{ "media_type": "text", "post_content": "Should I throw my entire $6k of Backdoor Roth contributions into VTI or DCA in case of market downturn (ex: $2k per month)?", "post_id": "61e7177e29084f0032114989", "reply_count": 6, "vote_count": 2, "bowl_id": "5b3f7377ab53db00136f7b4c", "bowl_name": "FIRE Financial Independence Retire Early", "feed_type": "bowl" }

Should I throw my entire $6k of Backdoor Roth contributions into VTI or DCA in case of market downturn (ex: $2k per month)?

like
Posting as :
works at
You are currently posting as works at

Just throw it all in. Even if there's a 20% drop tomorrow... Would just be a blip over a 20-30 year investment horizon

like

DCA makes sense mostly when you have continuous funds coming in (like taking $500 every month and buying VTI with it) as opposed to holding the cash for a while. If you already have a lump sum, you’re most likely going to be better off putting it all in now versus trying to time the market. This is especially true with retirement accounts, where, as A1 mentioned, your time horizon is quite long.

like

Thanks A1 and BAH 1. Just needed a sanity check before I made the VTI purchase.

like

Or you can put somewhere that will guarantee protection from Market downturn.

And what’s that?

like

F

Related Posts

Anyone in ATL tonight?

Anyone at SFO right now?

like

lga precheck line term C , I'm screwed...may missed flight..insane line

like

In the Bay for a project (near San Jose). Where all the black ppl at??? Pls help.

Clear is killing me at JFK. They are not only walking people to the front of pre✅, but the front of the line past security(before the metal detector) too. Then these noobs don't know how pre✅ works😭

like

Will anyone need a friend at ATL today between the hours of 4-9pm? Traveling from half way across the world and one of my flights got moved will be stuck there for 5 hrs. 24 hrs travel turned into 30.

like

Anyone ever flying in to ORD should plan for an extra 30 minutes of travel time taxing to the gate 🙄

like
like

Hey ladies, anyone in San Diego want to grab a drink 31/F here for the next 6 days

like

LGA ground stop, what gives?

like

EWR terminal A is messed up

like

Who’s chilling at ORD waiting to see if we get out to LGA tonight?

like

Anyone in DFW and has been without power for 6+ hrs at this point?

like

American or United? Flying ORD to DFW

like

Not being douchey, but I wonder if I could do a good deed of the day by meeting one of you outside EWR mon morning and taking you through the gs line - 2 min check in

like

Everybody is complaining how they are stuck at LGA and I'm just sitting in the back of the airplane with a flask and nothing waiting at home

like

A few recruiters hit me up about roles in the San Francisco area that Im actually interested in — anyone have insight on the Black neighborhoods in the Bay Area? (Doing some early apt research)

like

If you were to do sushi date (takeout), would you do Momotaro, Sushi San or Sushi Dokku? Price range is almost the same but quantities are smaller in Momotaro. Which places have best quality sushi?

like

Anyone know if Microsoft’s legal team is remote in the CLT office?

like

S1 in audit applying to Deloitte FDD in the San Francisco office. Any “DM for referrals”?

like

Additional Posts

My company is now displaying!

like

But once again not posting

like

Make sure your hard work is protected. File or register with the U.S. Patent and Trademark Office or U.S. Copyright Office before it's too late. Complete our easy questionnaire and we'll help you quickly submit your application. Use your INNOVATOR code for 10% OFF.*

Yeah you're right. It cuts after two lines instead of expanding.

like

Getting this off my chest!

like

Fhhbbbbjjnnnnnnsn dnnsndjjjd dhjhdjjdjdjdjnd dhjhdjjdjdjdjnd djjfjdjjdndndnnfnd dhjhdjjdjdjdjnd dhjhdjjdjdjdjnd djjfjdjjdndndnnfnd djjfjdjjdndndnnfnd now djjfjdjjdndndnnfnd do. D dndnnfndnnsdhjdjdjdjnd

like

Comment on this to test rereply notif

Changed my company but it didn't update!

What are some good companies to work for in Dallas?

Post to test

like

Post for comments

like
like

When the only flight to your new project on the airline your loyal to is in the afternoon on Mondays... 😡

like

Upvote if you've pulled an all nighter in the last 3 months. Then share what you used to stay up. Mine is the first comment.

like

Nothing more delicious than canceling all the hotel reservations because you get to roll off, and thinking about some sweet bench time...

like

When your client has a stick up his ass all day everyday...relax and smoke a joint dawg

like

I feel like this app exists solely for the humblebrag.

like

Is anyone else interested in peeking at what the other fishbowl feeds are like?

like

Decided the only way to please current client is to deliver the polar opposite of what is asked *deepsigh*

like

Telling my roommate that I will slap him the next time he says that he's "been working too much" at his crappy, 32 hr/week job.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.

For account settings, visit Fishbowl on Desktop Browser or

General

Legal