Should I invest in a life insurance policy separate from my firm? Even though I’ll be covered by my firm while employed, do I need a separate one that isn’t tied to the company I’m working at? Thanks!

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Sounds like NW Mutual. Stay away!

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Haha yep, northwestern mutual. Disappointed that it took me this long to realize a scam

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Not a scam, at a certain point in life it makes sense. I see it as a bond portion of my portfolio - everything else I invest in is equity markets. It makes sense for me in late 30’s and didn’t mean much in my 20s

Not exactly a scam but they have aggressive sales model that leads to pushy sales reps. For a small fraction of people it may be a good idea, but don’t listen to their salespeople (even/especially if it’s your friend)

Term Life, yes (if you have a family dependent on your income). Whole Life, no.

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