So let’s say I meet my FIRE number but all my money is in retirement accounts....how do I retire early? By early I mean like late 30s early 40s. Wouldn’t I pay a penalty?

So spent the last 30 hours working through this trying to books with points. Still nada. Anybody else have luck?

New to investing, have 90k in savings. Should I do lump sum or DCA based on current climate? (I'm 23 and plan to do 60% VTSAX 40% VFWAX)

Moving to SF soon. Should I sell my car or will I need one?

For those of you who are married, how much did you spend on your wedding and was it worth it? Looking back, what are the things you realized didn’t matter / wasn’t worth the spend?

Living in Chicago with SO. We both love our apt. a ton and has been a great experience. We both just started our first full time jobs. But I’ve been thinking a lot about the cost/benefit to finding a duplex/triplex and house hacking. I am paying $1050/mo. if you total rent, utilities and parking. To me it seems like house hacking I could cut my living expense very close to 0 if I do it right. To me it seems like a great move if I can handle the extra effort that comes with it? Crazy to do this?

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

Anybody have a mortgage provider they like?

Partners: anyone approaching retirement or close to it? Based on your pension/retirement scheme, how much gross $$ do you expect to get in Year 1 of your retirement from your pension plan?

I’m a little confused on the electric vehicle tax credit. I’m filling out Form 8936 and it appears to have a maximum credit of $2,500. However, I am reading that the maximum credit is $7,500 if your tax/AGI meet the criteria which it does in this case. What am I missing here? The form clearly shows $2,500 so where is the $7,500 coming from? Also, is there carryover to next year’s return if all of it isn’t use? Looks like maybe form 8834 if I’m reading it correctly?

Thank you.

is there any chance i can earn money online? i was affected by the pandemic. 😔😔

As salaried employees in London, how do you all optimise taxation? Pension contributions and ISAs? Or are there other ways?

Is 12% club safe to keep deposits??

Hi! Got 60k in VFIAX and 30k in VTSAX brokerage. Where should I invest my 6k for my Roth IRA?

Recent law grad here, looking for a firm job. Can others share what I should be looking for in a compensation package nowadays? What's typical and what's not? (e.g. 401k match, health/dental/vision, paid time off, vacation). And how does that change based on: small firm, midsize firm, big firm? Thanks in advance!

Running the numbers, and even if you have med school debt still I think it could still make sense to invest in the market at these low levels. Could provide returns above your interest rate

Where do you park your emergency funds - so they make at least some interest? Mine is currently in my savings account making 0.001% or less...actually losing value due to inflation. Anyone has ideas where I can put it?

How can i buy and sell stocks in the UK? How much are the taxes?

What’s happening with Unity (U) the stock price went up by 13.5% yesterday. Is it a good buy now?

Anyone recently hired at Big 4 - are there still signing bonuses and referral bonuses? If so, what firm and how much?

Veritas is doing a study buddy sale (BOGO) and the sale ends today. Anyone want to take the class with me? It’s $1450 for 36 hours of live online class.

Have conversation with hiring manager on offer details. What should I say once offer is laid out? I’d like to keep room for negotiations. How can I also let other firms kno I now have an offer.

My engagement is being changed to other than my core areas for utilization of team purpose. They already did this once and i dint like the work ive been doing. Is it common for others as well ?

Hey all, 3rd party recruiter reached out to me about a job. We had interview which I think went well. I did not give my salary expectations, but the recruiter provided the hiring budget.

After sending resume, I am now being asked my current income. Seems expectation is ~20-25% comp increase when you change companies. Effectively it would be a promotion, but the budget would be significantly more than 25%.

Do I inflate my current comp? My wife said she had to find a paystub for her job.

What is an average salary for a fully remote People Operations Manager with 10 yrs of HR experience, several HR and benefits certifications, who oversees a team of 3 direct reports in a cybersecurity company of roughly 400 EEs?

I’m graduating next spring and am starting to reach ut to recruiters to build some connections, whats the best way to do it? What do i even write? Should i gush and flatter them or play it a bit cool? I’m so lost. Advice much appreciated💕

Has anyone received an email about suspending their Dependent Care FSA for now? Should I do it or not since our daycare costs are much more than $5,000 DepCare FSA's yearly max.

Can someone explain regarding laptop policy in Morgan Stanley?

Will they provide a laptop for work or I need to use mine and how much time they will take to provide one.

How do the Scon bands fare up in USI ?
Engineering vs B schools

Do people in AM actually ever get bonuses? If so, how???

Experience with keeping the account once your client gets acquired? Does the account get moved to the bigger company’s agency?

Didn't have top grades, wasn't on law review. Worked at a midsize firm and was laid off in march-- have about 3 years experience in a hot practice area. Have been applying and had some interviews at larger shops but nothing has come of it. I'm still applying to roles (not many out there) in my area but coming to the realization based on number of larger firm rejection letter that I may not find a role. Where would you go from here if you were me? Was making good money at the midsize...

Any local jewelers you’d recommend for diamond and gold jewelry? Looking for tennis necklace as well as 18k gold earrings

I find Recruiting for Strategy much harder than for other departments. Strategists, any tips to connect better via email outreach? What do you want to know or hear that would make you intrigued?

what's the new wfh update for Oracle ? Previously I heard that offices are reopening on 4th April.

Looking for someone in Hyderabad to hangout this weekend

Anybody have a mortgage provider they like?

Hi! Got 60k in VFIAX and 30k in VTSAX brokerage. Where should I invest my 6k for my Roth IRA?

Where do you park your emergency funds - so they make at least some interest? Mine is currently in my savings account making 0.001% or less...actually losing value due to inflation. Anyone has ideas where I can put it?

Is the internet saturated with early-days FIRE blogs?

I’ve tried to find FIRE blogs in the $100-200k NW (even up to $300k NW) range and haven’t been able to find many. I’ve toyed around with starting a FIRE blog in the past and quarantine has me revisiting the idea, so curious on any input here

Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

Traditional IRA or Roth IRA? And why?

How do you strike the right balance between spending and saving? For example, if you’re looking to buy a car, do you wait until you can pay 50% in cash? 75% in cash? Full?

Where do you all want to retire? Share your retirement location goals and reasoning!

Personal finance book recommendations?

Any market considerations before refinancing my student loan with current rates? They’re giving me a .75-1% drop.

It’s worth it to refinance at this rate to save paying $1000 of interest albeit credit gets hurt. My only concern is missing out on inevitable lower rates forthcoming.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I’ve been listening to “millionaires unveiled” (highly recommend for FIRE content) and it seems like every other guest ends up doing real estate investing. If you do it, what books or online courses would you recommend to get started? If you have experience in real estate investing, would you ultimately recommend it?

I have about 20k in a high yield savings account; interest rates are going down, so wondering if I should invest elsewhere? Any recommendations of a safe-ish investments or accounts to look into in the current market? Feel a bit lost and don’t want to sit on my money. I’m 24 and moderately risk adverse. Thanks in advance!

Mega backdoor question - I wanted to take advantage of this while it still existed so I contributed to after tax 401k the last few paychecks. Is the correct process to do a withdrawal/rollover directly to my Roth IRA account? It seems like I can do a direct deposit from the 401k but it is asking if this is a checking or savings account which seems wrong.

Bought a SFH where I’d barely break even given the realtors estimate of 1.1k rent. Neighbor kindly let me know going rate was actually 1.6k. Put it up for 1.5k to get a nicer long term tenant and signed in 2 weeks. First investment property and learned a lot from here/bigger pockets so feeling pretty good!

Hi in process of buying a house. Trying to negotiate a buyer rebate with a realtor - we will be moving from outside of town so need full service, (video tours, actual advice etc) - do most realtors work with rebates? Is 0.5 or 1% good?

Does anybody work a part-time job for spending money? I’m considering working one retail shift a week purely so I can have some frivolous spending money that doesn’t impact the budget. Is it crazy to kill 6 hours a week for less than $250 a month?