Should you spend all of your money and buy 4BHK or save half of the money you have currently and buy 3 bhk??

P.S. - we want to buy a flat in Noida but have zero knowledge.. Any guidance would be highly appreciated..

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4 simple rules:

1. If it's a first home, don't listen to influenzas. It's an emotional buy and no amount of financial guru's knowledge will up the satisfaction of home ownership.
2. Your home loan emi + all other emis shall not be more than 35-40% of your family monthly take home.
3. Your down payments shall not eat into your emergency funds. Your emergency fund must always be kept separate.
4. Do keep furnishing in your home price.

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Delhi ncr market.... Take only resale..even if it costs you some premium

like

You don't know what u are getting or when you are getting it....builders in Delhi ncr are bad very bad

like

What's your budget? In which area of Noida you are planning to buy

I don't even know about my budget...as I don't know if I should spend all of my savings or how much percentage of savings should be spent..

Area will then be planned based on budget ..

@PL1, wondering how much does a Kothi, Bangla or Villa cost in Noida?

+1

I'm not the kind of person who'll take emotional decisions and will buy emotionally...

hmm you're right here mate.. but don't want to take bad decision emotionally

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