Synchrony HYSA dropped from 1% to 0.75% 😫

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

For all of the commercial Guys/Gals out there, how has the property market been treating everyone? Large increases? Tightening terms? Increased deductibles? Have you found a great property market? Feel free to be specific on what markets you work with.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

What percent of your monthly income shoule go to rent payments?
I’ve been living with a roommate so rent has been pretty reasonable, however roommate is now getting married and I need to find a new apartment. My monthly income is about $3,500 per month. Looking at apartments around my area for a 1 bedroom woth washer and dryer in unit is about $1,900 per month which is half my monthly income; Is this normal? Is renting suppose to be half my monthly income?
Any help on this would be very helpful.

I need some help. Finally, debt-free, fully funded emergency fund (6 months), maxing out all tax advantage accounts, and have about 40k in savings in addition to our emergency fund. We originally planned to buy a house, but interest rates have priced us out of our market. What is the next financially responsible thing to do?

Any of you have EOS coins...Which wallet are you using to store them?

Anyone who owns and rents out a 2+ family house they don’t live in - is it worth all the trouble? Really want to give it a shot but entire family is advising against it

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

I should just quit and sell cryptocurrencies full time. It would probably be more lucrative and less boring.

Thoughts on JETS ETF? Long term hold or sell? I bought in at ~$14 last year

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Any body use cred app to pay credit card bill above 2 lakh via cred app using debit card option?
Will it reflects immediately tomorrow is my due date for bill payment.

I remember when I thought $100,000 salary was SOOOO much money

My company has asked for investments proofs. Jts feb only and i have upcomming mutual funds sip also. How can i show these upcomming sip investments ?

Has anyone invested in angel syndicated and rolling funds via AngelList? If so, how has your experience been so far?

Opinions on Michael Lewis? I love his books, but don't know how much they reflect the reality of the banking/financial system

Any investment ideas/opportunities considering independence restrictions at Big 4 accounting firms?

What are you spending your annual bonus on?

Thoughts on Canadian budget? $354 B deficit in FY-20, additional $154 B deficit in FY-21, additional $60 B deficit in FY-22!! High time to stop partying using debts?

Pune- 12LPA
Bangalore- 17LPA
YOE -2.5
Skill- 3DEXPERIENCE PLATFORM

Is it worth to shift from pune to Bangalore?

Does EY give original i140 approval notice to employees or just a copy ?

Hello Globers

Anyone working with Fiserv Solutions Or Banco de Sabadell Clients.
They have relevant openings for my stack, but they are Banking Projects. I had heard banking projects are strict with their security. Will they ask to report to office or any other measures we have to follow

Idk what happened with me but nowadays I am taking my work very seriously.. even it's wfh still I don't take lunch on time.. if my program is completed then only I took my lunch. And I don't take any phone calls in working hours.. and i don't like to make any error not even mistakenly...

In previous I was not like this .
Someone is here like me?

If Donald trump works from Trump Tower two days a week, is he remote and WFH? As his client, I am not ok with that since his billable rate is really high.

Any realtors worked through the 2008 recession? What was it like and how did you handle it?

Yes or No: page numbers on ppt slides for a presentation that wil never be printed?

Taking some golf lessons, got a women’s starter set I got to make sure I liked golf first. Instructor mentioned that the driver is like swinging a wet noodle for me lol and I should look into a men’s or one with stiffer flex. I have no idea what to look for. Are the people at Dicks Sporting Goods knowledgeable or worth driving the 40 min to PGA store?

Why is it so hard to find a relationship? Is it a corporate thing?

Dear Boss, Why are you so gawd darn fine?! I have to admit I didn’t pay attention to anything you said during our meeting because I am too busy staring at your face 😭😭 You make my sucky job worthwhile 🥰

Hi folks, do we have opening of etl testing in jp morgan

What is the official notice period in thoughtworks and is there any buyout option?

How much amount free items can we take in medibuddy as a new user? @tcs @cognizant

Anyone knows what case studies are like at Alvarez & Marsal? It’s for a senior financial services consulting role. Thank you

Recommendations on the best podcast, book, or other medium to learn more about “entrepreneurship through acquisition”?

Hi all,
I graduated during Covid with a double major in business administration and business management with a minor in marketing and magically ended up in sales because I needed a job. I’m about to take a data analytics course to make an attempt to break into that field. I’m currently looking for a mentor to help guide me during this time. Also, if anyone is willing to look over my resume and give me tips on how to make it more presentable for recruiters in DA that would be very helpful. Thanks

Can anyone here help me in getting 3lpa+ job in Barclays ?😂

Hi Fishes

What would be the in hand monthly salary of 12lpa?
Thanks in advance.

Can anyone offer up advice for someone who wants to start investing in real estate?

Whole life insurance for a baby — yes or no? Is the money better put elsewhere?

If Mark Zuckerberg has all his income being paid in stock, does that mean that he’s only taxed the 20% capital gains for when he sells his stock? Or are there other taxes he needs to pay too?

New to Fidelity. Which core position is better, and why? SPAXX, FZDXX, FCASH?

Looks like they have similar interests/returns for same tenure. Confused as to which one to choose. Any help would be appreciated!

New college grad just started working FT and I’ve been reading this bowl for awhile and want to make sure my saving plan is on track/best way to prioritize.

1) 6 month emergency fund (target $10k which is more than I need, but I want the peace of mind)
2) Roth 401(k) up to employer match (6%)
3) Roth IRA ($500 monthly)
4) Brokerage account and 401(k)
Plan is to split extra cash between these to have better tax advantage from 401(k) but also have access to funds if needed from brokerage acct

So I’ve been sitting on $40k in cash for last 2 months given my certainty of the economy (stupid move in retrospect). This is a small portion of my overall savings / investments but interested to see what folks think I do with the $40k based on where the market is today. Feels nuts to throw it in at an all time high, but I said that last month and look what happened haha.

Anyone buy into any of the marijuana ETFs? If so, which one and why?

Are Certificate of Deposits (CDs) getting popular again with the rate hikes? Thinking of putting some money in since I’ll need to buy a house in 2 years.

Anyone have any recommendations for an ETF for a back-door Roth IRA? I’m 28, so can take some risk.

So I have the CSR & have a good few points that I haven’t used. Is the statement credit at 50% additional value as good as it sounds? Other than the opportunity cost of not using those points on travel, aren’t you getting a great deal in cash back?

Is there a “best” way to refinance student loans?

How do Point of Sale companies (buy now pay later) offer 0% APR make money with customers who don't end up paying any interest due to having on-time payments.

Anyone have a Sofi referral code? About to sign up and would like a referral code

Any Bay Area fish care to share thoughts on buying property in East bay or Marin right now? Weighing the benefit of getting a ‘deal’ (a few properties we are considering are listed ~30% lower than historical square footage prices) vs. waiting to see how the market reshapes once commuting resumes.

How did you save for wedding related expenses? I am able to max out my 401k this year, so should I still be contributing to an individual brokerage account?

I got a big pay bump switching gigs, and silly, naive, me was floored to see the taxes that came out of my 1st paycheck! Only thing not set up yet is my 401k (internal glitches) so that should help a little, maxing out an HSA too, but holy hell I don't feel like I'm doing much better than on my old salary. This is how they keep us from moving on up, huh? What are you doing to maximize your take-home? NYC based.

I have two kids and expecting my third - a 10 year old and a 5 year old. We live in NJ and work in NYC. We currently dont have a 529 plan for our kids; also not sure whether 529 is a good option for college education savings considering NJ doesn’t get a deduction for it; what other options are out there for college savings funds. My hubby wants to save 50k each for our older two kids in next two years but we are completely clueless where to put this money for a good return and get tax benefits.