Should I be maxing out my 401k? Currently maxing Roth and HSA and contributing to 401k to receive full employer match. I have about 20k that I was planning on investing in stocks/crypto/NFTs(?!) but now I’m rethinking my strategy….

Has anyone borrowed from their 401K? I have some credit card debt from college. Some is like 10K, but I’m maybe paying $20-30 in interest a month. I used a few of those special offers to get me (cont)

What is everyone’s number? I did the math and at a 7% annual return on my 401k and investment account (accounts for max 401k each year and conservative brokerage allocations each year) I could be at around 8m by 50. Does that seem like a reasonable age & number?

What are your tips for spending less? NYC, 200k income: maxing out 401k, $1k on paying down student loans and only saving $1k/month after that

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club. Sorry, need someplace to celebrate and you guys are awesome.

EY folks - which company administers your 401K plan?

People who make 250K+ - do you still feel like you need / want more? Do you have a number in mind that you think is enough? Do you think you will need more when you reach it?

Thoughts on timing of 401k deposits - larger deposits 1st few months of the year to be invested longer vs. spread out the whole year for more diversified purchase points?

Can anyone else share what they’re doing to save for retirement? Husband and I both max out 401k, but that’s it. Combined income is about $260k give or take most years. Not sure where to begin

What kind of benefits does your company? How many weeks of vacation did you start at? Sick time ?

Mass mutual guy came out other day and insisted 401k plans was where it was at. All other advisors say it's waste of time. What's what guys?

How do you max out your 401k contribution for $19,500 limit without knowing what % contribution will get you there? Fidelity provides these calculators to help you figure out what contribution to set but I’m still not sure what % will get me to perfectly meet the limit without going too over or under in a year. Any tips on how people figured out the right contribution rate? Do people just go with 10-15%? I’ve been having it at 5% and feel it’s too low

Homeowners - what % of your post tax salary do you pay monthly for mortgage + utilities? What % do you save on a monthly basis apart from the usual 401K, etc.? I know it's generic but I'm in the process of home buying and reluctant to go higher since I feel I may not have enough saved monthly. Maybe a very conservative approach. Suggestions appreciated.

Can anyone share what the process looks like when you resign as a Big4 partner? Likely taking a position with a competitor. Expecting some difficult conversations around the client non-compete but not sure what to expect in terms of getting your capital out and cashing out pension (not vested yet), tax support for current calendar year, etc.

What are pros and cons to converting your former employers 401k into new employers 401k vs traditional ira? I feel like traditional ira gives me access to entire stock market and having it 401k restricts access to select funds which also means ill not be tempted to do stupid stuff and lose my retirement money. 50/50 right now. Thoughts, advice, recommendations, experiences?

Why is it so hard to find a generalist role in NYC? I’ve worked for the tiny firm where I did a bit of everything but the firm was managed by one person who was about to retire and had no interest in growing. Now I’m dealing with PE and hate it due to how boring it is. I’ve spoke to tens of firms by now and most seems to concentrate heavily on partnership from which I’m actually trying to get away or solely on UNNW and family offices.

I am currently enrolled in a 401K and contribute to my individual roth. I don’t understand a Roth 401K thay well. Does it make sense to contribute to a Roth 401K if it’s an option? Is there any benefit to contribution to a roth 401K through my employer rather than my individual account?

Is 50% commission a good “salary”? Just received an offer with the following details: - 50% commission. Stepwise increase by 5% for every $5k per month (e.g., 50% of first $5k, 55% of next $5k, etc) (Resets every month) - treated as independent contractor - no health insurance, no 401k - no hour requirement, WFH option, flexible hours - they cover bar dues, CLEs I feel like 50% is very high. Obviously being an independent contractor costs me a bit more, but does this look like a decent deal?

What are your 401k allocations? Broadly speaking. I’m in 60% large cap s&p500 US, 20% Intl, 20% growth. Found out recently we can invest in any stock/security within a 401k. Just need to open a traditional brokerage within it and transfer. This whole time I thought we were limited to the ~20 fund options. Accenture people at least.

What's your 401K % matching and with what company? I'll start, Noblis esi, 9%. Trying to get an idea for what is 'normal'.

How long does vanguard usually take to generate the 1099-R form ? I had excess 401k contributions and have requested to withdraw the excess deferral ?

Looking for a sugar mama👀

Hey there - I recently moved from the States. Former PwC, currently in HF space. Would love to meet for coffee or drinks if anyone’s interested

What’s everyone been doing in LA since the lockdown?

Hi Everyone, I am looking for a job change in ETL team. If someone can refer me then it would be great.

Has anyone received a questionnaire or Cobalt case for FY23 registration? During the town hall they said that everyone will have a case by "early next week" but haven't heard anything yet.

Are folks liquidating their pensions?

Thoughts on Jordan 4 Fire Red vs Jordan 3 Fire Red Denim? Both are available through Stadium Goods, GOAT etc. at a reasonable price and can’t make my mind up.

So weird freelancing at an agency and passing the lead creatives I’ve emailed/hit up for work. Makes me remember they are real people, and not just ghosts.

Might be a silly question, but bare with me. How does one break into Org Dev? Currently a Sr Recruiter, very interested in exploring opportunities

Everybody - this has been fun! I think I’ve answered everyone’s questions so I’m wrapping up now.

Does Gartner Gurgaon provide free employee to and fro office transportation?

Is ICT possible at macquarie?

Hi I have one major concern regarding the pakage structure what America express offer. Is it like they will compare with the last pakage and offer you on that basis or else they are bounded by a standard pakage bracket in between that bracket they will make an offer?

Does sap labs negotiate if we have a better ctc?Can sharks please share their experience?To give more information- sap labs offered me X LPA and another firm offered X+10 LPA. I want to join sap but don’t want to leave so much money on the table

Hi Folks, I joined UST in November_2021, HR was saying that the Variable Pay for 2nd half ( those people who joined after October) will get in April month pay roll-out. However couple of contacts in UST are saying that they haven't recieved variable for last year itself. Can anyone clarify?

Is there another bigger bowl for all IBm employees ? Can anyone please share the link ?

How does your firm do promoting women to leadership? Looking to move to a shop that makes this a priority by the end of this year.

Got into no name boutique at 24 from PWM. Will 25 be too old to lateral?

What platform is your school using for virtual learning?