Should i sell vti at a loss to buy my 10k ibonds or hang on?

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VTI is a 30 year investment. Just hang on it won’t make much of a difference in 30 years when you retire.

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Unless you plan to spend all your money in the day you retire, hopefully you still have a 30 year window. OP no one knows what the market will do over the next year or 5 or 10 or 20…. I would imagine over the long term it will beat 0% real return. But for a year buying IBonds is certainly not a bad idea, but no way to know what is best for a guaranteed return. Basically anyone that bought them made the choice not to put that money in VTI.

Should be buying more VTI and dollar cost averaging. 5-10 years down the road you’ll laugh at yourself that you thought about selling it

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Do you not think that VTI will out pace inflation?

No. I would sell your VTI at a loss and buy ITOT or VOO however.

This is what I did

NO

I mean.. if you like losing money then buy high and sell low.

If you like making money then buy low and sell high.

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