Should I max my Roth 401k first or my HSA? Do companies match HSA contributions up to a limit?

Hi Fishes,
I have 1.8 yrs Exp and working in the Big data domain and have a few offers please help to decide on the comparatively better option based on salary, Work-life Balance, security, and Carrer Growth.

EY GDS: CTC 12 ( 11.20 Fixed )
Publicis Sapient: 16 CTC ( 14.5 LPA FIXED )
Neudesic (IBM) 16 CTC ( 14.5 FIXED + WFH Remote Complete )
PubMatic: 22.70 CTC + 2 lakhs Joining Bonus ( 16 fixed LPA + Other benefits, stocks, etc )

It will be very helpful if you can suggest with some reason.

In a really weird pickle right now. I filed my ITR and paid due taxes, but the filed return isn’t showing up in my profile at all, even after successful payment. I have reached out to IT dept by raising a grievance, and through email and Twitter, but haven’t heard a word in a month. Is there anything else I can do?

For those making over 150k a year...

Besides your car and house.. what is the most expensive personal thing you've purchased? And provide price.

Let's motivate!

Question - can I convert my iota and OMG to ETH on bittfinex?

Hi Fishes!!

can any one suggest good ELSS Fund for tax saving investment and is it a good idea to invest 20% of your salary in ELSS

For those of you that manage your own investment accounts and invest in micro or mid cap stocks, how do you find companies originally? Do you just research a sector you want to invest in until you find something you like? Are there websites that do this?

How much salary for Consultant at Manchester, UK. What are other benefits. If anyone can help.

Hello! I'm looking to make a change into healthcare consulting. I have a B.S in public health and minor in biology and I've been working for a health insurance company for 2.5 years.Are there any healthcare recruiters or people with a similar education background in consulting be available for a coffee chat?

Where would you invest 3000$? (i’m a senior in college)

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.

Do y'all think we should have a law in place that requires you to live here fore at least two years before being able to buy a house? So many transplants, I feel like my city is changing before my eyes.

Anyone have experience in new construction homes, especially in NJ? We're working with a builder who's already mostly built the home but are worried we're getting nickel and dimed on the finishes. It would be great to understand realistic expectations given the price point we're paying for the house.

Whats investments do desis on H1 do? Bought real estate in India, invested in stocks in US, bought home in US. Planning on buying more real estate (land or house?) in US, but is there anything more we can invest in?

Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

How do you feel about influencer realtors? I've seen a couple and the way they have to put themselves out there to create "awareness" for real estate is both commendable and scary.

Any “starter kits” or one-stop shops that would provide requisite services for new opportunistic credit shop

In prior years, I dropped 6K into my Roth IRA at beginning of year to call it a day. I can no longer contribute to Roth. I have a traditional IRA but haven’t put any money in yet. Can I put it in into Trad IRA and then immediately rollover into Roth, or do I need to wait for something? Thanks!

Has anyone noticed any changes in rent market? Looking for a new place in the fall

What benefits your firm is giving for coping up with this Covid19 situation?
Deloitte is giving $50 for the accessories need to setup your work place at home like laptop stand, keyboard etc.

Trying to negotiate a job offer tomorrow to get to the market rate for the position (would be like a 10-13k jump). Is that doable? Any tips? Has anyone ever tried and the agency rescinded the offer?

Anyone know of any IT Audit or IA roles in Dallas? I’m experienced staff, ready to make senior in 6 months, but can’t last much longer at my current firm...

Is Planet Fitness a good gym…only attracted due to its low price?

What do you consider as a safe level for “rainy day fund” as a % of your annual income ?

Any decent opportunity mostly in kolkata and bengaluru for me have 4+ years exp in php,mysql and cloud computing(google cloud/aws) in developing e-commerce,php based saas application,knowledge of cms technologies like wordpress/joomla, also certain experience in reactjs, hybrid app development..

Does anyone actually enjoy working in LA? If so, where? It seems like every agency is hellish in its own unique way.

I recently got an offer from JP Morgan and CTC is 18L but the basic is 5.4 L, LTA - 40k, HRA - 2.7L, PF - 64.8k, Special Allowance - 8,85,200. I wanna know what does special allowance mean, will I get it in hand or is this like a gimmick? Also the offer is for the position of Analyst. Please help me out.

Can anybody help me understand the levels of 'solution consultants' at ServiceNow? I see open jobs for 'Advisory SC', 'Inside. SC', etc.

Salary/OTE for these titles would be beneficial as well..

Thanks!

What would you say is the definitive cab list is?

Looking to break into the HR side for marketing or media agencies .. any advice for when putting myself out there?

I’ve spent 3 years working at a call center and I would do just about anything to get off the phones. Do I aim for a promotion, or would I be better off trying another industry?

Any promising ICOs coming up?

What advice would you give to so@wine who joined a start-up but is realizing that the company is sinking more than swimming? How do I talk about that if I start a job search? Do I just look like a jerk? I’m giving it a few more months before I decide to start a search, if only so I have programs running instead of leaving them in a lurch.

What are everyone's thoughts on executive MBA vs. traditional MBA? I'm currently pursuing a traditional MBA but sometimes I wonder what could've been 😅

It feels like every day I get myself further and further into a hole and I just don't know how to function anymore

My feet are killing me after going into the office. I haven’t walked far in 👠 in a LONG time. 🩹

Shout out to everyone still on the waitlist for this year... all 7 of us are gonna make it!

For those of you that manage your own investment accounts and invest in micro or mid cap stocks, how do you find companies originally? Do you just research a sector you want to invest in until you find something you like? Are there websites that do this?

Where would you invest 3000$? (i’m a senior in college)

In prior years, I dropped 6K into my Roth IRA at beginning of year to call it a day. I can no longer contribute to Roth. I have a traditional IRA but haven’t put any money in yet. Can I put it in into Trad IRA and then immediately rollover into Roth, or do I need to wait for something? Thanks!

Was it a bigger jump in relative lifestyle for you when you went from 150k -> 250k than 250k -> 400k?

Just went through the latter and I really don’t feel any noticeable difference (beyond saving a bit more) - but maybe it’s because I moved to a more expensive city.

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

For a hot real estate market like San Francisco, I see that one bedroom condos with 1000 plus HOA fees are still not selling, so buyers are not buying every single property irrespective of the condition, how so? Why don't people buy condos?

Does anyone have really good reccos for financial advisors in Los Angeles, especially focused on freelance/small businesses? Need someone to help guide me on LLCs, taxes, investments, and a retirement plan.

I want to learn more on stocks and options, what source do you use/reccomend?

For context, I have a 401k, IRA and auto-invest bimonthly into a S&P mutual fund so I'm pretty squared away with the safer, risk adverse methods. I have a Robinhood account which I've had for some years, but looking to up my game. TIA!

How much % or $ you think is safe for margin debt or borrowing from fidelity. I am tempted to take margin debt to buy stocks on fire sale. Generally I don't like debt and keep it zero or 1-2k. Want to avoid margin calls in the event stocks goes down more.

Base salary is $220k and I’m contributing 10% to 401k. Pwc also contributes 6% to my wealth builder. So I’m savings 16%, currently 35k a year towards retirement.
Current balance is $150k and I’m 31. At 4% growth that’s $2.3m by retirement.

Is this enough to live a basic lifestyle with an owned house in NY in retirement?

Does anyone have experience relocating a semi-independent non-working elderly parent locally?
I’m looking to move my mom locally to take care of her in just over a year. She wants to live alone so I’m trying to figure out best options. So far im leaning towards buying her a small place so I don’t have to sink money into renting her a place and can at least get some equity. But would love perspective from others about best financial options for someone in my position

Does it ever make sense to contribute to both a HSA and a FSA?

Have about $70K with previous employer’s 401K. Leaning towards leaving it in that 401K plan. Fees are 0.35%/year of portfolio size. Should I instead roll it over into new employer’s plan? Or IRA? Which option and why?

Thoughts on adding GLD or FSAGX to portfolio?

Is it possible to have $0 withheld on fed income taxes? I was only taxed for social security and medicare…i just realized :(

At what salary did you start maxing out your 401k?