Should I get ibonds?

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Sure, why not. Better then a savings account assuming you don’t need that money within a year.

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Imo no. I know everyone loves it but think about the math:

You invest 10,000 at 8% and lock it up for 1 year. It comes back at 10,800

Maybe if you were planning on doing that for the next 50 years, and assumed that inflation stayed at 8%

But I don’t think that’s likely. I think you’re better off investing that in higher risk investments that compound

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You can’t compound an ibond account since the max is always 10,000. Your 800 interest doesn’t get reinvested is what I mean

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For long-term perspective. Put that $10k into the market split it out by quarter. Done. Move on.

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Sell off chunks at a time over time. Some people do quarters.

Sure, but it’s not going to matter much in terms of your portfolio.

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How about T-bills not too bad interest rn

At the moment, it’s the best place where to park $10k. At 9.62% guaranteed interest it’s a no brainer if you can leave it for a year. Inflation will stay pretty high for a while. I’m saving for a down payment and I couldn’t find a better place tbh.

Just the last 3 months

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