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I'm wanting to know what people think is better. Kaiser or ucla health for working as an admin staff. Ucla seems to have good pay from what I see on the job descriptions but kaiser only shows pay grade. Ucla has pension and a raise it seems every year. But I was alao told kaiser offers a dollar each year as a raise. I want a place I can grown and stsy Long term. Any one have any insight on kaiser and what they offered.UCLA Health Kaiser Permanente
In the past I would use Brightscope to search companies 401k ratings. They have since been acquired by ISS and they no longer offer this information publicly. I am interested in seeing details about your company.
(1) 401k plan provider
(2) company match
(3) option to purchase additional PTO
For example, at my company GDIT
(1) Fidelity
(2) 100% match up to 3% of your salary, then 50% match for the next 3%, making a total of 4.5% of your salary
(3) yes, up to 40 additional hrs
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Hi Guys!
As per current scenario, how much package tcs paying to lateral hires for 8-9 years experienced full stack developer?
Can they pay somewhere around 30lpa, or it is not even a point of discussion when it comes to tcs or other big service based companies?.
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Are daycares tax deductible?
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Best way to forecast net worth/future growth?
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Coach
Google a Roth conversion ladder. Basically you start converting yearly expenses from traditional to Roth starting 5 years before you plan to retire. That will give you access to funds penalty free before you hit 59.5
Mentor
Don't start conversion till you're retired, otherwise your marginal tax rate will wreck havoc! Have enough in your bank accounts and taxable brokerage for the first 5 years in retirement. Start the Roth conversion as soon as you retire.
Mentor
https://www.madfientist.com/how-to-access-retirement-funds-early/#:~:text=The%20first%20method%20for%20accessing,the%20Roth%20IRA%20Conversion%20Ladder.&text=When%20you%20leave%20your%20job,b)%20into%20a%20Traditional%20IRA.
Mentor
I'm sold on the 72(t) SEPP route.
72(t) is just equal distributions over time and avoids penalty, right? Is there a set % you have to apply?
There are several for podcasts about this. It's a bit dated but radical personal finance from 11/17/14 titled How to Get Money Out of Your Retirement Accounts Before 59.5 for Early Retirement RPF0104