Sorry if this has already been asked by others, but I'm evaluating an Apple ICT4 offer and the recruiter mentioned yearly bonuses at 12% of base + $75K RSU (vesting in 4 years). The numbers look fine to me, but since these bonuses are based "on performance" what is the actual likelihood of receiving it in full?

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Different companies do it differently. Ask if there's a company/personal split -many times its something like 50% of the bonus is your individual performance and 50% is how well the company did.

Also ask approx percentage of the department got at least 90% of their bonus in the last 4 years (or last 4 quarters if the bonuses are paid out quarterly). Often the bonuses are "you pretty much get your bonus unless you're in trouble" but HR doesn't like to say that.

That being said a bonus is not guaranteed. They can always say "times are tough, sorry no bonus this year." Like stock, I don't count bonuses when I'm factoring in life costs. When I get them they're extra and it's nice but if I need it to live that means I'm in debt until it comes.

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Jumping on with same question!

Following.

RSUs are a “you’ll always get them” thing as long as you’re still employed. Bonus isn’t a sure thing.

When the stock vests you have to pay the taxes, whether or not you sell the stocks. You can put cash into your brokerage for it or the brokerage can sell-to-cover. But you can't wait to pay the income tax until you sell (capital gains tax is a different story).

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