Should I get the arms mortgage with lower rates or the 30 year with slightly higher rate?

So BDO doesn’t match 401K until 1 year of service..?

With most opting to road trip/drive as vacation alternatives during covid, what stocks do you think would benefit?

Ok so I I have saved Up some money and now I would like to start investing. Where do I start?

Looking to buy a house. Right now, my wife makes 50k, but she after 1 year she will stop working to be a stay at home mom. Should I still include her income on a mortgage application or is it best to leave it off and only report mine?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Best credit union?

What region in the United States is best for real estate investing?

in a high paying sales job where i could do nothing and make 240k total comp or work my ass off and get capped at ~300k total comp, after taxes doesnt seem worth it. i have zero motivation to work yet zero motivation to leave. doesn’t seem right

Sometimes I hear stories of men who send money back to their parents, but when my dad was alive and I tried to give him money, he just got angry at me and they gave me double what I tried to give them. Why wouldn’t they take it from their daughter, but they’ll take it from their son?

Has anyone seen Liberty Mutual’s Q2 Net Loss of $343 Million? Do you think it’s related to their CEO retiring this year? Thoughts?? Just curious to hear what’s your take on this.

I’ve never owned a car before.

I have $6k disposable/month but am deciding to stick to buying a cheap used car for <10k OTD.

Truly tired of over thinking and being manipulated by car dealers.

Can anyone relate?

Has anyone gotten a SAP CFIN certification? If so, what resources did you use to get it? I’ve done the SAP learning journey for it but is it worth investing in a question bank? Any recommendations?

Pros and Cons of ESPP in UK and tax implications if we hold long term (>3Y)

I have $10k to invest somewhere but I know very little about investing. Any direction? Seems like there should be some opportunities coming in 2021 with COVID hopefully winding down. Stocks? Index funds?

Does buying/selling from USD wallet on Coinbase settle instantly or does it also take a few days to settle?

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

Should I buy a house with 5% down payment (300K, 15k) and pay the mandatory mortgage insurance ($11,400) , or continue renting for a few years until I can afford 20% down payment and avoid mortgage insurance? Currently making 95K and paying $1,000/mo rent.

What’s the difference between a Staff DS and a DS?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Does anyone know any great chiropractors and acupuncture places in chicago?

How hard is it to pass mbb interviews? First time going into the process and have just been self studying casing. Currently a masters student

Hi fishes i received offer from legato but cognizant now revised notice period to 90 days will it be possible to get the change in joining date from legato side?

Which company is good to join ?

Anyone have a good, affordable financial planning service they recommend?
Saw someone on here mention The Financial Gym so I joined recently but not 100% sold just yet.

How do you like to get feedback from your cd? Is it helpful if they riff off a couple headlines as examples or would you rather just hear the feedback on yours?

Any fish here work for Amazon at Austin in data science or business intel? Would like to connect.

Any opportunity for a business analyst opening in a prestige firm in reporting analytics space? 8 YOE, having an offer in hand.

Any m.or sm

I was promoted early this year from an assistant “hourly” role to a managerial “salary excempt” role, but my old job hasn’t been replaced and it’s been 5 months. It’s an unfair workload and assisting someone else takes up so much time that I can’t learn and develop in the managerial role. And I find myself constantly working overtime and not getting paid fairly, even with the pay raise I got when I was promoted. I want to send my employer an email saying they’re in violation of FLSA.

I raised couple of snapshots more than a couple of months ago. Despite constant reminders my 1 snapshot is not being approved.

Due to that 1 pending snapshot my 80% mark is not being touched. What if I was looking forward to mid year appraisal/promotion?

Would it get hampered due to this?

Easiest and fastest way to get pain management or end of life care CME?

Pitching ad trades… seems even more challenging these days getting coverage, any new best practices to share?

First time landlord, totally new to renting out my place. Would all you prefer a recommend investing in a property management company to just get things started year one, and then once I'm comfortable handle it on my own?

If I put some time into it I could figure it out, I think, but I just started a new job and haven't really had a chance to look into lease, how to manage the income, being available for viewings etc. It's about 10% monthly fees. I could pay zero, but outsourcing is tempting..

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Thoughts on analytics platform like Mashvisor?

Hi Everyone - trying time refinance my 30 yr to 15 year. Currently have 4.5%. What lender have you seen offer the best rate for 15 year? Lowest I have seen is 2.875% with LoanLock

Anyone buy property in South/Central America ? Considering making an investment in a unit in Panama City, Panama. Friends and I visit here and there + AirBnb seems to work well there. We have a lawyer contact and have a friend that purchased down there, but they aren’t as concerned about short term rental cash flow. Overall purchase price is low (300K) for a nice large condo in a nice area of the city. Just curious on the thoughts of others.

Bought a condo and was informed by the existing tenant that the bedroom window in the winter collects way above normal amount of condensation to the point that the floor beneath the window is soaked. Tenant said they informed the prior owners numerous times to the issue but were ignored. No mention of it on any disclosure form. Is this grounds for a lawsuit? Pretty new the property owner stuff.

Just went under contract for a sfh in Austin. 4.6% rate. Price point is high , at the top of my budget , but seems better than comps. Anyone have a crystal ball and can either reassure me or tell me I caught a falling knife? ;)

Is 2.875 rate for 30 year with -860 credit a good deal ?

From an investment perspective would you rather buy a lot or a fixer upper house assuming the lot was $75k cheaper? Also assume same location.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I mentioned to a few people around town that I’d be willing to sell my condo portfolio. Didn’t think it would go anywhere. And now I have an offer for 3.9m can’t believe it. But also not sure if ..

So possibly silly refinancing question: my understanding of refinancing is that if interest rates lower, you basically start a new mortgage with a new bank at lower rates and pay off your old mortgage. With this, there's some closing costs associated.

Assuming your old bank doesn't want to lose your business (aka, interest payments), why don't they offer to simply reduce the interest rate on your mortgage to what they're currently offering customers?

Someone asked me if it’s a good time to sell vs buy. So I explained that we’re in a seller’s market, then realized i lost a potential buyer. To what extent should I be transparent in this market?

In a multifamily home that i own and live in facing lot of trash problem with the street trash getting caught in the hedges/bushes. Fencing might solve the issue but is it worth spending 6-10m on this gives this is an investment property and this does not necessarily add any separate value per se? The trash stuck on my property does bother me and i do intend to live here atleast 1-2 years more. Thoughts?

When you're background is commercial real estate valuation (appraisal) what are your exit opportunities, and how could you make it over to another side of CRE? 30 YO, appraisal/CRE tax background.

Is going with the lowest interest rate always the best option for home financing? Or one should consider taking a higher interest rate but with more lender credit?

Serious question. What stops most people from investing in rental property? If you have two why not twenty? Is it strictly access to financing?

Hi all- I’m new to real estate investing. What are some books/ reading materials you would recommend to learn about selecting the right investment property, things to look out for, laws etc.?