new decade off the right way please!

What can I gift my best friend, living in India for her wedding? Thinking of some components of a smart home (echo dot, fire stick bundle etc) Budget is $120 limited by other friends who are students

Any recs for a solid men’s haircut in West LA / Santa Monica?

Who all have been to office? Any pics which won't violate compliance?

Does capitalOne allow to work from UK for a month?

When is the best point in a series of interviews to start bringing up salary if you know it will be a huge part of your decision and things are going well otherwise? Do you wait until they do?

I’m a 2015 graduate and while in law school I did a lot of entertainment work. After law school I clerked for a bit before going in-house to do corporate work (2 years) and I’ve been at a firm doing corporate work since 5/2018. I’m updating my resume for an entertainment role. Any suggestions? Can my resume spill over onto a second page now?

I have an interview tomorrow for role of SM…. With Lockheed;Any suggestions on what to expect please

I am a senior psychology student and would like to be a UX designer. I feel so bad that I have 0 experience and do not know where to get started. Any advice would be appreciated.

I have now worked about 8 months in a PI firm and haven’t been able to bring in any of my own cases. My firm gives an incentive for it, any advice on how to get clients?

Is it worthwhile to put in new wood floors into a newly bought condo? Will it increase home value? The unit has really old floors, so updating would definitely be a plus, but my long term plan for the property is to rent it out, so not sure if it’s worth spending the $$ to replace the flooring

Well.. went to tour few homes around Portland,OR. 700-800k for four bed and decent construction. At this rate we are never gonna own a home. When will prices stabilize? These exact homes were around 450-500k last year 🥺

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Hi all- I’m new to real estate investing. What are some books/ reading materials you would recommend to learn about selecting the right investment property, things to look out for, laws etc.?

Has anyone experience with buying houses at auctions to flip? Any advice is appreciated!

Any tips for breaking my apartment lease in the most affordable way. Possibly taking a new job in industry in a completely different state and it might happen much sooner than expected. Never done this before.

Anyone get their real estate agent license and become a part time agent ? Doable or impossible?

How does one get pre approved and start the process of looking to buy a home? Do I go online and do it myself or do I find a real estate agent first and they’ll help with that? I’m so lost on how to begin the process as this would be my first home.

Anyone have experience or perspective on whether or not real estate investments are a good hedge vs inflation?

$350k HHI, no debt/loans/no near term plans for kids, would be first time home owners. New job 5 mos ago. Our rent is pretty good ($2,250) but we’re eyeing some pricey houses (1m-1.2m) in a HCOL area. We can put down up to $325k, more if we wait until next year…Whaddayathink? Would you wait? Aim a little lower on house price? Put more/less down?

I have so many things that I want in a house. Open layout, high ceiling, nice view from the backyard, prestigious neighborhood… one thing that I surprised myself with is that I want a house in a prestigious neighborhood, even though what I can afford is the entry-point price in this neighborhood. Am I being irrational?

Anyone actively invest in tax liens? Do you ever get to redeem the lien for the property?

What are some of the REITs you have invested in? Any suggestions on things to look out for while researching REITs?

Curious about thoughts on on discount points (I think I’ve already read every article on Google). I am refinancing my personal residence (future rental) as well as a rental property. The mortgage brokers discourage me from spending a ton on points (rolled in, not up front). In some cases, it’s a 16 year break even. I get that’s a very long time to break even, but I have no intention of getting rid of the properties and doubt rates will drop much below current. Max breakeven point for you?

Who fills out the condo rider first? Buying a property off market and feeling confused. How can I attach a condo rider to an offer to buy if I don’t have that info on the condo myself?

I have a house which I bought for $238 k 6 years before . I am planning to sell it for $300k . But now I am in confusion whether even if I get an offer for $300k , when the buyers bank does appraisal and if it comes below $300 k , then what will happen. 1. If the buyer has cash offer then nothing like that 2. But if not then say the appraisal came for $280 , what do we do then ?
3.Should I pay $500 and do an appraisal before I list it.

Convince me with logical reasoning that putting down 20% is better than 3% with PMI