Should we buy a new property?
Context: newly engaged(27F & 30 M) we each own a house 1400 sqft(3 bed 2 ba $280 K bought 2021 @ $232K) & (4bed 2 ba $325 K bought 2020 @ $246 K) both at 3.0 interest rate.
We are looking to buy a new built 4 bed 3 ba for 4.75 for $370 K. The logic here is we will rent out our current properties and slowly build up our real estate portfolio. Don’t know if it makes sense. HHI is $425 K with an additional $100 K in passive variable income. No kids yet. TIA

Looking to open a 529 account for my new kiddo. Apart from being taxed and a 10% penalty if I use for non qualified expenses, anything else I need to be weary about? Also I live in Texas and saw I can open it in another state - is there a benefit / downside for opening in Texas vs another state? Thanks in advance!

Anyone else have XRB stuck on Mercatox...got a lot of money there and can’t get it off their exchange..not to mention an XRB dev said to sell and get it off that exchange.

If I am married in another country in 2021 but will not yet be officially married in US till 2022. Do I file as single or married for the 2021 tax year?

Those of you that live in nyc and have 2-3 kids that go to private school, what’s your HHI? Do you rent or buy? Want to know if my SO and I could swing it with our future kids…

Is jersey city, NJ new homes market a buyer or sellers right now?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

If my parents are over 70 years old, can I start their life insurance now so that when they die me and my family are protected financially.

I’m deciding whether to house hack a multi family home in Miami or continue renting and buy a chalet close to a national park to put on Airbnb. This will be my first investment property. Will pull the trigger in 2023 or 2024. Which route would you go for and why?

Hey,
I want to start investing because there is a lot of tax which is being deducted from my Accenture month pay slip.
I would like some ideas which can be the right way and place to invest so that i can atleast stop some reduction on tax deduction.

How’s MSFT india hike’s and stock awards , max to max what %of annual stocks vested over the year

How old are you and how much money do you make now?

What’s the monthly living cost in Dubai for a couple including rent?

Workday or Twilio stocks as a long term play?

Associate at one of the big tech focused PE funds (Vista, Thoma, Silver Lake) — what are peoples thoughts on maxxing out Levered CoInvest (6 figs of my own savings) given the narrative shift in public markets for tech companies?

Is anyone else upset by how much we lose from our paychecks to taxes?? I feel we dont get anything in return!

Has anyone used OwnUp to get a mortgage for a primary residence? If you did what was your experience working with them?

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

For rent paid below 1 lakh there is no need to submit landlord's PAN. I have calculated based on my HRA and if I show rent paid as around 96k my tax refund will be around 13k.

However there is no rent agreement or rent receipts.

Will it be a problem later on if I show this in my ITR?

Best car insurance alternative to USAA? Single, 34yo, minimal driving (100% remote). Paying ~$95/mo in Seattle for comprehensive coverage and this is after switching it to their low-mileage option.

Maybe it’s not worth asking bc I know it depends on several factors, but curious to hear if other Vets have found solid customer service and rates elsewhere. Feel like USAA’s customer service has declined. TIA!

Hey is anyone up for a quick 2/3 hours of assistance to help list some vacant properties for rent on the rental sites like Zillow Avail. Turbotenant for just 3 hours and get paid $50 for this . Pls send a message if you can help with this Asap thanks

So my toddler woke up several times crying very loudly which means this mama only got a couple hours of sleep, if that. And it's Monday.
Wish me luck, fish fam!

What is the avg hourly wage for a medical assistant in western Tennessee?

Did we ever figure out what it means when people from a specific program are looking at your LinkedIn profile

What do you think the chances are of being accepted post interview are at Wharton? Assuming the interview goes well.

Military, 760, 3.5

I’m switching from litigation to transactional. Any resources you guys use or advice to give? Feel like I’m in way over my head.

I had cleared all the rounds in S&P and had salary discussion 1.5 month back. The HR is always saying the management is on leave and will soon get the approval and release offer. Today she shas asked for one more week to release the offer. Should I wait for it or move on. Are they waiting for some other candidate to join before rejecting me at last moment. Only 10 days of my LWD are left.

Hi how much yearly apperesal , I can expect from yash technologies ? how much should I ask

I want to move in to Product Management. Need suggestions.

Anyone familiar with Grant Stone? Seems like a reasonably priced option for GYW shoes with Horween leather

Hi All,
Can anyone give me some insights about the NATWEST group(formerly RBS) project in Accenture gurgaon.
How is the work and the environment and about the management of the project???

Have a comp call today for L65... what to expect?
Role is program management - non technical
LCOL - Texas area non Austin metro

Are you an elevator or stairs kinda person?

What are good resources for those wanting to learn more about Impact Investing and notable Impact Investing firms?

I’m curious about MMB. What’s the latest over there?

Any openings in servicenow for sdet/automation?

Hi ,

May I know about the hybrid working model in IQVIA. What I got to know from HR is I may need to visit office once in a month or two or If any critical meetings. But not sure it will be the same in long term also. Can any IQVIAN's share their experience here, will be helpful.

Hi All,
I have below offers. Could you please help me to choose best.

MasterCard : fixed(21L) + Variable(2.1L)
Mphasis: Fixed(25.5L) + Variable(1.3L)

Please suggest.

Hi all, I want to calculate duration in hours between x date/time and y date/time (dd/mm/yyyy 00:00 format). The part I need help on is how to build in logic which ignores certain hours of the day from the hours figure that we get at the end. E.g. without this built in, 0000-1900= 19 hours, but if I want to build in logic that only counts duration of hours between 0800-1700, we would get the answer of “9” even if x = 0000 and y = 1900. Would appreciate any guidance on how to do this.

Do you take potential annual bonuses into account when calculating how much house you can afford? There is a small, but real risk of bonuses being significantly lower than expected at any point. So should I could buy a house I’m comfortable paying off with my base salary only?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Suggestions for a stock index fund to dump a chunk of cash into and hold minimum 2+ years, maybe longer term?

My TC is 150K, I’m already maxing out my 401K, and am thinking of putting some money into I-bonds. Should I try to get the backdoor roth IRA? Anything else I can / should invest in? Currently have a lot of cash lying around.

I’m nervous about missing out on the post-Covid stock boom. Any tips on name brand stocks or ETFs I should look at? I have about 20k to invest. 🙏 Thanks

Are house prices going to keep going up as well interest rates?

If I closed an account/cd with a bank, how do I access 1099?

Is there any group on Whatsapp/telegram/ FB to discuss/ share good investment options? Given the audience here, we could all gain a lot by sharing useful research on stocks..

Anyone part of an investment club that’s accepting new members?

My wife turns 45 next month. She's been a stay at home mom for 16 years. She loves wine, our kids, and our dogs. Need some unique out of the box gift ideas. We live in Charlotte. Go!

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

I recently changed jobs and my new 401K provider - Principal has very limited MF investment options. My prior employer’s 401K was managed by Fidelity and provided me access to a range of MF options. I believe that the fund options are negotiated by the employer and provider? Two questions. First - I have not rolled over my previous 401K to the new one. Would there be any problems. Second - is there a way I could move my current 401K to another (precious) provider?

First time opening a Bright Start 529 for our <2 yo son. Is this a good investment allocation? (I plan to adjust to more conservative as he gets closer to college age)
45% vanguard total stock index, 5% VG total intl stock index, 15% VG total bond index and 35% bank savings

Anyone got rich from day trade?

What are some of the worst investing choices you've made? I want to learn from mistakes. Both action and inaction.

Examples (not applicable to me):

Action - Bought ARKK, sold during covid crash and bought back in higher, buying whole life insurance

Inaction - Didn't invest back in 2008, not funding your 401k

I already have an Amex gold. What’s a good card to supplement that? About to spend 4k on a medical bill, so I’m looking to charge it to a new card for a sign on bonus and then pay it off. Mostly travel with delta and American

I probably have 3-4x times my 6 month emergency savings in my savings account (with no upcoming major purchases). Have been slowly DCA $1000k / month into VTI in brokerage account. Am I still being too cautious? Want to have my money grow but anxious to try to put more in at a time in such an uncertain market