So I’ll be receiving a ~120k USD lump sum next spring. If you were in my shoes, would you:

A) Purchase a ~350K home (in Orlando) with 20% down. Remaining 50k in stock market
B) Just DCA it all into market

Further context: Will likely be at grad school for 1.5-2 years following that. Will have an income from scholarship stipend but it'll only cover expenses. Also unsure how that'd work with mortage application if I don't have an ability to provide proof of income.

Both me and my wife maxed out company match on 401K but are below the annual limit. What are our options now to take full advantage of the annual limit? Neither of us qualify for Roth IRA.

Anyone try Legal Funnel? Thoughts? Worth the $10k?

So how does the Uber PIN thing work at LGA? Whenever I request an UBER there, it just connects me with a driver. I don’t get a PIN for the cars queuing up.

When, if ever, do you add “Esq.” to your name outside of work?

I’m currently in a minor dispute with a company over a credit card overcharge and am wondering if I should have added “Esq.” to my signature in my complaint email lol.

Other than Airbnb, what is the best way to find month to month rental options?

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

I read a contract from San Diego that had some very interesting language for Special Educators. Thinking about sending it to the Union to see.

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

Rental car third party liability insurance: My credit card covers car insurance, but not third party liability insurance, so I generally get that from the car rental company at about $20 a day. Is there a cheaper way to do it? Recommendations?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Recommendations for tax filing in Chicago downtown?

Does having student loans impact your ability to get a mortgage?

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

When you all buy a stock how much do you normally throw in? Realizing I have a few where I’ve thrown 2-5k are worth my time. While throwing 200 doesn’t do anything. Great if it goes up 100p but that’s just 200

New to Ontario. Are there tax saving strategies I should be aware of?

How long did it take you to reach 800+ credit? I have a total of 4 credit cards (averaged 2 yrs) but always seem to hover at 750-780

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

Hey 🐠. When do y'all actually hear back regarding the H1B lottery? Is it generally by the notification date (March 31st this year) or a week after from the company? This is my first (and last) H1B attempt. Thanks!

My back hurts so I’ve been laying on the floor looking at Fishbowl all day instead of doing my job.

Anyone have any good office chair recos for sedentary potatoes that wfh?

Hello fellow members of the Fishbowl community,

I am thrilled to have joined this vibrant and supportive group of professionals. As a new member, I am looking forward to learning from and connecting with others who share my interests and expertise.

I have been in the freelance web development industry for two years and have build a solid foundation of skills and knowledge. However, I know that there is always more to learn, and I am excited to tap into the collective wisdom of this community.

What’s a reasonable salary/compensation package for a Director of Asset Management in San Diego, CA?

Is anyone willing to refer to EY or PwC? Thank you!

$215 OTE ( $165/50) + $15 RSU, usually exceed goal (4+ years) and get about $240. Other - 3x Presidents Club (Hawaii, Cancun, $15 payout for 2020).

5 years at this company.

Data Platform, very technical sale, SMB. USA.

Any insights on bonus & hike ? By considering recession/inflation.

Any smart, funny and caring Desi F Interested in connecting? Trying really hard to avoid the matrimonial route.

Helloz,
Can we use whatsapp web in laptop?
@PwC India @PwC AC Deloitte

Hi All , I am looking for switch with C++ skill set in linux/windows OS with 2 YOE , any organization having opening ?

What should be the expected salary of 7.6 yrs experienced Java, Spring boot and Cloud(Gcp/AWS) resource in current market scenario?
Current salary : 13 LPA Fixed

Hi Fishes,
Can someone tell me the shift timings at Tiger Analytics? I have heard that they have flexible shifts is 8-5 possible?

Why KPMG does not mention variable portion in Offer Letter unlike Deloitte, EY & PwC ? How do we came to know our variables ? Please suggest.

Anyone know if you can cancel your Chase Sapphire Preferred after 3 years and get Chase Reserve and still be eligible for the signup bonus points?

Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?

How to push for more money? I’m not getting anywhere close to industry standard but my company has a limit at percentage increases for promotions

I feel like the stereotype about being an introvert and an accountant don't apply to black ppl. Everyone I met that's an accountant is LOUD, okay lol

Finally got over my fear of timing the market vs time in the market. Finally bought some voo and qqq today and plan to DCA the rest. Thanks guys!

How safe is storing crypto on blockfi to earn interest? Seeing recommendations to store crypto offline for safety. Hence trying to gauge if it’s worth the interest on blockfi.

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

Tendies? 😊 🤚💎🤚

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

If I make $120k base and have 50k for down payment, what should the house price be?

HSA vs FSA. My current employer doesn’t offer HSA but, offers FSA. HSA is no brainer. But, not sure about FSA. Any advice??

What's your target retirement savings? Target age? Combined or single?

I’m aiming to retire in 30 years, my current asset allocation between all my investment vehicles is 10% REITs, 10% Int. Equities, 10% bonds, 20% small cap equities, and 50% S&P 500. They are cont...

Looking for advice for investing in these two options. Say I have $100k by October saved up
1) Put 10k into iBonds and $90k as downpyament and closing costs for a property (I’ll need to put in 20%, already talked to several mortgage agents)
2) Put $0 in ibonds and put all the $100k in the home investing (given it’s a little more of an expensive property, given some other factors - location, size, etc)

How much hard cash do you all keep on hand?

35/m sole earner for a family with 2 kids. Want a life insurance with a ~$2m payout (to cover nice funeral, mortgage, kids college, spending money for the wife until she finds husband no.2 etc). Should I go with term, permanent or one indexed to a fund? Also, should I get one policy or is there any advantage to taking out multiple?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?