Someone tell me im not an idiot for having most of my money in FTEC and FXIAX

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I have no idea if you are an idiot or not, if that helps

funny

I’m pretty heavy into FTEC as well. Have been for a couple years now 🤷‍♂️

Short term maybe, but long term I don’t think so. One of the key aspects of investing is always your time horizon for when you need to “use” your money invested into whatever it is you’re invested in. 2nd is the diversification (or lack there off) risk (concentration in a sector in your case). But that concentration risk is also essentially hinging on the time horizon

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