I think I need to stop working. I’ve known I want to retire early (45), but I’m only 28. Now I make 135k. I can stick it out if I have to but I don’t want to. I know I have 4m coming in a trust in ~20 years, I own my apt, and have ~$600k in investments, 40k in cash. I want to have 2 kids to not have to struggle (I plan to help pay for school but not all of it if I can’t). I definitely need to keep working, right? What would you do?
I just lateraled onto Bay Street as a junior. Firstly, thank you for all the advice and insight that helped me make this transition.
Secondly, is it standard to negotiate the contract they sent me? (Not sure if a signing bonus or reimbursement for lawyer robes is standard or not but they did not include that as part of my comp).
I just booked my air ticket to base location. Can I put ticket in concur for reimbursement now or they need a boarding pass also?
Hi everyone - I am actively looking out for new opportunities in Mainframe production support. Please let me know if there are relevant opportunities.
Total IT exp: 3 years
Relevant: 3 years
Current company: Cerner Healthcare Solutions
Skills: JCL, Zeke, Opc, CA7
Preferred location: Delhi NCR/Remote.
Thanks in advance
Any 🐠 have insight into what Deloitte healthcare cases are like? Never case interviewed with Deloitte before and have a final round coming up. Thanks! :)
I’m about to turn 24. I just checked my 401K and I have 30k in it. Am I saving enough at my age? Worried I’m spending too much.
Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?
Can a person work in 2 private IT companies where one company deducts PF and the other company has no PF benefits as its US-based company?
Is their any Medical office Administration jobs out there that have good pay and benefits?
Ontario Teachers’ Pension Fund gains $500m from Wallstreetbets https://www.bloomberg.com/news/articles/2021-01-29/reddit-fever-ignites-mall-stock-and-fund-cashes-out-500-million
I am new to Deloitte. My background is in agile transformation and product management within provider settings. I have found tech projects, but none within healthcare. Any advice for finding these?
Anyone looking for a corporate healthcare Talent Acquisition Partner OR Talent Acquisition Marketing Specialist position- please let me know. Fully remote, great salary, growing like wild fire.
Business Office Manager salary for healthcare?
Best health insurance for the Boston area that’s not employer provided? I’m guessing BCBS but could use a pulse check
I’m going back to work soon, after being on maternity leave for a year. I don’t know what to expect and could really use some advice!
How’s everyone planning to use their YE bonus + tax return (if applicable) this year? Personally, I’m already maxing out my 401k, Roth, and have crypto exposure (mostly ETH that’s staking). Any other suggestions?
Additional Posts in FIRE Financial Independence Retire Early
Working on my birthday 😐
What do you do for networking/gaining exposure?It seems like most networking events are for drinking, and the speaking gigs are impossible to find.
Hi all, for test analyst or specialist or lead qa, what could be the salary range? This is for external hiring - what can we expect?
What types of excel skills have been most useful in FDD? I’m interviewing for big4 FDD in the next few weeks and while I’m not anticipating having to demonstrate anything in interviews, I’m assuming that FDD is much more excel heavy than audit
Trying to figure out what is the best way to deal with a Senior that thinks that they're a partner.
Partners, managers, supervisors are pretty laid back, but this person is sometimes very pushy. They've gone as far as calling staff to verify why they called in sick.
WFH helped me hide so much about my social anxiety! I love consulting because I feel it works so well with my ADHD (I don't check the time at all). I am rocking my role like crazy and I enjoy every second of it. But social anxiety is killing me AF.
I don't want to use meds, but at the same time, social interactions can easily make me depressed! I am always scared to fail.
What type of laptops does BDO give in the US ?
M / 40 / head of strategy / 275k
I am actively looking for a job change in Splunk Admin role.
Total YOE: 7+ yrs.
As a Splunk Admin: 5+ yrs.
Kindly let me know if there is any openings or refferal available.
Someone is cozy...😂
Despite having felt it was a great interview, being ghosted by the a couple of the big 4 after final stage. Felt connected with the interviewers and positively answered their questions and felt culturally fit for their org. What would have potentially gone wrong? Not heard from one for 1 month (probably move on now) and another 2 weeks…
Consulting seems to be a harder business on the West Coast as compared to the rest of the country. Many firms’ West Coast offices are subscale, projects are smaller, etc. Can you explain why?
Has anyone passed the 2021 payables exam?
I have my interview on Monday for Data Scientist position at Walmart Global Tech India
First round is ML engineering Aspect round
Can some tell what should I prepare?
Should I focus on coding or machine learning algorithms?
How is work culture in cognizant? How is Salesforce vertical in cognizant Cognizant? Why so much attrition rate in cognizant? What is the hike rate ?
I have infiltrated this bowl. You have 24 hours to turn over your leader before I do by force. The clock is ticking.
Hello, I am recent Air Force veteran ready to make the jump from public to private sector. I’ve worked I. Cyber security for years and I am looking for an analyst or sales engineer roles. Could anybody help with a referral?
I’m a 22 yo fresh advisory consultant from Italy that will pursue an MBA (hopefully) in a couple of years. Any advices for a well planned prep for the GMAT? Courses, private consultants, books and so on. Seeking any precious advice to ace this exam and try to up my chances for the best BS with a great score and curriculum. Tell me your successful experience!!
Cabdytopia Houston promo code anyone?
Additional Posts (overall)
Hi there. Selling my house in the boom market and want to invest all in the stock market so I can achieve FIRE. Looking at close to $1M in the sale. Any ideas on how to invest this huge sum in the market? Ideally would like to use the 4% rule and pull out $40K for rent each year. Would appreciate any tips on the best way to invest this large sum. I manage my brokerages on my own but not with this sum of $ and hence looking for pointers. Thanks in advance.
I get 100% match on the first 5% on 401k contributions.
Access to HSA, ESPP, and other basic benefits. How can I minimize taxes, but also keep a good take home pay?
Trying to find the sweet spot of contributing to save on taxes/retirement. Yet also want to keep enough in my take home Pay.
Is Tesla a buy at this price ?
Have one week for shopping mortgage for first house. Where do i start, any online sites , credit unions or mortgage agencies that are offering low rate loans. First time home buyer so no clue what to look for. Any tips to work with PMI, points , loan terms.
Been a while folks! Taking my life into my own hands and found three different multi family properties that I’m putting contracts on next week! 40 doors in total! Pumped to take the next step in my independence.
First Year FIRE review. $60k in take home, $22k towards emergency fund, debt pay down or investments. Hard to follow the plan when the needle moves so slowly.
How do you do your retirement savings calculations? Online calculator? Your own excel spreadsheet? Any caveats you plug into the model? Hoping to improve mine, TIA!
My FIRE plan has gotten slightly derailed…
What do you look for in an investment property?
Looking to relocate and will be putting my home in market in couple of month. I am immigrant and selling for the first time,whats the best way to sell home to reduce Broker commissions? Looks like Redfin provides 1% of 6%.. Any other suggestion on selling homes will be helpful as well
Dang, life is expensive
Looking for sample post FIRE portfolio that yields monthly income of $3000. I am single. Want to understand how much so I have to save.
For any real estate investors
22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?
Any books? youtubers? etc. How did you all learn about it?
FIRE newbie here. Are there any generally accepted methods/principles that should be followed? Or is it just an aspiration and everyone does it their own way? Would appreciate any links etc. TIA!
Hey y’all! I’m 23 and looking for a FIRE mentor. Comment below as I would love to connect with someone that can assist me in my journey.
I keep trying to remind myself that plagues end and markets bounce back and the world is not imploding, but holy @$?& these waves of panic are debilitating.
I’ve been listening to “millionaires unveiled” (highly recommend for FIRE content) and it seems like every other guest ends up doing real estate investing. If you do it, what books or online courses would you recommend to get started? If you have experience in real estate investing, would you ultimately recommend it?
Just wanted to share my journey to 100k NW. Started first real job Feb 2016, didn’t start tracking NW until 2017. Wish I’d learned about FIRE earlier. Started using PC recently but love having my old spreadsheet for periodic check ins.
Buying a home as a single person - bad idea to buy a bigger house? I’m trying to strike a balance between buying a nice, bigger place but still be able to save some. Obviously I’ll be able to fire much earlier if I stay put or even downsize.
New to Fishbowl?
unlock all discussions on Fishbowl.