Shoould I take advantage of CARES act and withdraw from 401k and put money into my IRA? Would spread income over 3 years to make sure I stay in lower tax bracket. Other than liability protections of 401k, are there any other downsides of doing this?

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Do you fall within the guidelines to do so?

Liability protections of 401k are huge for me. What’s the upside of moving to IRA? Is your plan really that bad?

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