{ "media_type": "text", "post_content": "Student loan question - just got this email. What is the benefit to me for prematurely ending COVID forbearance? Is there any?", "post_id": "5fd8ca5a786baa001a7dfaa3", "reply_count": 19, "vote_count": 2, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter", "feed_type": "bowl" }

Student loan question - just got this email. What is the benefit to me for prematurely ending COVID forbearance? Is there any?

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Lmao the only benefit they list is they can start sending you monthly billing statements to tell you what you probably already know. I see no benefit to doing this.


Exactly what I was thinking, just wasn't sure if I missed something. Thanks!

The benefit is already listed out in the email. You get to pay it down while at 0% interest. Interest accrue daily and paying it off now helps you save interest in the long run.


SA1 that's what I was thinking! Sounds like 0% interest either way, just without forbearance they send me statements? Doesn't seem worth it at all


As long as you can continue to make payments, I wouldn't end your forbearance.


Definitely no benefit in ending it. Keep the forbearance and keep paying. Depending on how you structure your payments you could save up to make full monetary payments toward one loan if the forbearance continues (saw somewhere they were considering until April).


Good God, you’re still in Great Lakes? What interest rate are they charging? Refi it as soon as you can after the 0% interest rate lifts.

@pwc I still have ~10k that I’m pretty much just letting sit for now in hopes for this

No benefit to paying down. Invest in income/dividend stocks meanwhile?

Good call!

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