Tax folks, help an auditor out.. I turned 26 in July and used to be under my parents insurance coverage (you are allowed until you are 26). Now that I'm 26 and uninsured, how soon do I need to get my?

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I'd more concerned with getting hurt while uninsured than paying the fine. Had a car accident years ago. Not my fault. Medical bills without insurance would have been over 100K with hospital stay, testing, specialists and PT. it was a dislocated shoulder, torn bicep tendon and partially torn rotator cuff.

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It's qualified life event so you can get special enrollment and sign up for insurance .

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Qualifying life event just do it now. Be ready for the pay cut too

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I was an idiot got married and didn't realize I stopped being covered under my dad insurance so I had to quickly enroll in one.

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It's advice, not advise.

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Typically 30 days to make a qualifying life event

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Talk to HR, you should be able to sign up with your employer's plan due life changing event. If not, Obama care or some insurances offer individual plans , depending on which market you are in (more expensive option). Since you have not been covered for 2 months now, you might have to pay a small penalty with your tax return .

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Call the EY help line. There's an option for benefits.

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To not be penalized and have to pay

You can stay on until next year. Just sign up this fall during open enrollment unless your parents already dropped you. I have a February birthday and got to stay on until the following January.

No, I had Cigna and they drop you as soon as your birth month is over. My birthday is July 8th and my contract with Cigna was terminated as of July 31st. So I'm wondering if I need to get insurance for the remaining month of the year?

Would having a qualifying life event allow me to hop onto my employer's coverage, or only obamacare?

I think you should be able to do either BDO

Can someone please help???

You may not have to pay a penalty for two months. They have exceptions to the rule, and small gaps is one of them

I really don't want to get insurance for the remainder of the year if I don't have to and our HR at EY se me to be made up of older ladies who don't really know much about any of these

Get insurance. $50 could save you 1000's of $

But did I ask you Crowe for that advise? If I wanted that kind of advise, I would have asked Obama

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