Spouse & I need to live in a HCOL place for a couple years - min 2 years, up to 6 years - at 40 y.o. in order to grow our career & boost earning power. How do we manage housing cost that eats 1/3 of our pre-tax income? Sold our house in LCOL state and moved to the Bay area last year... Similar homes here are over a million dollars. But demand is so high to move to our suburb that renting costs just as much! Rented current place. Don't want to move our kids from their school every year.

DDD is up 80% today....just sold half of my shares to lock in some profit. I’m new to this selling game (have always been a long holder). Is it a good strategy to wait for it to dip back and buy more? Or am I not doing the Math right here...

I know I took out the loans and I should repay them and I’m normally fiscally conservative and against giving out free money. But I am hoping student loans get completely cancelled. It would greatly boost the economy if people do not have them hanging over their heads. However, forgiving what is currently there won’t help long term if the predatory practices around student loans aren’t fixed along with soaring tuition prices and salaries for administrators.

Hold on to my TSLA stocks that I got 2 months ago or post loss?

It is easy to see more homes coming up for sale in DFW as the are sitting on the market longer and have seen a lot of price cuts as well.

Question: Is now a good time to buy or wait till Q1/Q2 next year?

I know the saying " the best time to buy is when you can afford" but I am trying to understand the expected market.

Hi fishes , I am new joinee in. EY GDS so just wanted to check if EY GDS provides flexipay options to save tax like Sodexo vouchers, LTA, one time gift cards etc .

Hey guys - what bank would you recommend for domestic banking ( I am European so would transfer cash to Europe) . Also for travel what credit card do you use! Thanks

Which Vanguard products are you investing in? I want to open a Vanguard account to contribute to (after maxing my 401K and HSA) but there are so many options. Suggestions on for “set it and forget it” products? Planning on contributing annually but not touch it for the next 30years…

What are some good platforms I can use to invest in Bitcoin? (Other than Robinhood)

I'd like to sell my condo in Central NJ but I've never done something like that before and feel a bit overwhelmed / intimidated by the process. Adding to the complexity, it's a deceased parent on the mortgage, not me. Is a realtor someone that can help? How do I find a good one?

Any fishies have a Roth 401k for retirement? Why did you choose it over the traditional

When the sales team sells ipo shares to institutional investors, how is the commission charged? (How do investment banks make money on the back end)

I am 39, have a 4 year old and starting a 529 plan. I live in NJ and wanted to know how much should I plan on putting in the 529 plan for his education?

What's happening today that's causing all tech stocks to dive?

I know there’s a lot out there already but created a car loan payment schedule/calculator and working on a fairly robust retirement model including mortgage/rent, student loans, car payments, monthly expenses, and investment assumptions. Happy to share either if people are interested.

Big law associates, how long did it take you to pay off your student loans on a big law salary? If comfortable sharing, how much student debt did you have when you started in big law? Did you focus on paying off the loans first, or did you contribute to your 401(k) at the same time?

How do people in tech set up their banking? I have a primary bank account where my earnings have gone for the last 8 years. I always get promotions to open new bank accounts with other institutions for some cash reward. Is there any point to opening multiple accounts with diff banks? Kind of seems like a hassle but might be some advantage that I don’t know of

Do y’all factor in Mortgage (equity and debt) to New Worth?

If so... How do you even get to a positive Net Worth under 30?

My wife and I are 25 YE and have about a $180k annual income (including bonuses). Net worth is about $35k right now... But am discouraged cause I see us going into the negative NW very quickly when we try to move from an apartment into a house.

Ev bubble finally bursting. This rout will separate froth from long term plays. What are LT spacs or EV stocks you are doubling down. Hopefully another 15-20% correction in EV will be healthy.

Creatives who have done launches - how do you present your work in your book? Doubt anyone wants to see all 25 or so things I worked on but want to show the breadth.

Hi
I am in a problem.
My DOJ is 4th April in TCS but my lwd got extended till 8th April
Now HR,Onboarding manager or anyone is not responding or acknowledging to my calls and messages.
I am in a distress 😭😰

Hello
Need your help to unlock DM . Pls do like

To all laid off consultants...want to start our own firm? 😏 😎

Does PwC has anything similar to Well-being subsidy in Deloitte? Also, in a year how many PTO days can a person accrue at PwC?

State of Ohio:
Anyone have experience with Dept of Public Safety? Are they disorganized? Do they have a bad culture? I am starting to think they suck based on my application experience with them , compared to other state agencies.

Can someone give me insight on what salary expectations are for a manager at Alvarez & Marsal in the SALT group. 5 YOE

Has anyone done the PwC While You Work program? If so, how was it?

Hi, a recruiter from PWC reached out to me about a KYC position. Can anyone tell me the experience they had working in KYC?

Any flatmate/flat near Bagmane tech park(Informatica). Open for discussion.

hello fishes, Is recession start for IT industry or not? Do I need to take steps to secure the job

I feel like my manager critique and review my work harsher than my peers (white). He’s been the same manager on these jobs for years. Has anyone else had this happen to them?

What do you do when the person sitting next to you on the plane won't stop staring at your computer screen?? 😒😒

What has been the best case interview prep method for you? Anyone recommend Look over my shoulder or something?

Test post .. New to fishbowl

Anyone only did one or two simulations in Becker (but all Skill practice & MCQs) and passed FAR?

Told a friend she did “monkey work” as a “junior pm” and she stopped talking to me for the foreseeable future. 🤔

What are some jobs you can do abroad to earn US money while living abroad? Haven’t reached FI yet but I always worry about running out of money after early retirement.

When did you start investing in real estate? Was it based on reaching a level of income or net worth? I’m 26 and about to start a new job where TC is ~200K. Thanks.

Anyone do FIRE after doing an MBA in a HCOL city? I’m curious how people who graduate from top mba programs and work in NY or SF as consultants and manage to do FIRE

Can you start this if you’re 34? Kind of late to the game or nah?

Fire friendly car? I have a bmw and it’s paid off but it’s a ticking time bomb. I want something more reliable. Should I trade in and get a Toyota? For purposes of fire, I could get an older model since they last forever. But the new ones are tempting and I would pay maybe $200/mo. Worth it or just keel the bmw?

What’s your recommendation if my new 401k does not accept pension rollover? I think the only 2 roll over options left are traditional/Roth IRA, right? If I first roll over the pension to traditional IRA, and then immediately roll over the traditional IRA to my new 401k, will I still trigger the pro rata rule when I do backdoor Roth in the future? I have never contributed to a traditional IRA or done backdoor Roth so far.

If we did the after tax voluntary contribution (with the intention to roll it over to back door Roth) but don’t get it rolled over before the year ends, what happens? Can we do it after Jan 1? If not, is that now just a separate retirement account w our employer (did mine w McKinsey, after maxing out Roth $19500)

TL;DR: Social Security matters.

My wife & I are 35. If we quit working today, at 70 we are entitled to a combined $50k in annual SS in today’s dollars. (Source: SSA.tools)

$50k real is significant. Let’s be conservative and say that a 70 year old couple spends $100k per year. That’s SS meeting half of your required expenses.

Current law with current demographics shows that SS can fulfill 79% of benefits into perpetuity.

Assuming SS will disappear means working decades longer than needed

Has anyone heard of Ponce Bank - it is giving 2.5% yield for money market account. And UFB direct is giving 2.21% on money market account. And Marcus by Goldman Sachs is giving 1.7% on savings account. Which one should I go for? I have about $200K to keep for sometime until I decide what to do with it

Can someone please explain a “backdoor” ROTH? When its required/why? I’m very new to all this. I keep seeing this mentioned but no idea what it means.

Any Aussie expats in US have recommendations for a tax accountant? First year filing.

What stocks or funds do you invest your IRA contributions in. Just opened up my IRA last week and looking to see where to invest in.

Are Long Term Care Insurance Plan and Disability Insurance worthwhile? Do you need both?

I’ve been listening to “millionaires unveiled” (highly recommend for FIRE content) and it seems like every other guest ends up doing real estate investing. If you do it, what books or online courses would you recommend to get started? If you have experience in real estate investing, would you ultimately recommend it?

Anybody in the Houston/austin area have a tax person to recommend - or should I do this myself? NW $2.2M, income $280k, LLC side hustle, standard deduction. Seems straightforward but not sure if a tax guy would be advantageous