Student loan debt free!! 🎉🎉🎉 Paid off my MBA loans today. Feels so good. Now time to focus on saving and investments.

I want to get middle school cert (for ELA) My degree is K-8. My current cert. & EdTPA is K-5. What's the quickest & easiest path to middle school certification?! (I'm in TN, specifically Sumner Co.)

My new job allows employees to make after-tax (different from Roth) 401k contributions. I understand the benefit of getting more money into a Roth account, but since the earnings are taxed (CONT)

How do you help client's figure out how much life insurance is the right amount?

Chicago attorneys: know anyone who does financial planning for those in big law? 1st gen attorney and I admit I know damn near nothing about my finances beyond what my mom taught me which is keep a $20 in my wallet.

Calling all Loan Originators!!! I've been in the mortgage industry for 5 years now (3 years as a Realtor, 2 as a loan originator).

Last years rates, anyone could have done well. You didn't have to sell a mortgage, people just applied.

With the market where it is today, what are some of you doing to counter the "rates are too high" comment from buyers?

I've gone back to my SOI and have been getting some deals and referrals to keep me afloat but would love to hear some of your Best Practices.

Anyone have advice for dealing with big management company landlords who refuse to return a full security deposit? Ours ripped up a bunch of flooring after we moved out claiming it were scratched, but sent us pictures and only about half showed anything beyond minor scuffs. I wrote a series of emails but they're not responsive and it's looking like small claims court is the only route at this point, but seeing if anyone has a better strategy.

Despite making on time payments from last 8 yrs my credit score is still below 750. plan to buy house nd worried my score won't give me best rate. How do i raise my score. Looking desperately 4 advice

Is it worth it to buy a multi-family home to rent out?

I have been in insurance sales for 7 years. Not something was ever thinking I would do. I have a bachelors and masters in general psychology. My masters was more research based in hopes I would go back for my PhD one day. I decided to just go back for my MBA with a concentration in Business Analytics. How can I break out of the insurance sales role and into something else with insurance if all my experience has been sales. Should I just wait until I am done with my degree and then search after?

Hi Fishes.
I am an engineer plus MBA. Senior Associate 2. Have around 8 years of experience after MBA. What is salary range offered in pwc ac for this skillset for Dynamics 365 CE? I am expecting 1st hike now, so want to analysis if the hike keeps me in high range available in pwc ac.
Thanks in advance.

Any one have other Dallas based sources of income? Tips?

US Short term capital gain question:
If I get stocks A & B at $50. In a month I sell one at $25 and the other at $75, do I still owe tax?

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

Anyone have CPA recommendations that can do out of state rental properties (looking for next year)? I'm based in NYC

How do 10 million dollars look in your account?

How do y’ll save money on taxes? Other than obvious routes like 401k.

Hey fishes, a close friend is a current MBA candidate with a legal background aiming to break into consulting in Paris, and looking for referrals at different strategy houses - please DM if you'd be able to!

Fishbowl does not let students have accounts so helping her out!

Merci beaucoup

I am suspected for endometriosis. I haven’t tried hormones yet but getting an IUD on Tuesday. Is it worth doing a laparoscopy? I am concerned about the risks. 33F, planning to have kids in the next 2-4 years. Not sure if I should wait and try it out before I get surgery.

I signed a new lease in a management apartment building 2 months ago. My rent on paper is $3000. I logged into rentcafe yesterday and the building manager seems to have logged in my rent as $2700. I am not sure if it is a mistake and if I should notify her. The $300 bonus a month does sound nice but also don’t want to get into trouble? Thoughts?

How many work hours does it take for you to bill 8 hours? Feeling like I’m inefficient.

If I get an offer for 105k in New Jersey - how much will I make after tax?

I’m looking around for other opportunities in healthcare and I was wondering what other institutions’ benefit packages are. How much do you all pay in premiums?

I currently have my partner on my EPO plan at MSK and pay about $88 total every two weeks. I just want to know what other institutions are offering (Cornell, Columbia, NYU, Mount Sinai, Flatiron Health, etc).

I graduated with a bs in management information systems. I'm thinking of going towards business analyst as a start to my career with no prior experience in the industry. Would that be a recommended good start?

Hey folks!
Please share me a azure databricks course targeting beginner to advanced...

Hi Fishes I got offers from 2 companies with same package , one from Banglore and another from Hyderabad, I'm new to both cities.

If I need to consider a company only location wise what you will suggest . I heard the cost of living in banglore is more than Hyderabad but I'm not sure , I'm a bachelor so I will stay in some pg.

I’ve noticed lots of former Googlers who worked in ad sales moving to Amazon with large offers to join Amazon ads, are any of you willing to share insight about that ?

Engagement managers — what does your day to day look like? WLB? Technical-skill level? Salary per level?

Those in L&E at small to mid size firms, how is your WLB?

While de-escalating a situation or dealing with a child having an outburst I tend to notice outside coworkers coming in my room to offer help or just check in. I find this doesn’t help it actually makes the situation worse. Would it be rude of me to send out an email asking them not to interrupt since it can make the situation work. I know most of the time it’s cause they are being nosy.

1- What high yield savings accounts do people use?
1b- Thoughts on Amex savings vs. Marcus by Goldman
2- Do people still use CDs? Best CD rates other 🐠 have been able to find?

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

What's happening today that's causing all tech stocks to dive?

Is commercial building a good investment channel? Any insight would be greatly appreciated

Dead cat bounce

Can whoever the bowl leader is please permanently pin a post that explains backdoor Roth IRA and mega backdoor Roth?

The amount of questions in here lately about these (or mixing them up) has been so high and people don’t seem to know about search function.

Between that Q and people asking whether to roll 401k to Roth or new employer 401k, the amount of duplicate posts is getting really high

I’m starting a business and need about $50K in upfront costs. I’ll fund half with cash and am looking to take a loan (which by my projections can be paid off in year 1) for the other $25K.

Would you recommend taking the loan through my personal name or through the company, assuming the interest rate for year 1 is 0%? I feel like it will take awhile to get the $25K for the business as the loan receiver pre-revenue… right?

VTI or VOO??

Looking to diversify my large cap tech concentrated porfolio. Is this a good time to enter into some international equity etfs? If so, which ones are you in?

How and when should I be making estimated tax payments on capital gains for profits on stocks? Fwiw I use TD Ameritrade to manage my portfolio and very nee to the estimate le tax concept. Thanks

I’m wondering if it’s best to have both 401k and IRA? Do most people? Why / why not?

Is this market pull back an opportunity to buy tech / FANGS / Nvidia, or is this the beginning of the end for tech stocks??