Should I throw my entire $6k of Backdoor Roth contributions into VTI or DCA in case of market downturn (ex: $2k per month)?

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Are Uber/Lyft drivers reluctant to drive from DC (Logan) to BWI?

How much of your income (%) regardless of savings rate would you spend for a house renovation?
We are moving into a house but it needs to be remodeled. Finally no more rent and no mortgage

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

Hi guys
I am from EY india
I have declared my investments in tax declaration portal , still I see in monthly salary that there is huge tax deduction.
In my previous organization, once I declared my investments in the tax portal , then my salary was very less affected by tax deduction.
But in ey india , I don't see any effect after declaring my investments.
Kindly help me how to declare investments so that there will be less tax deductions from my salary .
#EYINDIA

Can anyone describe the overall competitive landscape of strategy consulting firms in SEA region?

If I spot bonus one of my employees, can I pay it via gift card so they don’t get a tax cut via writing a check? It’s for $1500

What are some personal finance actions that, if needed, must be done by end of year? Let's try to make a checklist!

Tax loss harvesting

Retirement accounts for 2022: can contribute or withdraw over-contributions until April 18, 2023 IIRC

HSA: same as retirement accounts

...?

Best resources/books on getting personal finance in order?

Those with rental properties. How many did you have before you stopped self managing? At 2 now and feel like I can do it myself still

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Anyone know good property managers in the Denver area?

Is anyone here looking for a roommate in the next month or two? I was a class of 2020 grad and have been at PwC for <1yr.

If there are any guys here who are also looking for roommates it would be great to connect.

Went and caught the feels. Went and got real hurt.

Hi! Female 30 in NYC here. I work in the corporate sector. I’m a first generation immigrant. I have a passion for Olympic weightlifting and I love trying new foods, going to the movies, and essentially am a homebody. Looking for someone with similar values.

I’ve noticed vaccine resistance among pet owners is growing and I’m starting to lose the will to educate people who are worried about “canine autism.” How hard do you try to inform the misinformed?

Hey Guys,
I am trying to upload my payslips in bgv portal of capgem but it is throwing an error that data is insufficient and hence I am not able to submit. Also my lwd in current firm is still 10 days away so I can only provide them with my payslips for now. There is an option to select Yes if still haven't received other docs. But once I select that option I am unable to submit those payslips as well could someone please help

Most staff/sr assoc would make 80% of salary for the next 4 months if fired & yet firms are considering pay cuts.

Like at this point just fire me idk what kool aid some of you are drinking

If you were still in undergrad would you prefer 1. Go back to campus and have an in person/hybrid learning experience with restrictions on social life
2. Have your school go fully remote for the entire fall semester
3. Defer for a year and resume your education fall 2021 when things will hopefully be “normal”
I think I’d choose 3 but idk. Tough call, and I feel bad for current college students

I heard a lot of people are in bench or logging time sheet in unbilled codes in nagarro. Is it true? What is the bench policy there and do they fire us if we are on bench for some “x” months

So I'm not trying to be dense, but how is it worth billions of dollars to send Artemis to the moon when we haven't even figure out how to fix our own climate

Are there any good paying weekend research/lab jobs in Austin Texas? Because I’m getting $23/hr as a research coordinator and know for a fact I’m being under paid lol all because I am “new to research” yet I have a bachelors is biology and have done research projects in school and have plenty of other work experience…. Anyways though, back to my question I need a side job to be able to afford ALL of my bills 🙂

Need some help finding a SWE job. I’ve been trying for a long time with no luck and just want to get my foot in the door. Any help is welcome whether its some tips or a referral. You can DM or comment here. Thank you!

I got a offer letter from Wipro and my stream is WSM general stream. This is a BPO right?

Huge delays in biometrics

I’m teaching the juniors on my team a few frameworks for getting to a strategy. So far I have the 3/4 Cs & BBh/Chiat disruption model. Any other thoughts/ ideas/references?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Would you consider yourself FIRE if you quit, but your spouse is still working?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

How badly is inflation affecting you? I went to the mall the other night and it looks like consumers are going on a usual.

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

Do you count your car as part of your NW on Mint/other trackers?

260K base HHI and no debt. What is the max you would spend on housing? Take home is $11,000 after maxing out all tax-advantaged accounts. I was thinking $4000 a month, but not sure if it is too aggressive.

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

Decided to payoff my mortgage.

Learned on the day of the deadline to enroll, that my partner's employer offers voluntary participation on a deferred compensation plan. First time I hear of such a benefit/option after working for years! Any general (i.e. not plan-specific) lessons-learned, gotchas, pointers to offer as we will have to quickly decide to enroll or not?

TIA!

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Anyone know of a good cross-border US/UK financial fiduciary?

I left my job a month ago & my 401k match never vested, but is still in sitting in my account. Is there anything I need to do or will my old company take it out on their own? They never mentioned anything when I left. TIA!

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!