So 40x of income is generally the rental requirement, but how much do you really spend on rent relative to your income?

So now that the market seems to have calmed down, possible bottomed....for you seasoned investors....was this a black swan type event or just a sped up version of a typical downturn? (Cont)

Should we buy a new property?
Context: newly engaged(27F & 30 M) we each own a house 1400 sqft(3 bed 2 ba $280 K bought 2021 @ $232K) & (4bed 2 ba $325 K bought 2020 @ $246 K) both at 3.0 interest rate.
We are looking to buy a new built 4 bed 3 ba for 4.75 for $370 K. The logic here is we will rent out our current properties and slowly build up our real estate portfolio. Don’t know if it makes sense. HHI is $425 K with an additional $100 K in passive variable income. No kids yet. TIA

Any special corp offers for EY GDS employees for car loans?

I had a tenant start a 1 yr lease on March 1. They already are interested in renewing for another year. Would you raise rent? I'm inclined to leave it the same because we're both taking a risk that at the end of the year rents could be up or rents could be down. They are good tenants and take good care of the property. Fwiw I net about $1,000/month positive cash flow after mortgage/taxes/insurance/how/reserve as is.

Amex corporate green card or CSR? I’m not seeing many benefits to the Amex and I’m wondering whether I should just stop paying the annual fee and apply for CSR instead and get reimbursed for business expenses from that card. Considering I can only put business reimbursable expenses on the Amex, it’s not accumulating points very fast. Would I be better off consolidating my points on CSR? Amex platinum doesn’t seem like the right move for me right now.

Is anyone an AIF? Is it a pain? Is it worth it?

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Any recommendations for debt collectors (fintech company)?

🐠 fam in the DMV area, has anyone done a home restoration or a big renovation project on an older home? I have some questions if you’d be willing to talk. Thank you in advance!

I need some financial advice. I am a first year associate with no debt and I'm interested to hear what people think is the best mix of contributions 401k, Roth IRA, and investment account

Given current issues is it a good idea to start a backdoor Roth IRA?

Consulting fish new to industry here. RSU question: if portion of my stocks gets vested today and I sell those off the next day , is it considered as a short term gain/loss?

People fail in the market because they think because something is overbought it cannot go higher, if something is sold off it can not go lower. Play the trend. Don’t worry about tops and bottoms. Huge profits are there to take. Don’t fight this easy money for a month now.

First off - I am extremely new to this type of professional networking and it seems to me that more than 85% of the posts are about compensation, career etc…. So, give me a shout out if your are 27 years old have a NW of 40K or less and approx 175k TC or less. Just trying to see if I can find folks sailing in the same boat to explore more career options. My wife makes about 200 ish. Life is ok but feels like I’m starting out a little late ( thank you student loans).

Anyone here LP’ing, staking, or farming? Getting into it but unsure of the tax consequences.

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

Were SKT and RKT meme stocks? Both were up big yesterday and not back to where they were at the start of the week.

PwC fish: do you get an Amex for travel or another card?

I have two kids and expecting my third - a 10 year old and a 5 year old. We live in NJ and work in NYC. We currently dont have a 529 plan for our kids; also not sure whether 529 is a good option for college education savings considering NJ doesn’t get a deduction for it; what other options are out there for college savings funds. My hubby wants to save 50k each for our older two kids in next two years but we are completely clueless where to put this money for a good return and get tax benefits.

Best book on finances / investments for a kid starting his freshman year of college?????

I’m a Recruiter looking to pivot into a Generalist role. I have 6 years of experience in HR started as a Hr Associate and then the rest strictly in recruitment. Any advice for remote generalist work out there?

Hi fishers,
I need 15 likes to unlock dm. Please help. Thanks in advance:)

Anyone use blue light blocking glasses? Any recommendations?? Looking for one without prescription lenses

What’s the best way to prepare for a 30 min interview with the hiring manager? Specifically, I’m wondering how to prep for behavioral questions?

Fishes!

What is the in hand compensation for UK onsite from TCS at level C2 IT Analyst? And how much can be saved in a month after all the living cost? Any idea from anyone?

People fail in the market because they think because something is overbought it cannot go higher, if something is sold off it can not go lower. Play the trend. Don’t worry about tops and bottoms. Huge profits are there to take. Don’t fight this easy money for a month now.

Hi fishes,

Have offers with cognizant , cgi and ibm which is best to join?

First off - I am extremely new to this type of professional networking and it seems to me that more than 85% of the posts are about compensation, career etc…. So, give me a shout out if your are 27 years old have a NW of 40K or less and approx 175k TC or less. Just trying to see if I can find folks sailing in the same boat to explore more career options. My wife makes about 200 ish. Life is ok but feels like I’m starting out a little late ( thank you student loans).

Platinum Elite here, do you all just ask if any upgrades are available or rely on the front desk agent to upgrade you? I feel like a d-bag asking.

Top 3 relationship must have’s. GO!

Paralegal in India here primarily in M&A law and white collar investigation and advisory and wanted to know whether there are any Paralegal certifications that are globally recognised and worth pursuing? By worth pursuing I mean adding to my skill set and boosting CV thereby my employability. I’m looking to eventually move and do the bridge exam in Canada. Thank you!!

Can anyone tell me how much programming part is there in Data Engineer role?

How does the internal promotion process works in your company?

What kind of masters should I do if I did engineering and working in Cyber Risk now

Anyone here LP’ing, staking, or farming? Getting into it but unsure of the tax consequences.

Any in-house counsels in a pre-IPO bio/pharma company willing to share total comp information? Looking online to see what is market and it’s hard to find anything reliable with this specificity. I have 7 YOE FWIW.

If we survive this thing with our jobs, does it mean we will be expected to not take vacation for the rest of the year?

To all the mangers/ executives what what personal sacrifice did you have to make in order to be in the position you are in today? Was it worth it

Took 6 years to graduate, almost dropped out. Ultimately ended up with 3.6 GPA BS from local state school.

What do you think is something I can express to turn this into a positive?

Does anyone have any experiences with the apartment building 257 Gold (or Brooklyn Gold) in downtown Brooklyn? Thinking of signing a lease and would love to hear some real experiences!

How easy is to meet new people/make new friends in NYC? Any tips? I may be relocating for work and only know a few people in the city. Mid-30s male if that matters.

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

I can seem to find a Pfizer booster anywhere in the city, anyone know where I might find one

Just received a notification from Aetna that I need to pay a balance bill of $10k although the provider told me that everything is covered. Has anyone experienced that? What’s the recommended course of action?

Anyone have sublets or apartments for rent for Aug1? Or have any suggestions for temp housing? Need a place ASAP, and haven’t found anything for Aug 1

Any good celebrations for NYE tomorrow? What is everyone up to?

Is it possible to find a luxury 2 bedroom in manhattan for 4.5 to 5K around February?

Anyone know the estimated cost to tear down a wall, and remodel kitchen and bathroom here in the city? I know it’s expensive but like just looking for ranges people have spent recently

Where can I find new friends? I feel like my priorities are so different from them now. They are still in a hyper competitive rat race mindset. Every conversation is about finmemes or PE recruiting or how their date works at Wells instead of at Goldman. I’m the only one in a stable relationship and everyone I’ve set them up with they’ve turned down based up picture alone. They have been my friends all through college but I’m tired of how bitter and competitive they’ve become.

Any good massage places in midtown? Nothing too pricey

The 40X rule is a pretty standard guideline for how much rent one can afford (your gross salary divided by 40).

But pragmatically (especially as one advances in their career), does it make sense to spend that much on rent even if you can afford to? I’m in my early 30s making $230K base salary. No partner, kids, or debt…but also no substantial savings. In my shoes, how much would you say is practical to spend on rent?

I’m looking to move around Feb 1 and my roommate fell through. Haven’t had much luck on Roomie either getting move-in dates to align. Anyone know of other good ways to find a roommate?

I’m going to need a place for the entire month of June. How early should I look for sublets? And do people usually sublease for just a month during the summer? I’m concerned June-August renters might make my search difficult lol

How long have you stayed in your apartments before searching for a new one? What made you move?

Any fun bars to go to on Saturday night? Single M here

How to navigate a FWB relationship? I have no feelings for him but I want to meet at least once a week bc the bedroom side is good. Like very good. But somehow I feel weird that I am the only one reaching out.

Anyone here willing to provide some insights about the BlackRock - Aladdin team? TIA