Spouse has had SEP IRA for the last few years but is switching to a solo 401K and plans to rollover IRA balance into it. Can they make contributions via backdoor Roth IRA for 2023 and 2024 assuming $0 balance in trad IRA by end of 2024 without incurring issues from pro rata?

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I would think so. The conversions are for 2024 so as long as the balance of the SEP IRA is cleared by December 31 2024, you should have no prorata tax.

Thanks, just wanted to make sure the deadline of end of this calendar year to clear SEP IRA was correct for both years’ contributions

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