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Should I open a Roth IRA or Roth 401k?

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can you do both?

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Think this depends on if EY gives you a match. If you don’t get the match you are just giving away free money. Do the minimum amount in your 401k to get a full match and then max out your Roth IRA for more flexibility

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Roth IRA is my preference

Do you mind sharing why?

Recent changes regarding mandatory distributions make Roth better

Both

Both

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