So I see VTWAX is not an option for my employer 401k. Is there some type of similar “set it and forget it” investment I can choose besides a TDF?

Thanks!

like
Posting as :
works at
You are currently posting as works at

It is a total world market fund, basically mutual fund equivalent of VT. If you are all equity, it would be a great set and forget. It will not eventually add bonds like target date.

no worries! thank you

Related Posts

Anyone buy a new vehicle from BMW Canada recently? Curious to see if anyone was able to reduce the financing rate as anything above 60 months is very high (4.99%)

like

I have got an offer from Amazon via email by the recruiter where my date of joining,CTC, benefits and designation is mentioned but when I have acknowledged that same within 24 hrs from receiving that email, the recruiter stopped replying me but I have already resigned from my current organization based on that offer but now it's been 4 days since when I am sending emails to them but they are not responding, what should be my next step,kindly help me

like

I am an engineer, but want to get another degree in biology. But even though it's my passion I'm worried that I won't be able to get a job quickly, I have a loan to study and I'm too young to declare bankruptcy. Any hope?

like

Just dropped 3k in Safemoon.
If it dies, it dies.

likefunny

Good luck this week. Lots of event risk headed into OPEX and we often don’t know where the next leg is headed until the week AFTER. So don’t chase and don’t panic - regardless of your market view.

like

Hi, just wondering how much maternity leave Janssen and Merk offer? GSK will be offering 18 weeks starting in 2023, wondering how other companies in the area compare. Also curious if there is a minimum amount of time you need to work before the benefits kick in?

like

Has anyone had any experience with online platforms prescribing ADHD medications? I’ve seen ads for Done and wanted others input. I was diagnosed 21 years ago and have been treated by doctors every month since, so I don’t need an initial diagnosis. But my health insurance changed and my doctor is no longer covered. I can’t get in to a new doctor without a long wait, nor do I have time to take off work for the appointment, which is why I was leaning towards a virtual appointment. Thanks!

like

My spouse and I are filing taxes for the first time; I'm a US citizen earning $100k, he's a non-US resident who made $20k last year. We have no children, but I have $300k in student loans and am on the Income Based Repayment plan. I know if I file "married jointly" then the tax savings will outweigh the potential increase in IBR payments, but I also know that my husband will likely be earning much more over the next few years.

How often can I switch my filing status? Will IBR accept it?

like

Hey Big 4 Partners, given independence constraints, I assume you buy investment properties. do you believe this to be superior to buying stocks, and what do you do to educate yourself in this process?

Does the health insurance provided by Oracle covers parents as well?

like

Need some feedback, I am lateraling into an associate role at a top 25 law firm after several years at government and corporate jobs & have concerns about the background check.

I haven’t made much money in the past few years and have accrued significant debt from credit cards & personal loans, some of which was to help out family during COVID. My credit utilization is at 90% & I’ve been making payments on time. Credit score is at 580 after being at 780 before law school. Will this ding me?

like

What percent of your paycheck are you investing? I want to start regularly investing but honestly don’t know what I’m doing.

Is it a good idea to move my stuff to storage from NYC apt and move back in with parents to save money? Will the Fall be bad in the city?

likehelpful

Do the Life Sciences teams at L.E.K. also work on Healthcare projects?

like
likefunny

What are the best places to live in Dubai when moving with your family with a school going kid. This is for someone making 40-45k per month and want to balance in terms of not breaking the bank by choosing luxury but also live a comfortable and good life.

like

How can I get a good paying job in healthcare administration??

I will soon have my masters in healthcare administration and I currently work for a hospital system as a patient service coordinator. I feel extremely undervalued on top of underpaid. I know that I am capable of more. Is there a space for young healthcare professionals to excel?

like

What do you use for investing? Any apps, particular banks? Germany here

What is the best credit card right now? I have mostly used my Marriott and Southwest for the points, but looking at other cards. Chase Freedom is not that great. Heard good things about Chase Saffire Reserve. Also thinking about non travel cards. And Amex. TIA!!!

likehelpful

My net worth has increased from $0 to $557k in 4.5 years. This year, I saved & invested $130k. $58k of the $557k is an inheritance, but the rest is self-earned. Ask me anything.

Post Photo
likeuplifting

More Posts

Hey guys, newbie here please be gentle with me 😅. I have recently accepted an offer but my gut tells me it might not be the best for my future move. As usual there a probation of three months during which the notice period is half the time as compared to if I was a comfirmed staff. Do you think I should start looking and make use of the shorter notice period during my probation?

like

Lovingly ... The Bull 🤘🏼

Post Photo
likefunny

Hi,

I have got 28 lpa with 10% of variable,
What will be my in hand salary with or without income tax deduction?@

like

Should I feel affended when I get put on freelance jobs because they need a "female art director" specifically?

like

Anyone play tennis in ATX?

like

Currently working in a Management Consulting role in Big 4 (not front office). Got an offer from Product Based company that is more of value consulting and business development role. and Its a new team catering to Partner ecosystem of the company. I am doing good in my current role.

Any insights or suggestions would be greatly appreciated

like

How is the experience with Fragomen with H1 B transfer process? What should I expect?

like

Buying a bed from West Elm - does anyone have any promo codes?

like

Does anyone know a good Laptop for $1100 that would have the following specifications: Intel I5 10th Gen, processor, 512GB SSD, 16 GB RAM with Windows pro, with at least a year of warranty?

like

Lobster Mac & Cheese

Post Photo
like
like

How long does it typically take to hear back after a final round (meeting of the founder) for a LMM? It’s been a few weeks, but have received a few emails as to why. With lack of a formal HR and recruiting, I wasn’t sure if this is normal or not a good sign

like

Why are newspaper subscriptions so expensive? 🤯
Especially at this point where you can find information everywhere in social media and digital platforms. If it is important information, it's easy to find it without paying a penny.

like

I'd like to see more MDs and fewer MBAs in administrative roles

like

Having to write an essay assessment is a pain I don’t get.

like

Is it’s okay to start interviewing with company’s even though you don’t plan on leaving your job for another year or so?

like

Can I get a referral for jpmc Bangalore for scrum master role?

like

Hello fellow olds!! I was just at a work dinner and HH. Three drinks and food and weeeee! Damn. Such a lightweight now! 😂 Hope you all are enjoying the night. 😘

likefunny

Hi,

How to convert soap API to web API in between informatica to CRM application??

Thanks in advance.

I am an engineer, but want to get another degree in biology. But even though it's my passion I'm worried that I won't be able to get a job quickly, I have a loan to study and I'm too young to declare bankruptcy. Any hope?

like

Additional Posts in Personal Investment Chatter

How many of you believe in "sale in may and go away" will happen and market will correct by 10%.

like

My house mortgage is 550k at 3.5% for 30yrs. I am 7 yrs in and have been paying down the principal. Now have 23yrs left at that rate and only have 160$ left on my mortgage principal. Should I stay the track or refinance for a lower rate?

like

Looking to buy a house. Right now, my wife makes 50k, but she after 1 year she will stop working to be a stay at home mom. Should I still include her income on a mortgage application or is it best to leave it off and only report mine?

like

Everyone is so bullish on gold and silver going into 2020. What are some of the ETF or companies exposed to gold that you are in?

$DIDI is getting delisted, do I sell? What happens from here? Is there a going private price that will be announced?

like

Anybody thinking of shorting Gilead? Sounds like an easy play.

like

NW dropped from 970k to 840k in a matter of 4 months. So depressing start of the year. How do I recover from this?

likefunny

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Buying a Rolex oyster. Good investment?

funnyhelpful

Looks at my ETH holdings like a proud father.
My boy is growing up!

like

I (25) am interested in buy my first home, but have no idea what is a reasonably purchase price to aim for. I have just under $1M in savings currently invested that I would prefer not to touch and about $70k in cash. Current income is $75k a year, but about to start a new job at $95k a year. Would prefer around $350k for a home, but in this market only finding places that check my boxes in the $400-500k range

like

So confused about these: HSA, FSA, Roth 401k…can someone explain to this layman pls!!

likefunny

Considering opening a Roth IRA account and evaluating ETrade vs. Schwab due to no fee options. Any suggestions on which broker is good?

like

Help me understand: If you are Married Filing Jointly with MAGI >$129k trad ira deductibility threshold, but under the $204k MAGI Roth IRA income limit, why might someone contribute to any IRA if it ISN’T Roth??

Note: I understand you can contribute to Trad and then do a Roth conversion, but isn’t this the same as just contributing to Roth IRA if you’re in this MAGI range?

like

If you're at a company with an ESOP, what happens to those shares when you quit/leave that company?

like

Looking for undervalued and safe stocks. MSFT, AAPL, etc. are too expensive now. Boeing and airlines are not safe.

What are some good deal stocks you are looking at?

like

Have an emergency fund, contributing to Roth 401k up to match, maxing out Roth IRA, and wondering whether or not to go back and max out Roth 401k or to contribute to brokerage account.
I am saving for either school or down payment for a house in next 5 years. Have heard about back door Roth conversion but won’t I not be able to touch this money until I’m basically 50?

like

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

like

I’ve always filed my taxes, but forgot to file a 1099 for a $50 odd job in 2018 (still filed for my regular w2 income). How screwed am I?? How much should I expect in penalties?

like

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.