Should I pay off the rest of my $12k student loans (3.5% and would pay ~$4k per month for 3 months) aggressively right now, or pay the minimum (~$250) and put the rest of my in VOO?

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Posting as :
works at
You are currently posting as works at

while interest is frozen (assuming these are govt) then get aggressive

Then refinance

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Refinance the loan and invest the memory. The rates have been cut to ZERO and stocks are practically on sale. Fair warning though, it’s going to get worse before it gets better

Same situation but with 10k in loans. Decided to refinance and just keep the cash for a potential rainy day

Good call.

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