SO recently changed employers and is not eligible for the new company’s 401k plan until Feb-what are options for roll-over (e.g., sweep to a personal 401k plan in the interim?) Thank for any insight!

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Any new employee-sponsored plan is going to have unlimited investment options and higher fees. Moreover, once you roll it over there, it is no longer portable. Take my advice and move to self directed (you have 60 days and its super easy). Then, you'll have a whole universe of low cost investment options and the ability, if for some reason unhappy, to transfer it somewhere else.

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Vanguard rollover IRA

Go to a self directed rollover IRA. Anything else would no be smart

Roll over into an IRA, better options than a 401K and less fees

Leave it where it is. Then roll over into new plan when eligible (assuming it has decent investment options).

Mck1 - any time limitations as to how long funds can stay in the existing account as SO is no longer an employee of prior company? Thought I heard six months somewhere. Thanks!

They can often stay there forever..

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