Stay in a rental with rent going up 15% or move in with parents for 6 months to save up money and pay off all debt? Although, it would put a strain on the family relationship and lose a bit of freedom/personal space.

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I always vote to move back home IF you have a healthy relationship with your parents. If 6 months at home will truly put a strain on it, don’t do it. But if 6 months just means it’ll be inconvenient but tolerable, then maybe do it.

likehelpful

Nov, dec, Jan, Feb, March, april r all fun months
u def want ur own place
Unless u live in Alaska, den just move back wit parents forver

funnylike

Damn even autocorrect couldn't save your ass

funny

If 15% doesn’t drastically impact your lifestyle then I would stay.

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I would personally stay on my own vs moving in with my parents. If paying debt is a priority, I’d look at other ways to trim my budget or look at getting a side hustle.

I have a great relationship with my parents, but it’s better when we don’t live together and have our own separate, adult lives. I also highly value independence.

helpfullike

That’s your call. We can’t quantify how bad or good each option is because there are small nuances that I’m sure matter to you and you’re not telling us.

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Not asking for anyone to make a decision.

Just thoughts on an all too common situation for many, especially with the current market.

like

How about move into an Airbnb? They have single room options which are pretty reasonable, the next few months are expensive months so moving back with parents would save you some money but it’s not the most attractive look and as you mentioned, it would be an inconvenience to your folks. .

smart

Depends a lot on your context. I didn’t move out after college and still live at home at 25. The savings is pretty spectacular

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If your parents are nice and welcoming go home. I did it and I’ve paid off so much debt. I’ll be at my last 15 in December from 75 early 2021.

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What are you confessing?

That they've already moved back in with their parents

funnylike

If you can clean the slate in six months, that’s a small price to pay. Have it spelled out clearly ahead of time with specific dates.

It really depends on various factors. Main one is how much debt you have and also, how long will it take you to pay off all your debt. If the time frame is more than a year or two, I would continue living by myself and look other ways to cut my budget.

I'd stay on my own

I feel like 15% raise is illegal but I guess it depends on where you live.

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